Have grasped the nettle..........now to deal with the ensuing rash

Igamogam

Thanks Brizz.:) Only kept quiet about it as it hasn't been the focus of the debt busting really. Its been paid the hard way. ....every penny........ but a relatively small mortgage compared with some and with b00ger all interest last few years so I am guessing we have been fortunate. We have always considered the mortgage as a " necessary " debt IYSWIM Cant wait for final mop up payment to be made at end of month. Planning on doing it in person..............:D

Things a bit tight heading towards payday but just found out I won £50 on bonus ball lottery at my previous place of work and have some share dividends to be paid........not huge amount but it all helps

Igamogam

Dont seem to be getting the time, nor the inclination if truth be known, to get on here. Today is a lovely sunny day..........going to find the secateurs and loppers and put the garden to bed for winter before anything else:)

brizzledfw

Enjoy the garden Ig..loving the autumnal sun here

Igamogam

Officially mortgage free today:j:j:j:j

And it feels fab:D

Watch out CCs here I come with the freed up money:rotfl:

greent

Igamogam wrote: »

Officially mortgage free today:j:j:j:j

And it feels fab:D

Watch out CCs here I come with the freed up money:rotfl:

:T:T:beer::beer::j:j
x

Igamogam

Still feeling great about no mortgage and look I have my first MSE badge:)

Need to refocus a bit after a very tight October. The large temporary loan we took out in April for house project, can now be paid off and I shall be doing that on Monday:) Decluttering and finding our lovely home again, continues but is getting harder. I am back on track with my PADs and really must tot up how much in percentage terms the CC debt has been reduced and check out the next CC shuffle to 0%. A meal plan needs doing.........DD2 and I are looking at reducing our carb intake for a while. I have lost weight steadily since the summer just by upping the regular exercise and making a few changes in how I eat - somebody remarked at work that I had lost weight which I hadnt noticed myself and lo and behold somewhere I have shed a stone:) So lots to do.........oh and Eb*y somethings:)

Igamogam

Crikey! Havent looked at my little coloured squares since mid July.............turns out I have paid off another 10% since then:eek::D Most of that is down to PADs !!

NoOneAround

What a lovely month to catch up on your diary Igamogam
Congratulations on being mortgage free and paying off 10% in PADs without even knowing it? Amazing
http://static.moneysavingexpert.com/images/forum_smilies/sport-smiley-001.gif

I have challenged my DS to learn how to ebay with the promise that he can keep the money for whatever he sells, but he hasn't risen to it yet. I have sold a few bits on local FB groups where no postage/delivery involved, but have never really got into ebay.

I've been avidly reading my self help bibles but doing little in practice

NOAh
x

Igamogam

You know you are only 6 weeks away from Christmas when you decided to extend into the attic and rip out the kitchen all at the same time:eek:

maddiemay

You are obviously a lady who thrives on a challenge:D

I hope that the weather is not too wild and windy where you are.