children, cross-stitch and chocolate. Chickywiggles debt-free diary

chickywiggle

Week 9

Ohhh this will be a fun week. Hubby doesn't get paid until Thursday and has (for reasons only known to him - tho i suspect it is to pay off a beer overdraft) taken an extra £40 out of the account.

Have told him that was the food money for next week so I won't be buying anything other then bread and milk....... lets see how he feels when it gets to the end of the week and there's no chips etc. For 1 its put a scupper on us having a roast dinner this week :mad: Perhaps this will make him realise he can't just spend what he wants when he wants.

Have realised I've not been recording my £30 weekly spend - this is cause most of the time I end up buying food/ treats out with it. So am going to leave it off the target setting.

Targets:

Food shopping = £10
Baby shopping = £0 (just got milk and napies - if DS2 runs out of food there are 4 boxes of make it with milk cereal he can eat - he won't know)
Other essential shopping (cleaning products etc) = £0


Random = £10
Days out = £10 (I want to go swimming with the kids)


meals out/ takeaways = £3 (when I pick DS1 up from childminders on friday kebab meat n chips to share).
Clothes = £0
Presents (birthday/ Christmas) = £10 (b'day cake for DS1)

Total available to spend = £43


I will be SOOO impressed if we manage to stick to this!!!!

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Meal Plan (no specific day set)

- Pork Steaks and Mash
- Fish (or chicken) and chips
- sausage and chips/ mash/ boiled potatoes
- pizza
- pasta
- cheese, ham, egg, potato bake

chickywiggle

Saturday 8th October

Made a start on food shopping (unfortunatly I really wanted the cheese/ ham/ egg bake but we had no cheese or ham) - £5.65 in A (tho this does include 2 loaves of bread and more 50p woopsie potatoes).

Targets:

Food shopping = £5.65
Baby shopping = £0
Other essential shopping (cleaning products etc) = £0


Random = £0
Days out = £0 (I want to go swimming with the kids)


meals out/ takeaways = £0.
Clothes = £0
Presents (birthday/ Christmas) = £0


~~~~~~~~~~~

Meal Plan (no specific day set)

- Pork Steaks and Mash
- Fish (or chicken) and chips
- sausage and chips/ mash/ boiled potatoes
- pizza
- pasta
- cheese, ham, egg, potato bake

chickywiggle

Sunday 9th October

:jNSD:j

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Meal Plan (no specific day set)

- Pork Steaks and Mash
- Fish (or chicken) and chips
- sausage and chips/ mash/ boiled potatoes
- pizza
- pasta
- cheese, ham, egg, potato bake[/QUOTE]

Flat_Eric

I have been following your posts with interest. Do you find that because you are recording your spends that you are not buying as much ? How do you keep track ? do you just tally up the receipts or do you write everything down ?

I remember many moons ago that I recorded every single penny I spent and I was amazed at how much got spent on "junk". I haven't repeated the exercise since but I have been thinking after browsing the forums the other day about rejoining the thread where you set yourself a weekly spend target and then try to stick to it....

chickywiggle

Flat_Eric wrote: »

I have been following your posts with interest. Do you find that because you are recording your spends that you are not buying as much ? How do you keep track ? do you just tally up the receipts or do you write everything down ?

I remember many moons ago that I recorded every single penny I spent and I was amazed at how much got spent on "junk". I haven't repeated the exercise since but I have been thinking after browsing the forums the other day about rejoining the thread where you set yourself a weekly spend target and then try to stick to it....

thanks. I definatly buy less - even said to hubby (i think it was) the other day "i'm buying naff all now i have to admit to it cause i don't want a forumite to have a go at me".

generally I keep the receipts so i remember what i've bought then bin them after. I know there's stuff not recorded that i've forgotten about (normally online stuff) but am getting better as the weeks go on.

plus i find having this one place to record it is easier then posting mid large threads with other people.

chickywiggle

Monday 10th October

quick asda shop (cheese, milk, pizza for toddlerwiggle and smartprice orange squash). £3.12

also went swimming with my boys. £9.

I'm thinking I'm going to start "food spends"/ "baby spends"/ "random spends" spreadsheets - after this week as hoping to do a major online food shop after payday and do a 4-week meal plan from it.

Targets:

Food shopping = £3.12
Baby shopping = £0
Other essential shopping (cleaning products etc) = £0


Random = £0
Days out = £9


meals out/ takeaways = £0.
Clothes = £0
Presents (birthday/ Christmas) = £0


~~~~~~~~~~~

Meal Plan (no specific day set)

- Pork Steaks and Mash
- Fish (or chicken) and chips
- sausage and chips/ mash/ boiled potatoes
- pizza
- pasta
- cheese, ham, egg, potato bake[/QUOTE]

chickywiggle

Tuesday 11th October

Poundland trip with hubby and a trip to the pub for tea.

Targets:

Food shopping = £3
Baby shopping = £1
Other essential shopping (cleaning products etc) = £9


Random = £2
Days out = £0


meals out/ takeaways = £13.
Clothes = £0
Presents (birthday/ Christmas) = £5


~~~~~~~~~~~

Meal Plan (no specific day set)

- Pork Steaks and Mash
- Fish (or chicken) and chips
- sausage and chips/ mash/ boiled potatoes
- pizza
- pasta
- cheese, ham, egg, potato bake

chickywiggle

Wednesday 12th October

:jNSD :j

Targets:

Food shopping = £0
Baby shopping = £0
Other essential shopping (cleaning products etc) = £0


Random = £0
Days out = £0


meals out/ takeaways = £0.
Clothes = £0
Presents (birthday/ Christmas) = £0


~~~~~~~~~~~

Meal Plan (no specific day set)

- Pork Steaks and Mash
- Fish (or chicken) and chips
- sausage and chips/ mash/ boiled potatoes
- pizza
- pasta
- cheese, ham, egg, potato bake

chickywiggle

Thursday 13th October

Wilkinsons (rest of DS's b'day pressie, woopsied washing powder)

Targets:

Food shopping = £0
Baby shopping = £0
Other essential shopping (cleaning products etc) = £2.50


Random = £0
Days out = £0


meals out/ takeaways = £0.
Clothes = £0
Presents (birthday/ Christmas) = £0.73p


~~~~~~~~~~~

Meal Plan (no specific day set)

- Pork Steaks and Mash
- Fish (or chicken) and chips
- sausage and chips/ mash/ boiled potatoes
- pizza
- pasta
- cheese, ham, egg, potato bake

chickywiggle

Friday 14th October

Not a NSD but nothing to declare as it cane out of money made from sale of things we no longer needed.

Targets:

Food shopping = £0
Baby shopping = £0
Other essential shopping (cleaning products etc) = £0


Random = £0
Days out = £0


meals out/ takeaways = £0.
Clothes = £0
Presents (birthday/ Christmas) = £0.


~~~~~~~~~~~

Meal Plan (no specific day set)

- Pork Steaks and Mash
- Fish (or chicken) and chips
- sausage and chips/ mash/ boiled potatoes
- pizza
pasta
- cheese, ham, egg, potato bake[/QUOTE]