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would love to be mortgage free!

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Comments

  • curlygirl1971
    curlygirl1971 Posts: 1,367 Forumite
    Part of the Furniture Combo Breaker
    coldcazzie wrote: »
    You read the books?

    No, any good ?
  • coldcazzie
    coldcazzie Posts: 1,407 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Oh yeah. Definitely worth buying - they are worryingly addictive. Like... you won't get any exercise done for a week lol :rotfl:
    Rule 7: If you're not changing it, you're choosing it.
    MFW 2020: 1 Jan £92903.90 ~ OP £536.80/£500
    MFW 2021: 1 Jan £89281.21 ~ OP £404.62/£500
    MFW 2022: 1 Jan £85579.20 ~ OPs on hold.
  • curlygirl1971
    curlygirl1971 Posts: 1,367 Forumite
    Part of the Furniture Combo Breaker
    And even less sleep ;)
    Will have a look round for them - passing an oxfam bookshop tmrw.
  • coldcazzie
    coldcazzie Posts: 1,407 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Failing that, they're only about £4 to buy brand new from Amazon ;)
    Rule 7: If you're not changing it, you're choosing it.
    MFW 2020: 1 Jan £92903.90 ~ OP £536.80/£500
    MFW 2021: 1 Jan £89281.21 ~ OP £404.62/£500
    MFW 2022: 1 Jan £85579.20 ~ OPs on hold.
  • curlygirl1971
    curlygirl1971 Posts: 1,367 Forumite
    Part of the Furniture Combo Breaker
    Yes and nectar points too! Hope giraffe is feeling better and you all have a fab weekend - enjoy that chilli!
  • coldcazzie
    coldcazzie Posts: 1,407 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    She isn't :( she took herself off to bed at 5.45pm! Just went upstairs and got in her half made bed and I went upstairs to see what she was doing and she was out cold. So put the duvet cover on the duvet, took her trousers off and put a nappy on her and tucked her in, at which point she rolled over and said "mummy, turn the light off" so I did and off she went to catch her zzzs. Hardly eaten anything again today as well :( poor poorly baby :(

    Chilli was yummy :D plan for the weekend: find the house. Tonight I feel the urge to curl up on the sofa and watch Paul. It's going to cost me though - I haven't had a brew today, so there will have to be one later... and it might be a large one!

    Felt very nervous earlier putting that CC in the CNP machine... spending that much money in one go just feels so WRONG! Especially on a credit card! Minimum payment is £25 pcm so I've changed the DD to the minimum payment instead of the whole balance and by this time next year there will be £550-600 left to clear assuming we don't make any additional payments between now and then. I understand the whole thing behind stoozing and making the most of 0% deals etc... but it just feels weird to deliberately have credit card debt...
    Rule 7: If you're not changing it, you're choosing it.
    MFW 2020: 1 Jan £92903.90 ~ OP £536.80/£500
    MFW 2021: 1 Jan £89281.21 ~ OP £404.62/£500
    MFW 2022: 1 Jan £85579.20 ~ OPs on hold.
  • curlygirl1971
    curlygirl1971 Posts: 1,367 Forumite
    Part of the Furniture Combo Breaker
    coldcazzie wrote: »
    She isn't :( she took herself off to bed at 5.45pm! Just went upstairs and got in her half made bed and I went upstairs to see what she was doing and she was out cold. So put the duvet cover on the duvet, took her trousers off and put a nappy on her and tucked her in, at which point she rolled over and said "mummy, turn the light off" so I did and off she went to catch her zzzs. Hardly eaten anything again today as well :( poor poorly baby :(

    Chilli was yummy :D plan for the weekend: find the house. Tonight I feel the urge to curl up on the sofa and watch Paul. It's going to cost me though - I haven't had a brew today, so there will have to be one later... and it might be a large one!

    Felt very nervous earlier putting that CC in the CNP machine... spending that much money in one go just feels so WRONG! Especially on a credit card! Minimum payment is £25 pcm so I've changed the DD to the minimum payment instead of the whole balance and by this time next year there will be £550-600 left to clear assuming we don't make any additional payments between now and then. I understand the whole thing behind stoozing and making the most of 0% deals etc... but it just feels weird to deliberately have credit card debt...

    Ah bless her. Am not a mummy myself, can imagine its horrible seeing your little ones poorly.

    I'm sat watching Paul as well - he's got his trousers open and I've told him I'm not getting in the same bed unless he shaves

    Spending - I know what you mean and I think sometimes those of us that are getting rid of debt, building savings, OPing....get it into our heads that we aren't allowed to spend.....but sometimes we have to, and sometimes we deserve to.
  • coldcazzie wrote: »
    It's done :eek: bathroom accessories, toilet, basin, vanity unit, and paint for our bedroom and Lumpy's bedroom. We're now £847.82 more in debt than we were.

    Hope you used one of the cashback sites for your B&Q reserve and collect purchases.

    Wish your LO a speedy recovery :-)
    Mortgage: @ Feb. 2007: £133,200; Apr. 2011: £24,373; May 2011: £175,999; Jun 2013: ~£97K; Mar. 2014 £392,212.73; Dec. 2015: £327,051.77; Mar. 2016: ~£480K; Mar. 2017 £444,445.74
  • TwinnyD
    TwinnyD Posts: 238 Forumite
    Mortgage-free Glee!
    Ah poor giraffe, hope she's feeling better in the morning. Have a good weekend :)
  • coldcazzie
    coldcazzie Posts: 1,407 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I'm sat watching Paul as well - he's got his trousers open and I've told him I'm not getting in the same bed unless he shaves
    :rotfl: :rotfl: waaaay tmi!
    Spending - I know what you mean and I think sometimes those of us that are getting rid of debt, building savings, OPing....get it into our heads that we aren't allowed to spend.....but sometimes we have to, and sometimes we deserve to.
    Exactly. That's exactly it. It's sort of guilt. Which is stupid.
    Hope you used one of the cashback sites for your B&Q reserve and collect purchases.

    I thought about that afterwards - considering how it went I should've done it online. I didn't reserve I just went instore. Missed opportunity I think. Chalk it up to a learning experience - only the second time I've bought a significant purchase for the house, ever. Scary stuff.
    Rule 7: If you're not changing it, you're choosing it.
    MFW 2020: 1 Jan £92903.90 ~ OP £536.80/£500
    MFW 2021: 1 Jan £89281.21 ~ OP £404.62/£500
    MFW 2022: 1 Jan £85579.20 ~ OPs on hold.
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