No Debt, No Beer

InsertWittyName

Had a phone call from Santander to explain that it was a 'computer glitch' that had caused this and it would be resolved.

Got my Equifax report again and the late payment marker has been removed

It's still showing a balance of £150 though, but the Santander rep told me she'd had to manually credit it again in order for it to apply, so hopeful that next month when Santander report to the CRA's that it will be marked as settled.

Also on my credit report the 2 credit cards I paid off in full a while ago have now both been marked as settled.

Getting there slowly!

Squidge123

You've reminded me that I need to look at my credit report but I am kind of worried because I know it's going to be bad lol

InsertWittyName

It's better to check Squidge as there might be something on there that is incorrect (especially as you said you have accounts with S*ntander too!).

Squidge123

I've never even really known how to check. I just know you have to pay

InsertWittyName

It's £2.

Experian: http://www.experian.co.uk/consumer/stat-cred-report.html
Equifax: http://www.equifax.co.uk/Products/credit/statutory-report.html
Callcredit: Sign up to Noddle for free! http://www.noddle.co.uk/

InsertWittyName

My payment today brought my credit card below £2k owing! :T

InsertWittyName

Busy evening!

Soooo close to finishing a long running job that will pay £950!
Picked up another job for £700.
Had a follow up call regarding a job for ~£175 (looking very promising).

I take about 50% from the above so not too bad, although it could be a lot better (damn HMRC!).

InsertWittyName

£60 received today for a job - £36 to CC and £24 to tax savings

InsertWittyName

Been pretty rubbish this month on the debt front - spent a lot more than I wanted to and no payments received from extra work!

Back on form for the next month though, payday on Tuesday!

Payment from client today which should be in my account on Friday, about £600 after tax etc.

InsertWittyName

Good news
Payday tomorrow and that includes my quarterly bonus!
Few of the jobs look like they'll be completed and paid this month.

Bad news
Got a major car service due
Car MoT due
Car engine warning light is on