We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Nationwide Soft-Search

1151618202151

Comments

  • jpb77
    jpb77 Posts: 139 Forumite
    Is your credit file looking good?
    Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam
  • RichL74
    RichL74 Posts: 938 Forumite
    Eighth Anniversary 500 Posts Combo Breaker
    Yeah. I got quoted 9.9% APR on mine and £2800 but the same text at the end - I dont know what it says if it all goes through or whether that's just some automatic text at the end.

    I did have to sign my credit agreement online mind you, I'm not too sure if we are at cross purposes on that one or not. I remember having to read 2 seperate pages before a tick box became enabled, but didn't think it was the credit agreement stuff - I cant remember now sorry.
  • jpb77
    jpb77 Posts: 139 Forumite
    edited 27 August 2012 at 11:35AM
    Whats interesting is the coding in the address bar for my application;

    APRVAR=19.9&TAP=1323.00&PURATE=0&PUPERIOD=6&BTRATE=0&BTPERIOD=0&BTMINFEE=5.00&BTPERCENTAGE=3.1

    Wonder what the TAP=1323.00 means?

    Ah just seen this in my pre contract info - The total amount you have to pay - Nationwide Credit Card £1323.00
    Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam
  • RichL74
    RichL74 Posts: 938 Forumite
    Eighth Anniversary 500 Posts Combo Breaker
    I guess that's what it is then!

    Now just the waiting game for the polite foxtrot oscar letter for us both!
  • jpb77
    jpb77 Posts: 139 Forumite
    Yeah looks like it to me, oh well
    Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam
  • jpb77
    jpb77 Posts: 139 Forumite
    Just done another soft search after applying earlier (hard search with 19.9% £3200) and the limit offered now has dropped to £1k same APR - very interesting, cancelled application of course...
    Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam
  • RichL74
    RichL74 Posts: 938 Forumite
    Eighth Anniversary 500 Posts Combo Breaker
    If they send me a thanks but no thanks letter after letting me sign the credit agreement etc I won't be happy but such is life I guess.
  • RichL74
    RichL74 Posts: 938 Forumite
    Eighth Anniversary 500 Posts Combo Breaker
    jpb77 - something I noticed in another thread regarding this, have a look at your own internet bank account and see if you notice a direct debit being set up for Nationwide as they will do this before any paperwork gets sent out - something to keep in mind?

    I didn't set up a direct debit when I signed up so I cant look out for this.
  • jpb77
    jpb77 Posts: 139 Forumite
    Right, i'll keep a look out - just called them and its still to be looked at - looks like they have a lot of apps to review!
    Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam
  • RichL74
    RichL74 Posts: 938 Forumite
    Eighth Anniversary 500 Posts Combo Breaker
    Well yeah, yours and mine :D
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.8K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.8K Work, Benefits & Business
  • 600.2K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.