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London Socialite Sees The Light

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  • way hey!!! Nice big juicy bonus LG! Just think how nice it will be to update your sig after payday x
    DF as at 30/12/16
    Wombling 2025: £87.12
    NSD March: YTD: 35
    Grocery spend challenge March £253.38/£285 £20/£70 Eating out
    GC annual £449.80/£4500
    Eating out budget: £55/£420
    Extra cash earned 2025: £195
  • Yay! Congratulations. Thank goodness that suspense is finally over. What a lovely chunk of progress on your figures that will be. Can't wait to find out how much to pay out loan and see your signature update with YET ANOTHER one of your debts obliterated!:beer:

    So if I remember rightly, This'll be two of your debts gotten rid of in about a month. Very impressive work. Looking forward to seeing the impact on the stats in your signature, including new anticipated DFD :)
    December 2005 TOTAL DEBT at its worst - [STRIKE]£20,596[/STRIKE]
    LBM - March 2008
    Finally Debt Free - October 6th, 2011 :beer:
    Now a committed saver!!!!
    Sealed Pot Challenge member since October 4th, 2011. Member
    number 1415
  • Great news on the bonus LondonGirl! Does that mean that as well as clearing anohter debt this month, but the time you get paid next week you will also have dropped below the big £10k?! :j

    I think with work like that, a jumping lessons is a treat extremely well deserved! Well done you. :T
  • Hey Miggy

    It’s so nice just done all the calcs and I’m happy with the difference it will make J
    Thanks, hope your DH survives again. My boss has his meeting about it on Weds so should know more then, HATE waiting feel really anxious about it

    Thanks college was OK, tea was a bit dodgy – gave me tummy ache after so going for a different option tomorrow!

    Hey DNMS

    :D thanks! Can’t wait to update you all on it!!

    Hey TJ

    Thank you!!! It’s going to make a lovely nice inroad into the debt, well chuffed! Yip 2 down, 3 to go!!! :D

    Hey Happihorse

    Yup it does J I can’t wait to have a four digit number in my signature!!!
    Thanks! definitely going to book it

    Hi all!

    Thanks for all the lovely comments, so here’s the goss:

    I worked out that after tax and NI I will get £1,190 I called Santander this morning and on Friday I can go into a branch and pay £879.37 as a full and FINAL payment on my loan :D Absolutely delighted! I have Friday off so going to ride in the am then go straight there and do it! That will indeed take me to below £10k and once all other DD’s are gone next month it will also be 25% paid off which is another awesome target to have reached.

    That will leave me with a couple of hundred some of which has been allocated to dentist and hair appointments and the Sainsbury’s shop. What’s left I will spilt 50:50 between CC and Savings

    My Post Office CC DD left today so I have updated my sig on that.

    On Thursday I’ll post the full stats for the month – they’re looking per-reety good!

    The new DFD is 01.08.2013

    For the next few debt their clearance dates are scheduled as:

    NW CC – 01.07.2012 5 months ish
    NW Loan – 01.08.2013 18 months ish
    PO CC – 01.02.2013 12 months ish
    Santander 0% £1,529.94
    Sainsbury's 0% £4,371.31
    Total 0% £5,901.25
    AIM: Pay off debt & simultaneously save for deposit to buy a house by Oct 2020.
    Mar Challenge: Stay within groceries & eating out budget.
  • Brilliant! That's such great news!
    Those stats are going to be looking even more fab!

    We don't have bonuses (alas), but I have been told my assignment is being extended for 6 months so I won't drop to a lower pay band at the end of March.
    "Does it spark joy?" - Marie Kondo

    "Do not wait; the time will never be "just right." Start where you stand, and work with whatever tools you may have at your command, and better tools will be found as you go along." Napoleon Hill
  • miggy
    miggy Posts: 4,328 Forumite
    I'm so pleased! You are doing a fabulous job - 15% already and 25% on the horizon!

    You go, girl! :T:T:T
    Miggy

    MEMBER OF MIKE'S MOB!
    Every Penny a Prisoner

    This article is about coffeehouse bartenders. For lawyers, see Barrister. (Wikipedia)
  • Horace
    Horace Posts: 14,426 Forumite
    Fab news...on the bonus and the debt busting.

    I have started to look at https://www.approvedfoods.co.uk as they sell things in tatty packaging etc. Must admit I haven't ordered from them yet but will do when I move because that way I will have a proper pantry to store things in.

    Jobs can be meh so fingers crossed you have good news.

    Maybe when I am all sorted and debt free (will that ever happen?) then I am going to book some riding lessons because I last went riding in 2006..I got carted off up the beach by the horse I was riding who proceeded to buck like mad but luckily I managed to stay on - the last time I was on a horse that bolted I ended up with my head in a hedge and my body in the road - I cracked my shin bone and although I got back on, it kinda put me off for a while:(
  • miggy
    miggy Posts: 4,328 Forumite
    I've got some really nice things from AF, Horace - just make sure you have plenty of storage space before ordering! :D (We still have food boxes under the stairs...)
    Miggy

    MEMBER OF MIKE'S MOB!
    Every Penny a Prisoner

    This article is about coffeehouse bartenders. For lawyers, see Barrister. (Wikipedia)
  • trixie4
    trixie4 Posts: 149 Forumite
    Part of the Furniture Combo Breaker
    Fab bonus LG! Must be such a relief! Does your new DFD include next year's possible bonus?! That must bring it forward a chunk too!

    Well done!

    Trix x
    6k in 2012: £4200.00/£6000.00
    6k in 2013: £8209.62/£6000.00
    7k in 2014: £5900/£7000
  • Thanks Allybee - congrats on your assignment being extended :)

    Thanks Miggy :D

    Thanks Horace, will defo have a look at that website this weekend. That's a horrible story about the horse and not surprised it put you off, sounds like the horse wasn't stable in new surroundings either too excited or too nervous Im sure it wasnt anything you did. Give it a go, Im sure you'll have a better experience!

    Thanks Trix, it doesnt include next years but if I got the same again it would bring it forward by two more months so fingers crossed!

    Right, I have a lot to fill you all in on so going to work through the week day by day

    Monday - bonus letters - thumbs up,
    Tuesday - friend rang to to let me know the doctor had found a lump in the other side of her neck to where they removed the cancer from last year, felt completely gutted for her - she said she'd know more later in the week once results were in. Went to the mystery shopper meal, it was at the posh steak place in the O2 arena... same night as Brits, so v busy, didn't stop to check out red carpet but had a really nice meal and it was nice to have a proper catch up with my FM. As they were so busy service wasn't as you'd expect from this chain but food delish as always!

    Yesterday - Still feeling fragile from everything that happened. My boss had his meeting with corporate and then spoke to us right after. We are moving, no chance of anything else. They plan to literally pick us up and put down down in new desks at first, then gradually the "processing" parts of my role with be farmed out to the relevant teams who deal with those tasks centrally. Leaving me and S to do pure accounting. As we spoke more about I got really upset and left the meeting for a while to calm down. It's purely when I worked there before I was depressed and miserable, I was bullied by my managers and lost all confidence in my work and failed the exam I took during that time (the one I now passed recently) However, I HAVE to look on the positives:
    1) I still have a job
    2) I will still report to S who is a great manger, I will no longer report to J which is what I am most upset about
    3) Me and S will report to SS who is lovely and has a great reputation in the department
    4) I will not work with, for or closely with my old managers, I am now too experienced for the work their team does, in fact the bank reconcilation part of my role will move to that team after a month or two
    5) We still get to go to the property seminars and parties
    6) New roles come up in property all the time, i am due to qualify this year which will put me in a great position to apply to work on a fund or something next year (hopefully for a whacking pay increase)

    Overall I'm gutted, spent all afternoon in tears and still feel meh today. But change is change and I have to get on with it. Its just, right now I LOVE going to work, property is a fantastic department to work in and got the best results on the staff survey. Corporate got the worst as everyone's so blooming miserable!

    Sorry, moan over, that was a complete brain dump. I need to focus on how it can forward my career and get the most out of it.

    Then something AMAZING happened. As I'm walking to college swollen faced and red-eyed wondering how on earth I'll last til 9pm, I get the most WONDERFUL message from my friend - I'm welling up just writing this- the doctor rang and she got the ALL CLEAR. No more cancer!!!!!!! Kinda put everything else into insignificance and I was crying all over again for a whole new reason!!! She was in shock herself and inundated with calls and messages so I will speak to her later and find out exactly what they said, I really was expected the worst having found another lump but I guess it must be benign or something.
    She's back in the saddle with me tomorrow morning too so I can't wait to see her.

    When I get to work I will pop up this months stats. Cant wait to go to Santander tomorrow and pay off a whole debt in one go! Amazeballs.

    Sorry for the mental post, I needed to write it all down and get it clear in my head. I am getting up now, going to have a shower and I'm going to have a good day with NO TEARS!!!!!!!!
    Santander 0% £1,529.94
    Sainsbury's 0% £4,371.31
    Total 0% £5,901.25
    AIM: Pay off debt & simultaneously save for deposit to buy a house by Oct 2020.
    Mar Challenge: Stay within groceries & eating out budget.
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