Moneyclaim Online (MCOL) question

mishmash

Hi
Filed my claim, just checked on it's status ( I got a letter at the weekend confirming the claim) it just has a start date of 1/2.07.

Di I just wait to see if anything happens? if nothing does by the 15th is that when I ask for the default thing?
Thanks

Mish

richmulch

do you need the exact date your acccount was opened and if so how would i get it/>

1192ROBIN

Hi

I am just filling in the details on Money Claim online and want to use Martins standard wording letter 7, however the Total number of lines will not fit into the box provided and i will have to delete some of the wording.

the question is what wording can be deleted ? as i am now at this stage i do not want to risk leaving critical info out can anyone help !!

thanks

Robin

richmulch

can anyone advise me i have two separted claimes with HSBC for personnal and joint account it nearly the time to go to money claim im wondering can i put the two together to save cost! I have so far kept the two separte in LBA etc.. however timescales the same!
Any advice appreciated and with regards to the claim aprticulars wouldi just put dates and account numbers respectiveley if im putting the two together?

Fill_7

richmulch wrote:

do you need the exact date your acccount was opened and if so how would i get it/>

i just put the year i opened mine (and that was only a guess). the claim got issued ok.

Beate

Check Post 11, it may fit:
http://forums.moneysavingexpert.com/showthread.html?t=353590

tiff

I just put the year too.

louloujs

richmulch wrote:

can anyone advise me i have two separted claimes with HSBC for personnal and joint account it nearly the time to go to money claim im wondering can i put the two together to save cost! I have so far kept the two separte in LBA etc.. however timescales the same!
Any advice appreciated and with regards to the claim aprticulars wouldi just put dates and account numbers respectiveley if im putting the two together?

Rich

On this website and also by ringing MCOL I was advised to do a separate claim for each bank account on MCOL. In the Particulars of Claim section you will need to put each separate bank account no etc and the amount you are claiming for that account etc. It means that there will be two separate fees to pay but each is determined by the amount you'[re claiming anyway.

Good luck

Lou

pigsmightfly

Rex_Mundi wrote:

Particulars of claim (You are allowed 1080 characters on up to 24 lines.)

Edit the parts in bold to fit your claim.

The Claimant has an account XXXXXXXX (put your account number) with the Defendant, opened (DATE XX/XX/XXXX). Since (DATE XX/XX/XXXX) the Defendant debited charges and interest in respect of purported breaches of contract.Defendant is aware of all details as a list of charges has already been supplied. Claimant contends: The charges exceed the Defendant's losses caused by the breaches; The Term permitting the Defendant to levy such charges is unenforceable under the Unfair Terms in Consumer Contracts Regulations 1999, Unfair Contract Terms Act 1977 and at Common Law. Claimant claims: return of the amounts debited of £XXXX; Interest per S.69 County Courts Act 1984 of 8% - £xxx [enter interest total at date of claim] continuing at 8% until judgment or settlement at a daily rate of £0.xx; Alternatively, if the charges are a fee for a service, then they must be reasonable under S.15 of the Supply of Goods and Services Act 1982. Costs allowed by the Court.

The claimant claims interest under section 69 of the County Courts Act 1984 at the rate of 8% a year from {date when the money became owed to you} to {the date you are issuing the claim} of £ (amount of interest only) and also interest at the same rate up to the date of judgment or earlier payment at a daily rate of {enter the daily rate of interest} To work out the daily interest. Multiply the amount of your claim (charges only, not including interest) by .00022

Does or will your claim include any issues under the Human Rights Act 1998? I guess the answer is no. This is correct

Do you want to reserve the right to claim interest? Yes?.......Correct

Amount claimed Put in the total of your charges including interest added.

Thanks a lot for this information - its really helped me with my claim

pigsmightfly

Just filled in my claim form online and when I have printed a copy of the claim form off it says "in the Northampton County Court" but I live at Carlisle.

If there is a hearing will I be expected to go to this court or can I change it?