benefits when partner is working

Andrew1975

well assuming this idea does come to fruition, and i do manage to get the mortgage paid after my mortgage insurance runs out and i have no other income

does the mortgage payment cover the full mortgage regardless of how much the mortgage is, or is it a set amount that they give?

in addition is this mortgage payment dependent on me being on jobseekers?

Wee_Willy_Harris

Check your policy. Most have a section outlining what is expected of you by way of mitigating their liability. This may well include jobseeking. Some companies even use in house/outside agencies who "help" people back to work.

Andrew1975

Wee_Willy_Harris wrote: »

Check your policy. Most have a section outlining what is expected of you by way of mitigating their liability. This may well include jobseeking. Some companies even use in house/outside agencies who "help" people back to work.

no im talking about governmental assistance for mortgage

after the insurance policy runs out.

i know the rules for my insurance its after that that im interested in knowing about.

karenx

You will need to be on income based JSA. Also they will only pay a % of the interest not it all and only for a limited period of time. You will have to pay rest yourself. Why are you thinking about this anyway? Surly you will of gotten a job by then.....

Andrew1975

karenx wrote: »

You will need to be on income based JSA. Also they will only pay a % of the interest not it all and only for a limited period of time. You will have to pay rest yourself. Why are you thinking about this anyway? Surly you will of gotten a job by then.....

dont worry about my reasons, thanks for the info though

although i was thinking what if i get a job for a few months and it doesnt work out and if i dont qualify for mortgage protection.

when you say a limited amount of time what period of time is that?

and is the % payment fixed as well?

suelees1

karenx wrote: »

You will need to be on income based JSA. Also they will only pay a % of the interest not it all and only for a limited period of time. You will have to pay rest yourself. Why are you thinking about this anyway? Surly you will of gotten a job by then.....

That's not strictly true. The amount they will pay towards your mortgage is added onto the amount the law says you need to live on. If you were on a contribution based benefit any housing costs would be income based.

http://www.turn2us.org.uk/information__resources/benefits/help_with_housing_costs.aspx#How