Please help, I feel totally abandoned!

Sam____2

Sorry my point was, wasn't that loan supposed to do you up until your next loan payment would have been due? a few weeks by your reckoning? if so then that would be what they would expect you to live on until that time.
The only other thing you could do would be if your too ill to work, see your doctor and find out if they will sign you off as unfit to work, make a claim for ESA (which you probably won't be eligible for) but if you fail to get that may get income support instead up until your 29 weeks at which point you claim your maternity benefits.

yaimee

I understood your point, and I can manage until then, but it doesn't help me after that, which is when i would be needing the help most. I would have been getting a loan payment in September, but I am no longer entitled to that loan payment because I have to take a year out, I am also not entitled to claim benefits until the baby is born (in December) which leaves me with no income from September (when my next loan payment would have been due) to December (when the baby is born).
The real problem is that I will still be registered as a student so not entitled to benefits (income support, housing benefit etc) but also not entitled to any student finance. I am entitled to maternity allowance (from 29 weeks) but this is only £89p/w, which leaves me struggling to pay my rent and leaves me absolutely nothing for bills, food or anything!

Transformer

Time to ask family for help

You can always say to them you consider it a loan and will repay when employed.

ps. Heres hoping they can help as there seems no real other options.

Does you college uni have a charity arm that could help, worth asking.


There is shelter of course, but I think that has been mentioned already.

yaimee

Will definitely check about the uni charity thing, they might have one!
Not sure that my family are in a position to lend me much atm, but I'll have to ask if I don't manage to find anything else!
Thanks for your advice

Sam____2

yaimee wrote: »

I understood your point, and I can manage until then, but it doesn't help me after that does it? I would have been getting a loan payment in September, but I am no longer entitled to that loan payment because I have to take a year out, I am also not entitled to claim benefits until the baby is born (in December) which leaves me with no income from September (when my next loan payment would have been due) to December (when the baby is born).
The real problem is that I will still be registered as a student so not entitled to benefits (income support, housing benefit etc) but also not entitled to any student finance. I am entitled to maternity allowance (from 29 weeks) but this is only £89p/w, which leaves me struggling to pay my rent and leaves me absolutely nothing for bills, food or anything!

Blimey, no need to get so defensive, I was only trying to help.
maternity allowance is £128.73 per week paid every fortnight, I should know I'm on it now.
Just going to leave you to it now, hope you treat other posters trying to help you with a bit more respect...


ETA: I see you swiftly edited your rude post...

Transformer

Sam___ wrote: »

Blimey, no need to get so defensive, I was only trying to help.
maternity allowance is £128.73 per week paid every fortnight, I should know I'm on it now.
Just going to leave you to it now, hope you treat other posters trying to help you with a bit more respect...


ETA: I see you swiftly edited your rude post...

Sam, think op is stressed and didn't mean to offend anyone, well I didn't read it that way any how . I just pick up she is a little worrying more than a lady of such weeks should be due to her concerns.

Hope you get some support with parents/family

yaimee

thanks..
Sam, I edited because I realized that it came across rudely and didn't intend it that way at all, just a little bit worked up and upset with things today. I'm sorry, I didn't mean to offend you, I appreciate everyones advice.
Maternity allowance is £127 p/w or 90% of your weekly income, which ever is less. I can only prove that I earn £96 p/w (I actually earn more, but only have payslips for 16 hours and am paid cash after that) which leaves me with £87.
Again, I apologise, I know I came across rudely, but that really wasn't my intention and lets face it, I need all the help and advice I can get atm!

MsShorty

Sam___ wrote: »

Blimey, no need to get so defensive, I was only trying to help.
maternity allowance is £128.73 per week paid every fortnight, I should know I'm on it now.
Just going to leave you to it now, hope you treat other posters trying to help you with a bit more respect...


Maternity allowance is actually paid at a rate of £128.73 per week (paid fortnightly) or 90 per cent of your average gross weekly earnings (before tax), whichever is the smaller.

If the OP is on a low income, this could account for them being entitled to a lower amount of Maternity Allowance.

Looks like we cross-posted!

Sam____2

Transformer wrote: »

Sam, think op is stressed and didn't mean to offend anyone, well I didn't read it that way any how . I just pick up she is a little worrying more than a lady of such weeks should be due to her concerns.

Hope you get some support with parents/family

she was pretty quick to edit out the snoty part of her post...

I'm sure she'll have some items she can flog to get some extra cash, mobile, laptop, clothes on e-bay that sort of thing, it's a shame when you get to this point in a pregnancy then start to wonder how you're going to manage financially.
OP perhaps you can take in ironing or something similar, put an add up in your local shop/post office, you can do this standing or sitting so shouldn't be to strenuous for you, again I should know as I have 3 kids and my ironing still had to be done whilst I was pregnant...

I'd recomend going to see a benefits advisor, they would be able to take into account all your circumstances and help you from there, in this day and age I'm pretty sure you won't be left destitute...

mildred1978

yaimee wrote:

I just can't quite believe that there is no provisions for circumstances like mine...

In fairness, the system is actually pretty generous. Getting pregnant when you're at university, while working cash in hand illegally with an errant and irresponsible partner isn't really something to be encouraged.

Is there a reason you can't go home?

yaimee wrote: »

If I was starting uni again in September it would be fine as I would have my next loan payment, but as I'm taking a year out I won't get it.

Many working mothers can't afford a year out after having babies.