Desperate To Be Debt Free

GreenSaints

Hey,

Thanks for the kind messages. I even managed to pass my assessment! So I have some paperwork to do and will hopefully be qualified at the end of January

How are you doing Banwa? Not been on here enough to catch up on progress

GreenSaints

Well, I found some extra money this month (£100 from my share dividend, £40 that my boyfriend gives me for some debts he owes me and £50 for selling my bass - sad to see it go, but my friend bought it off me so it's going to a good home)

So that's an extra £190 towards my student loan! I know people say not to pay it off, but I need to get rid of it

Hope you both are ok

banwa

GreenSaints wrote: »

I even managed to pass my assessment!

:j:j:j

Ah well done, lady, that is fab news. So you are a qualified personal trainer? Where do you go from here, then? Are you going to start advertising for clients? Or is it something for the back pocket for now?

GreenSaints

Hey

Thank you very much

Technically I'm not qualified yet as I still need to do my 12 week case study and nutrition case study. Once those are sent in and marked and passed, I'll be qualified

My plan is to work for myself, but I'm happy to work at a gym for experience.

I can't wait to quit my job for good and concentrate on this

GreenSaints

EXCITING NEWS!

I've broken the £10k mark of debt with my mum and just over £5.5k with my student loan!

:j:j:j:j:j:j:j:j:D:D:D:D:money::money::money::money:

GreenSaints

Another £28.78 towards my student loan. :j

£25 from the sale of my Wii Fit board and game and a massive £3.78 from the sale of my broken oven to the scrap man! Better than just tipping it I suppose.

Really want to pay off another £111.31 because that means I've just got £15k left to pay (this is 'estimated' as my student loan varies and the amount online isn't the actual figure I have to pay - early repayment charges etc)

Either way, I've paid off £7,124.34 so far this year! :j

banwa

Wow that's nearly twice what I managed, well done.

Have you added it to the 'how much have we paid this year thread' by skaps?

GreenSaints

Thanks Banwa But you've had a tougher year than me.

I haven't seen that post, I'll go look for it now.

How's your new year going?

banwa

Hey alright so far. Managed not to spend any money yet, but it is only the 2nd!

January20

Just popping in to say well done! And happy new year and I hope that you carry on being even more successful in your debt busting this year as you were last year GreenSaints!