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I can do this.. I will do this
Comments
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Glad you had a good time away - good to recharge the tanks too.
I know what you mean about eating junk food... I think I'd better have a smoothie for tea as I've been cake making over the weekend and have eaten lots!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Well technology has been against me which is why no updates. Internet stuffed at home and as a bl*ckberry owner not had much joy there of late!
Work has also been manic so no opportunity to quickly update from there.
Anyway here I am reporting first payment made of CC2
Am managing to keep on top of the housework and it has paid off this week as had 2 people drop by unexpectedly and was fine and calm about it as house was clean and tidy :T
I have a bit of a dilemma as have been offered some second hand materials which will enable me to get some much needed work done on the house at a greatly reduced cost which should also help save on fuel bills longer term. Only thing is I will need to add a couple of
to my sig in order to do it. It will be on 0% though.
I will work through the maths this weekend and see what that does to my monthly payments and whether I can clear it all before 0% deal runs out on the cards. I had really started to get into the mindset of saving up for the things but if I put this off it will probably end up costing more in the future as may not get the opportunity of the cheap materials again.:(:(:(:(:(:(:(:(:(:(:(:( = £13000 to pay off
NSD 1/100 -
Welcome back FuzzyBear.Halifax CC £1029/£2490, Tesco CC [STRIKE]£0/£3203[/STRIKE], Tesco loan £15431/£15808, Carloan1 £6743/£8241, Carloan2[STRIKE] £0/£3813[/STRIKE]
Pay all your debt off by Xmas 18 =22% £6661/£298650 -
Welcome back Fuzzy, ive had no end of problems with my BB this week too. Luckily its only for work and I still had my other phone to use!
Whats the work you will be having done then?? xMummytogirls x0 -
How you doing? What did you decide to do about the materials?Pay off as much as you can in 2012 challenge No. 64: 328.75/2,5000
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Where have you gone FB = hope you're okAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250
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