would love to be mortgage free!

coldcazzie

:j:j:j:j:j Done and submitted!! :T:T:T:T:T

coldcazzie

I wrote this post out earlier but closed the tab before posting it :doh: so, I shall try again!

Firstly, not overdrawn! :T

Tax credits assure me that an income over £15200 means you're not eligible for the NHS exemption certificate. Didn't point out that we've had them right up until this year and our income was above that. Have rung to have a HC1 form posted out to us.

Groceries were a bit more than I usually budget, but I was expecting that we we're scraping the barrel a bit - end of the food month n all... anyway, we came home and made chocolate cheesecake and had it for pud after LO chicken curry, and it was yummy!

Finally, I need to stop spending time on eBay!! :eek: saying that, it's not so bad: jumper for Squish (who somehow now only has 1 jumper that fits her?!), slippers for Giraffe and 3 different sylvanian families lots (all from the same seller to save on postage costs ). One will be for Giraffe for her b'day and the other two will go in the girls' stockings at Christmas. So, all purchases covered with money from savings pots. Still can't get away from the feeling that spending money is baaaaad... think I need to work on that :think:

Tilly_MFW_in_6_YRS

Hi Caz, :j:j:j well done for submitting - is that really it now 100% completed?

I know Mr Tilly was delighted when he finished his studies with the OU - it's a long old haul when you are working as well.

Best wishes Tillly and a rather dodgy hug

:grouphug:

coldcazzie

Thankyou for the dodgy hug Tilly I still have another assignment due in at the end of the month. That is simply an essay. I say simply - I've read the chapter twice already and I still can't make heads nor tails of what it's talking about... my final exam is October 18th (44 sleeps!), then I am freeeeeeeeeeeeeeeee!! :j:j:j

coldcazzie

So, lazy morning this morning, we weren't all dressed and breakfasted until 10!

Anyways, a trip to the Post Office went down well, we took a new route there, and the our usual route back and stopped off at 3 playgrounds on the way home, so the kids thoroughly enjoyed themselves. When we got home I cut the grass, which has been in desperate need of doing for quite a while. Now I'm going to pile on into some home stuff: assessment of current financials, updating spreadsheets, some ebaying maybe, meal plans, stock check, grocery order for next week.

Mortgage_Reduction_Novice

coldcazzie wrote: »

So, lazy morning this morning, we weren't all dressed and breakfasted until 10!

Very lazy! By 10am my belly was rumbling because my 06:30am breakfast was digested!

coldcazzie

Mortgage_Reduction_Novice wrote: »

Very lazy! By 10am my belly was rumbling because my 06:30am breakfast was digested!

It's fine, as long as I don't get doorstepped

coldcazzie

Also, I got a Mini Boden catalogue through the door this morning....by god, how expensive?!?! :eek::eek:

TwinnyD

coldcazzie wrote: »

So, lazy morning this morning, we weren't all dressed and breakfasted until 10!

I'm always impressed if we're all dressed and fed by 10. Managed it by 9.59 this morning with friend and her little girl arriving at 10 :rotfl:

coldcazzie

TwinnyD wrote: »

I'm always impressed if we're all dressed and fed by 10. Managed it by 9.59 this morning with friend and her little girl arriving at 10 :rotfl:

If I had a friend coming I wouldn't even bother! We only got dressed because we had to go post stuff

Tomorrow will be a wait in for possible parcels day, complete with monthly meal planning and online grocery order. We may visit the park too. Chilli from the freezer for dinner tomorrow, and soup/rolls from the freezer for lunch. Should be a NSD assuming manwife doesn't have to buy petrol (his colleague is poorly so he's having to use the bike to commute in = filling up every other day).

Moff to bed to go attempt to understand (again!) this chapter that I've to write an essay on! Night all