No Debt, No Beer

InsertWittyName

So, had an incoming FP today from Santander for £152.44... I'm assuming this is something to do with the £154.31 I paid off last week which was what the CSA rep on the phone told me was needed.

Contact centre is closed currently but I'll be on the phone to them in the morning to see what's happened - best case this is a genuine overpayment and I can put the £152.44 straight on the CC debt

InsertWittyName

Payment of £23.73 from Apple came in unexpectedly - paid it toward the CC debt

InsertWittyName

Just got off the phone with Santander and apparently the 'admin team' have recalculated my settlement figure and found out I overpaid by the £152.44 which is why it was sent back!

Paid it straight to the CC debt

InsertWittyName

Been a bit naughty today and made an 'un-needed' purchase.

OH's mobile phone is on it's last legs and keeps giving her trouble so I've ordered her a new one at a cost of £100.

Didn't really want to but she does need a new one and she's been great while I've been doing all the extra freelance work.

The expense is justified

wannapayoff

Not been on here for a bit, well done you're doing really well!

InsertWittyName

Thanks wannapayoff, hope you're having the same fortune as me

Invoiced client for £600 and have been paid today, requested to withdraw it and hopefully the funds should be with me next Friday.

Back to the 'day job' on Monday, boo!

InsertWittyName

Invoiced another client for £900 and got paid straight away - should also arrive next Friday with the other £600.

I get £850.50 after fees and tax savings (makes me feel a little sick that I only get £850 out of £1,500!).

Squidge123

I missed out on my first PPH job. When I gave my bid there weren't many people doing it. When it finished she had hundreds of bids!

You're doing really well with everything. You'll be debt free really soon!

kerri_dfw

Just popped on from the debt free by xmas thread, subscribing and really impressed with how well you're doing. I'm a dba so I might have a look at PPH although need to start the new job and get settled first. You've left me wondering whether I should clear my overdraft or carry on with my payments, I was leaving the OD until just before the 0%'s.
Subscribing

InsertWittyName

Cheers kerri, thanks for dropping in

I'm hopeful the 2 payments from last week will be in my bank account tomorrow morning - I managed to just catch the payment cut-off from PPH.

Picked up another job today for another £400 and I'm 90% sure I'll have another one for £500 by the end of tomorrow.

Got a call tomorrow night about another potential job too - snowed under at the minute!