Have grasped the nettle..........now to deal with the ensuing rash

Igamogam

£31.96 worth of PADs and its only the 6th:). Thats 0.16%

So loins are girded, ducks in row, the idiot in charge is now in my sights................tomorrow off to work I go:eek:

MrBloater

Keep that idiot in your sights - glad to hear of an occasion where the good guy is the one holding the sniper rifle.

Igamogam

The idiot in charge didnt turn in today:j:

Igamogam

I may well have won a war at work but I feel there a few more battles on the horizon..................

My PADs are working nicely:) So far this month have PADded £47.57 Also paid £92 regular payments ( none now due till Feb) so thats a grand total of 137.57 which is 0.68% of the total debt

I still haven't had time to bank a cheque from share dividends ( not a huge amount:rotfl:) and today I have received a £10- gift card from T*sco after I returned some very smelly chicken to them so when I have banked/used all this I will make sure I then transfer the money from the account onto the debt - remembering the mini LBM a few weeks back

Igamogam

Well as predicted there are still some battles to fight at work...........the idiot in charge is still trying their hardest to discredit me.....they seriously have no idea what waits for them around the corner if this carries on.

Anyway its a snow day:T:j:T Oh they will claw it back somewhere along the line but for now I will enjoy it and I will remember to put the money saved on the 100 mile commute towards the debt - but that will have to wait til payday later this month - things very tight on the budget:(

Scuff

Do you have a 100 mile commute daily???:eek:

Igamogam

Scuff wrote: »

Do you have a 100 mile commute daily???:eek:

Oh yes a 100 mile round trip The downside of living in rural splendour.................wouldnt have it any other way - the goods outweigh the bads everytime;)

Igamogam

Putting the snow day to good use - OH finally sorting out some paper work and came across an old T*sco CC bill from 2005 and on it it says I paid cardholder protection - hmmmmmmmmmm A bit of clicking round the wibbly web and I find this is possibly PPI under another guise - cardholder protection is a flat fee that you pay against theft of card etc ( also totally unnecessary) This amount is certainly not a flat fee but definitely a percentage of the outstanding balance - i.e PPI so I rang their customer services dept and they where very helpful looked up the old account and agreed with me is was more than likely PPI and helpfully put me through to their PPI complaints dept..........who are closed today due to adverse weather conditions! Helpful CS man did give me their number though Going to pursue this one and quietly say 'OK OH you do have a point - keeping the final statement may come in handy'

wannabee_in_credit

Hope you're ok in among the snow there. The snow didn't hit us until last night thankfully, but it's still going and I'm already fretting about Monday - we never get snow days...

Igamogam

wannabee_in_credit wrote: »

Hope you're ok in among the snow there. The snow didn't hit us until last night thankfully, but it's still going and I'm already fretting about Monday - we never get snow days...

We love snow Ventured out last night at about 5.30 as finally a gritter had been down the lane and thought we really needed to brave the dreaded T*sco as I am keeping food stocks to a minimum till pay day.....thought it would be mayhem with the townies panic buying but no they obviously took heed of all the warnings and stayed at home - next to no snow in the Big Town - and the place was empty - just how I like it