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Desperate To Be Debt Free

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  • GreenSaints
    GreenSaints Posts: 718 Forumite
    Debt-free and Proud!
    edited 3 February 2012 at 11:41AM
    Thank you :) It was a Twitter competition that Noddle (the free credit report service) were running. It was give your best tip to keep on track with your finances. I'm pretty good at that now! :p

    Some good news on the old debt busting front:
    • My First Direct account is closed. Hoorah! :D
    • I had a refund from Boots (£18.80) after cancelling my contact lenses subscription (I have 19 months of lenses and they keep sending me more and I was paying for them!) so that has gone on my CC
    • My expenses should be here tomorrow, so I'm putting £200 towards my CC, meaning next month I'LL HAVE NO BARCLAYCARD!
    :D
    :DDEBT FREE SINCE 25.07.14! :D
    Debt at Highest (November 2010) - circa £40k
  • Hi all,

    Just some more MSE news. Got my expenses today, so paid £200 towards my Barclaycard, so it's now below £500! Still want another £150 off before 15th February (next pay day) so I can pay it off and cancel it! :D

    So my total since January 2011 is over £10k of debt repayment! :D:D:D:D:D:D
    :DDEBT FREE SINCE 25.07.14! :D
    Debt at Highest (November 2010) - circa £40k
  • January20
    January20 Posts: 3,769 Forumite
    Debt-free and Proud!
    That is an amazing amount of money to pay off in one year! I repeat: AMAZING!!!
    LBM: August 2006 £12,568.49 - DFD 22nd March 2012
    "The road to DF is long and bumpy" GreenSaints
  • Thank you very much :D

    It's been a hard slog, but I'm getting there slowly. I'm just hoping being DF isn't an anti climax :p

    How are you doing? How's the foot?
    :DDEBT FREE SINCE 25.07.14! :D
    Debt at Highest (November 2010) - circa £40k
  • January20
    January20 Posts: 3,769 Forumite
    Debt-free and Proud!
    Oh I know what you mean about the anti-climax! I have the same worry. Also I have a default that is due to drop of my credit file in October this year so will still have that to look forward to if I'm DF before Easter as I am hoping!

    Foot is hurting a bit today grrrr! but at least it's Saturday and I can take it easy :)
    LBM: August 2006 £12,568.49 - DFD 22nd March 2012
    "The road to DF is long and bumpy" GreenSaints
  • I have a lot of closed accounts and credit cards soon to drop off too. Sadly my default on my CC was last August and the times we went over the OD was earlier in the year, so that'll be a while yet :(

    DF before Easter? That's pretty amazing! That's only 2 months away!
    :DDEBT FREE SINCE 25.07.14! :D
    Debt at Highest (November 2010) - circa £40k
  • January20
    January20 Posts: 3,769 Forumite
    Debt-free and Proud!
    Oh dear! You are right! I am a bit ambitious aren't I?
    LBM: August 2006 £12,568.49 - DFD 22nd March 2012
    "The road to DF is long and bumpy" GreenSaints
  • No, no! Ambitious goals are the best. You go for Easter! :D
    :DDEBT FREE SINCE 25.07.14! :D
    Debt at Highest (November 2010) - circa £40k
  • January20
    January20 Posts: 3,769 Forumite
    Debt-free and Proud!
    And then I can treat myself to a very large chocolate egg!
    LBM: August 2006 £12,568.49 - DFD 22nd March 2012
    "The road to DF is long and bumpy" GreenSaints
  • Yes, defo to the massive easter egg! Just remember to buy them after the Sunday, so they are 50% off and then you can get two! :D:p

    Having a pretty good MSE day today. Sold my old desk for £35 (which I only paid £50 for 4 years ago!) and Martin 'MSE' Lewis re-tweeted me :D

    I'm a bit of a celebrity now! :p
    :DDEBT FREE SINCE 25.07.14! :D
    Debt at Highest (November 2010) - circa £40k
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