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301k in debt and morbidly obese - things aren't great!

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  • I have just subscribed - my debts (and my weight) terrify me but if you can do it so can I. Can I show my mega ignorance and ask what SOA means?
  • Following on from other people signing up - your optimism and enthusiasm is just great!
    Stroppy cow - SOA = Statement of Affairs:
    http://www.makesenseofcards.com/soacalc.html

    To identify and list what you spend so you/others can identify where you can save money.
    Feb 2012 - onwards MF achieved
    September 2016 - Back into clearing a mortgage - Was due to be paid off in 32 years in March 2047 -
    April 2018 down to 28.00 months vs 30.04 months at normal payment.
    Predicted mortgage clearing 03/2047 - now looking at 02/2045

    Aims: 1) To pay off mortgage within 20 years - 2037
  • Just to add ........ SOA is NOT a compulsory element to having a diary. It's your diary so YOU choose what to post!

    And the other good news..... we are closer to the weekend!

    HHx
  • squirrelz
    squirrelz Posts: 147 Forumite
    Just wanted to wish you all the best. I don't have any debts at present (other than CC that is cleared at the end of every month), but I applaud you for tackling such a challenge, with determination and humour. Well done fella! :T:T:T
    Why pay more than you have to?
  • hilstep2000
    hilstep2000 Posts: 3,089 Forumite
    Just read this thread, and would like to congratulate you on your positive attitude! Hope you keep going!
    I Believe in saving money!!!:T
    A Bargain is only a bargain if you need it!



  • MrBloater
    MrBloater Posts: 750 Forumite
    Tenth Anniversary Combo Breaker
    All the positive messages are really appreciated, I'm hoping this thread keeps its upbeat energy for a long while yet. SOA is on hold because the draft one I've done certainly doesn't stack up with the reality of the situation, so either my maths don't add up, or I'm missing the obvious, or Mrs B has got some £800 a month secret direct debit (probably to that sweater-clad fool Johnnie Boden, I tell you, if I ever venture down to Bodenland I'll strike a blow for mankind by razing his flipping factory to the ground).

    Evening work plans have been dealt a blow, there is no money in the pot for such stuff at the moment, have been investigating minicabbing but the insurance/licensing/Skoda Octavia costs are too high both monetarily and spiritually for me.

    Am really up for the idea of the monthly challenges and tomorrow strikes me as an excellent day to start - where would I find these?
  • Ellidee
    Ellidee Posts: 6,216 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hey Mr B I follow Martin on Facebook and look at his latest post !

    Martin Lewis
    ‎"301k in debt and morbidly obese. Things aren't great." This new debt diary's uplifting, especially the support shown http://forums.moneysavingexpert.com/showthread.php?t=3445909

    safe_image.php?d=AQA9B0EQ2PHcmeyg&w=90&h=90&url=http%3A%2F%2Fimages2.moneysavingexpert.com%2Fimages%2Ftemplate%2Fmseavatar.gif 301k in debt and morbidly obese - things aren't great! - MoneySavingExpert.com Forums
    forums.moneysavingexpert.com ‎301k in debt and morbidly obese - things aren't great! Debt Free Diaries
    Nothing is so fatiguing as the eternal hanging on of an uncompleted task. William James
  • Ellidee wrote: »
    Hey Mr B I follow Martin on Facebook and look at his latest post !

    Martin Lewis
    ‎"301k in debt and morbidly obese. Things aren't great." This new debt diary's uplifting, especially the support shown http://forums.moneysavingexpert.com/showthread.php?t=3445909

    safe_image.php?d=AQA9B0EQ2PHcmeyg&w=90&h=90&url=http%3A%2F%2Fimages2.moneysavingexpert.com%2Fimages%2Ftemplate%2Fmseavatar.gif 301k in debt and morbidly obese - things aren't great! - MoneySavingExpert.com Forums
    forums.moneysavingexpert.com ‎301k in debt and morbidly obese - things aren't great! Debt Free Diaries


    Fame! (The fortune will follow)

    HHx
  • Make sure you've got plenty of pics of you in your current "state" (for want of a better word), my son's fiancee lost about 10 stone over about a couple of years (got the details upstairs) and has made hundreds of pounds selling her story to magazines - might be worth trying once you get down to a good weight to put it from a male perspective.

    Have to admit, maybe I should be losing a stone or two myself, and I think this thread should give me a bit of a kick up the rear end!

    I admire you for coming on here and starting the process for both your debts and your weight and I wish you the very best of luck.
    What is this life if, full of care, we have no time to stand and stare
  • Bitsy_Beans
    Bitsy_Beans Posts: 9,640 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I found your diary via Martins email Mr B :)
    Nice to see lots of familiar faces on here cheering you on.
    Have subscribed....not because my debt is similar but actually love your posting style and find your enthusiasm infectious. Might even give me the kick up the bum I need to start tackling things in my own home.
    I have a gift for enraging people, but if I ever bore you it'll be with a knife :D Louise Brooks
    All will be well in the end. If it's not well, it's not the end.
    Be humble for you are made of earth. Be noble for you are made of stars
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