Time to get it sorted

Squidge123

I've reworked my budget. Hopefully I'll get more in my wages than I've budgeted. I always budget the lowest figure I get and then any more than that is just a bonus so I can increase debt payments etc.

However if I don't get the extra money this month then I'm gonna have a problem and have to try and cut back on things

I have an app on my phone now so I can constantly check my balance no matter where I am. I checked this morning and my refund has gone in. Thats petrol for tomorrow and Thursday and then some spare money in my account for payday Friday. I have Friday as holiday so I can spend the morning working on my repayments.

I now have 112 likes on my small jewellery biz site so I'm hoping to get some orders from there too. Just gotta get working on it a bit more and get it worked on.

Squidge123

My OnePoll account has gone up by 10p!!

Squidge123

So I'm feeling good. I have 53p left in my bank which isn't normal for the last week before pay day. Pay day is Friday so my debt will be reduced. I don't know how much by but that figure in my signature will still be reduced.

I can't wait to see that figure go down. It will be reduced by £300 minimun

InsertWittyName

Only two days for you Squidge!

Just to spur you on a bit, if you paid £300 off your sig each month it'd only take you 19 months to clear all your debt!

£300 is 5.3% of your total debt!

Wish I could knock that amount off my ~£18k

Squidge123

Thats cool. After Xmas I'm hoping to pay off more than that to get debt free quicker

InsertWittyName

I'm thinking it's somebody's payday soon?!?

Squidge123

Evening all!

You can see by my sig I've paid £30 towards my debts today . Still got some other bits to pay off but need to wait for some expenses before I do that otherwise I will leave myself short.

I've also added 10p to my OnePoll account. I'm staying in the store I'm in until January and then I transfer back to my store. I want to use this opportunity to pay off as much as I can debt wise so that I have some money free when I lose out on the expenses.

I started today with change in my purse and a small amount of money in the bank!

Squidge123

So I have some change in my purse. Worked out that my wages are wrong AGAIN so in the process of getting that fixed so I can clear more of my debts.

Had an order for my jewellery today which can go into my business account

debtfreewannabe321

Hi squidge, sorry that you are getting messed around with yout wages! I hope they sort it out once and for all for you

Keep up the good work though dfw x

Squidge123

I'm gettin a bit fed up of it tbh. I can't make all the payments I need to because my wages are always wrong and now I'm behind on my CC payment!