children, cross-stitch and chocolate. Chickywiggles debt-free diary

Flat_Eric

chickywiggle wrote: »

Pub lunch was a killer as it cost twice as much as i would like to have spent.

I went to a local chain pub in the week and paid for lunch for me and my friend and it cost the small matter of £14 odd :mad: The food was ok although the chips were disappointing. If we went to a proper pub then I expect lunch would have cost much more. The price racked up because I had a side order and a J20 which for once was full price at £1.75 which is a lot in my opinion. I should have had a cup of tea !

Our visits to the pub used to be a weekly thing but its more likely every other week now because the cost soon adds up.

chickywiggle

Flat_Eric wrote: »

I went to a local chain pub in the week and paid for lunch for me and my friend and it cost the small matter of £14 odd :mad: The food was ok although the chips were disappointing. If we went to a proper pub then I expect lunch would have cost much more. The price racked up because I had a side order and a J20 which for once was full price at £1.75 which is a lot in my opinion. I should have had a cup of tea !

Our visits to the pub used to be a weekly thing but its more likely every other week now because the cost soon adds up.

it's hideous... £1.75 that's cheap i had to have a j2o in that pub as they have cheap nasty coke _pale_ not sure what it cost but i think it was around £8 for a fruit shoot, j2o and a beer.

coulda gone to a fast food joint that always annoys me for half the price.

chickywiggle

Sunday 11th September

Managed to escape the mad house for a couple of hours (YAYAYAYAY)......... but only to go to the shops

No appointments available at my local Specsavers (but :j I found my £10 eye test voucher) so made it for Tuesday.

Got some food shopping in T's = £11.11 (but I had 2x £2.99 smoothie vouchers, 2 were on offer for £5 so an extra 98p off shopping - every little helps). Therefore total = £5.13
few christmas pressies (stocking fillers) = £6.49

then onto home bargains = 79p on pressies. £2.77 on a jigsaw for DS2 and teething keys for DS1 and popcorn to take to cinema next week.

looked at the trousers I wanted but was gutted I could do up size 10's yet moving may have been a problem so gonna hold out another month and pray I have slimmed up a bit more. did manage to get DS1 some much needed slippers in Wyndsors for only £2.50 so happy with that..... except they don't fit (despite being a size bigger then his foot size) so going in the box for when DS2 is older.

Have got round to sorting out my pressie box and making my lists (tho have just realised am missing a load of bits..... hmmmmm must be in another box.....)

Earnt today (actually recieved not just ordered):



Cash Expenditure:

Food shopping = £5.13/ £20
Baby shopping = £0/ £20
Other essential shopping (cleaning products etc) = £0/ £0


Random = £2.77/ £30
Days out = £0/ £20


meals out/ takeaways = £0/ £16.70
Clothes = £2.50 / £20
Presents (birthday/ Christmas) = £7.28/ £20 (if I see anything)

Personal money = £0/ £30


Vouchers or points used:

2 x Innocent Smoothie £2.99 each vouchers (£5.98)


Wins today (actually recieved not just notified):

chickywiggle

Monday 12th September

just a quick nip to A for some foody essentials.

Earnt today (actually recieved not just ordered):



Cash Expenditure:

Food shopping = £4.54/ £14.87
Baby shopping = £7.55/ £20
Other essential shopping (cleaning products etc) = £0/ £0


Random = £0/ £27.23
Days out = £0/ £20


meals out/ takeaways = £0/ £16.70
Clothes = £0 / £17.50
Presents (birthday/ Christmas) = £/ £12.72 (if I see anything)

Personal money = £0/ £30


Vouchers or points used:



Wins today (actually recieved not just notified):

chickywiggle

Tuesday 13th September

trip to the opticians (sight test + new glasses) £65.50 £55 as £10.50 money off voucher,
the pub (wow quite cheap will head there more often) - £20
Asda (out of town) for some pj's (and a light cardi/ shrug for my friends wedding). picked up part christmas pressies for DS1's friends (6 of) - £32
won a few bits on ebay for DS1s advent calander - £4.99

Earnt today (actually recieved not just ordered):




Cash Expenditure:

Food shopping = £0/ £10.33
Baby shopping = £0/ £12.45
Other essential shopping (cleaning products etc) = £0/ £0


Random = £57.19/ £27.23
Days out = £0/ £20


meals out/ takeaways = £20/ £16.70
Clothes = £32 / £17.50
Presents (birthday/ Christmas) = £8.25/ £12.72 (if I see anything)

Personal money = £4.99/ £30


Vouchers or points used:

voucher from paper - £10.50 off eye test.

Wins today (actually recieved not just notified):

chickywiggle

Wednesday 14th September

coat for hubby's birthday - £40 (OUCH.... I don't think any of my clothes have ever cost that much!!). he certainly won't be getting many 'extras'. (have had to take the money out of the 'savings' for it instead of putting it on CC but hey thats what they are there for).

grrrrrr £18.50 paid out on interest on one of my cc's between prior statement date and paying it off in full!!!! any more gonna spring that on me??

couple of drinks in the play centre - £2 (but kept the bottles so gonna refil them - was just flavoured water - and take next time. You aren't supposed to take own drinks only ones purchased there)

quick stop at farm foods - £3.50
Earnt today (actually recieved not just ordered):




Cash Expenditure:

Food shopping = £3.50/ £10.33
Baby shopping = £0/ £12.45
Other essential shopping (cleaning products etc) = £0/ £0


Random = £18.50 / -£29.96
Days out = £0/ £20


meals out/ takeaways = £2/ -£3.30
Clothes = £0 / -£14.50
Presents (birthday/ Christmas) = £40/ £4.47 (if I see anything)

Personal money = £0/ £25.01


Vouchers or points used:

used monthly play centre pass to avoid entry fee.


Wins today (actually recieved not just notified):

chickywiggle

Thursday 15th September

argg late updating again..... what DID I do??

ahha (finds the receipt) that was it - went to A to get yogurts for DS1 for childminders friday. came home with milk.bread, cheese, potatoes, yogurts, pears and bananas.


Earnt today (actually recieved not just ordered):

£10 cash for DH's old clothes that he was going to just put out for charity cpllecters.


Cash Expenditure:

Food shopping = £12.50/ £6.83
Baby shopping = £0/ £12.45
Other essential shopping (cleaning products etc) = £0/ £0


Random = £0 / -£48.46
Days out = £0/ £20


meals out/ takeaways = £0/ -£5.30
Clothes = £0 / -£14.50
Presents (birthday/ Christmas) = £0/ -£35.53 (if I see anything)

Personal money = £0/ £25.01


Vouchers or points used:



Wins today (actually recieved not just notified):

chickywiggle

Friday16th September

another late update but receipts on hand:

Morrisons - mainly a baby food shop to stock the cupboards (£8.75) and my deodrant (i love dove but refuse to pay £2 and on offer in M half price (£2.94)
dvd for DS1 for not having wet/ dirty pants at childminders (first time he's managed it there) - £4.

poundland - misc: £2 (taken from personal)
food/ drink shopping: £5
presents (well christmas) £1

Ordered a baby carrier for weekend away so don't have to take buggy everywhere - £20

Earnt today (actually recieved not just ordered):




Cash Expenditure:

Food shopping = £5/ -£5.67
Baby shopping = £28.75 / £12.45
Other essential shopping (cleaning products etc) = £2.94/ £0


Random = £4 / -£48.46
Days out = £0/ £20


meals out/ takeaways = £0/ -£5.30
Clothes = £0 / -£14.50
Presents (birthday/ Christmas) = £1/ -£35.53 (if I see anything)

Personal money = £2 / £25.01


Vouchers or points used:



Wins today (actually recieved not just notified):

chickywiggle

Week 5 - a summary

Biggest overspends this week were random - as I needed eye test/ new glasses (£55).
Also a big spend on pressies but took the £40 out of the savings that had been put aside for it.

Still not spent any money on credit cards or overdraft tho :j:j


Earnt this week:

£10 selling some of hubbys old clothes

Cash Expenditure:


Food shopping = £30.67 (target £20)

Baby shopping = £36.30 (target £20)

Other essential shopping (cleaning products etc) = £2.94(target £0)

Random = £82.46 (£30 target)

0 days out = £0 (£20 target)

meals out/ takeaways = £25.30 (£20 target)

Clothes = £34.50 (Target £20)

Presents (birthday) = £56.53 ( £20 target)

TOTAL: £268.70 (£150 Target)
Overspend: £118.70 :eek:

Vouchers or points used:


meal planning working well, i even ate hubbys pasta for 2 days (have never eaten pasta before but needs must).

chickywiggle

Week 6

gotta have a real try and use up the cupboards/ spend very little week as we go away for a few days next week.
Targets:

Food shopping = £20
Baby shopping = £20
Other essential shopping (cleaning products etc) = £0


Random = £30
Days out = £20


meals out/ takeaways = £20
Clothes = £0
Presents (birthday/ Christmas) = £20 (if I see anything)

Total available to spend = £130 (plus my £30 personal money)

~~~~~~~~~~~

Meal Plan (no specific day set)

- Pork Steaks and Mash
- Fish (or scampi) and chips
- meatballs and cheesy potato bake
- pizza
- pasta
- Roast Chicken, potates, veg, pudding