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Lisa Lou wants to be MF!

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  • LisaLou1982
    LisaLou1982 Posts: 1,264 Forumite
    Chutzpah Haggler
    Another 72p OP today for account rounding :) There are going to be so many random payments on my account on next years mortgage statement!! Haha!!

    Can anyone tell me if their mortgage statement shows the individual payments or does it just show the total for each month?

    Another £50 due to go out at the end of next week so its been a good month this month :)

    OH is coming home from Texas tomorrow - hes flying as we speak! I cant wait to see him xx
    £2 Savers Club #156! :)
    Looking for holiday ideas for 2016. Currently, Isle of Skye in March, Riga in May, Crete in June and Lake District in October. August cruise cancelled, but Baby due September 2016! :j
  • LisaLou1982
    LisaLou1982 Posts: 1,264 Forumite
    Chutzpah Haggler
    Today is not a good day!

    No OP on account rounding today - simply for the fact that i havent got round to it!

    The new kitchen was supposed to be being fitted today. All worktops and units arrived yesterday. Some of the doors are damaged which is a bit annoying but im sure can be sorted easily enough. Apparently though, my joiner didnt feel it necessary to tell me he wasnt going to be bothered to do the work so hasnt shown up! I am not happy!

    No reply to any of my calls or texts which is infuriating. I wouldnt mind so much if he had told me he wasnt coming!!!!! Very unlike him too as i have used him for things in the past and he has always been reliable.

    hmmmmm

    Hope everyone elses day is going well though! on the MSE side. I havent left the house so havent spent any money yet! :)
    £2 Savers Club #156! :)
    Looking for holiday ideas for 2016. Currently, Isle of Skye in March, Riga in May, Crete in June and Lake District in October. August cruise cancelled, but Baby due September 2016! :j
  • LisaLou1982
    LisaLou1982 Posts: 1,264 Forumite
    Chutzpah Haggler
    Im thinking this week is not going well so far :(

    The joiner has not turned up still, and is avoiding all of my calls. I get the impression he doesnt want to do the job! B;oody rude though. He should have called rather than leave me in limbo!

    OH's house that he rents out was due to go this month. The new tenants were due to move in next week but have rung the agent to say that they have split up!! Apparently he still wants the house but now wants in fully furnished. This wouldnt have been a problem except they advised they didnt want the furniture 2 weeks ago so we hired a van, cleared it and sold it so now we dont have it! Apparently now he is thinking about whether he wants the house or not!! FGS!!

    A new joiner came round last night and quoted almost double what the last one was going to do it for! ouch!! Ive text the original joiner and asked him to contact me to talk about the job if theres an issue with anything we originally agreed. Maybe he will come back?

    Oh, and the boiler has started to play up! Why do i get the feeling i should just stay in bed this week?
    £2 Savers Club #156! :)
    Looking for holiday ideas for 2016. Currently, Isle of Skye in March, Riga in May, Crete in June and Lake District in October. August cruise cancelled, but Baby due September 2016! :j
  • LisaLou1982
    LisaLou1982 Posts: 1,264 Forumite
    Chutzpah Haggler
    Morning all :)

    Today is a better day!!

    Yesterday was productive - Mum came round and helped me with the housework as im still not supposed to be doing much but its easier said than done! We managed to get the curtains down and washed so i feel much better now! Its very frustrating not being able to do the things i want to do in case i hurt myself again!!!!

    I had 3 new joiners come round and give me a quote and i think im going to go with one of them who i liked best and incidentally came back with the same price my old joiner said too!! hooray!!

    OP of £2.05 on the mortgage today to round the current account and i have seen the present i want to get OH for his 30th in November so just looking at getting that saved up for :)

    Todays task is to

    clean the bathroom floor (v exciting! cant wait!) ,

    find some costs for magazine subscriptions for my best friend and her husband (wedding present) as he will be in hospital for the foreseeable future so hopefully it will make things that little bit easier.,

    find somewhere that can sell me a nice photo frame (wedding present again) and get costings for it to be engraved

    order door handles for the new kitchen as i forgot to do it yesterday! eek!
    £2 Savers Club #156! :)
    Looking for holiday ideas for 2016. Currently, Isle of Skye in March, Riga in May, Crete in June and Lake District in October. August cruise cancelled, but Baby due September 2016! :j
  • LisaLou1982
    LisaLou1982 Posts: 1,264 Forumite
    Chutzpah Haggler
    Ooooohh!!! Ive just done the mortgage over payment calculator and im on track to repay my mortgage 9 years and 10 months early based on my current OP's! 17 years to go!!!!! MF before im 50!!!!
    £2 Savers Club #156! :)
    Looking for holiday ideas for 2016. Currently, Isle of Skye in March, Riga in May, Crete in June and Lake District in October. August cruise cancelled, but Baby due September 2016! :j
  • LisaLou1982
    LisaLou1982 Posts: 1,264 Forumite
    Chutzpah Haggler
    Mortgage OP today of £2.95 :)

    A bit of a big spend day as i have been to the beauty salon for a Contour Body Wrap so have spent my morning wrapped in clay filled bandages in order to lose 7 inches :) Back next week for round 2!
    £2 Savers Club #156! :)
    Looking for holiday ideas for 2016. Currently, Isle of Skye in March, Riga in May, Crete in June and Lake District in October. August cruise cancelled, but Baby due September 2016! :j
  • nicolula87
    nicolula87 Posts: 190 Forumite
    Sounds like a nice pampered morning!! Yay for the calcukator results, I'm getting addicted to them!
    Kitchen Debt - 2820/260
    Save £12k in 2013 #060: 1293.24/3000
    MFW: 88760.00/85000.00 (4.24% paid)
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Well done - you're making great progress :T. As you are at home at present maybe I could sub-contract out all the things my OH asks me to do:
    - sort out S&S ISA
    - where is petrol cheapest
    - where is something on offer etc etc.

    I'd give you 1/2 of my commission from him, but I'm afraid 1/2 of 0 is still 0 :rotfl:.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • LisaLou1982
    LisaLou1982 Posts: 1,264 Forumite
    Chutzpah Haggler
    gallygirl wrote: »
    Well done - you're making great progress :T. As you are at home at present maybe I could sub-contract out all the things my OH asks me to do:
    - sort out S&S ISA
    - where is petrol cheapest
    - where is something on offer etc etc.

    I'd give you 1/2 of my commission from him, but I'm afraid 1/2 of 0 is still 0 :rotfl:.

    LOL my OH is always giving me something to do!

    I can help with the cheapest petrol prices though :)

    Sign up to petrolprices.com and search for your area xx
    £2 Savers Club #156! :)
    Looking for holiday ideas for 2016. Currently, Isle of Skye in March, Riga in May, Crete in June and Lake District in October. August cruise cancelled, but Baby due September 2016! :j
  • edinburgher
    edinburgher Posts: 13,825 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    - sort out S&S ISA

    I'll do it, but I want 2.5% a year, with a 2% set up fee and a 5-15% 'performance bonus' (where it can be over or under perform).

    Go go management fees :p
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