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My Diary to save a little,live a little and pay off a lot!
Comments
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Clearly I am still in training.....
Went to town today with DH2 and thought I was being very good and only bought what was necessary.....£91.74 later.:eek: At least I know know that I must have 3NSD before we leave for our holiday to the Pennines on Saturday morning. :j
This is the reason why budgeting is so important:money:Return and Restart August 2016
22 Months to be debt free Aug2016 £12971.00:p:o:p By Jun2018
PAYDBX2016 #155 = £2268.93/£3414.93 00% paid
UK Debt #00 = £9857.23/£13039 6% paid
EmSavFund #204 = £85.00/£1000 6% paid
Mortgage #00 = £183084/£183093 00% paid0 -
Just read your diary from the beginning. Some of the things you say remind me of me, one day you seem really focussed but then life gets in the way. Good luck and I hope you can clear your debt quickly.0
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YES! :T
No Spend today as I purposefully left my purse at home :think:
First NSD in aaaaages! for me :TReturn and Restart August 2016
22 Months to be debt free Aug2016 £12971.00:p:o:p By Jun2018
PAYDBX2016 #155 = £2268.93/£3414.93 00% paid
UK Debt #00 = £9857.23/£13039 6% paid
EmSavFund #204 = £85.00/£1000 6% paid
Mortgage #00 = £183084/£183093 00% paid0 -
Pleased I didn't spend today but after calculating the full cost of our family holiday next week in the Pennines am feeling rather sad and depressed....is is just soooooo expensive! No wonder no one holidays in the UK anymore!!!:(Return and Restart August 2016
22 Months to be debt free Aug2016 £12971.00:p:o:p By Jun2018
PAYDBX2016 #155 = £2268.93/£3414.93 00% paid
UK Debt #00 = £9857.23/£13039 6% paid
EmSavFund #204 = £85.00/£1000 6% paid
Mortgage #00 = £183084/£183093 00% paid0 -
Just arrived from holiday. It was wonderful to get away and now I want a hot tub
of course this is to dream about but dreams are also good :happylove
Now its time to get back to the plan in hand and focus
Lets start with a 5 day challenge!
5NSD :TReturn and Restart August 2016
22 Months to be debt free Aug2016 £12971.00:p:o:p By Jun2018
PAYDBX2016 #155 = £2268.93/£3414.93 00% paid
UK Debt #00 = £9857.23/£13039 6% paid
EmSavFund #204 = £85.00/£1000 6% paid
Mortgage #00 = £183084/£183093 00% paid0 -
Dear Diary...Best I post to keep on track or things can so quickly get out of hand again. At lease I have kept my purse tightly closed so far and another added 25.00 to my emergency fund this month.Its not much but DD No1 passed her practical this month and Car Ins costs a bomb! and DD No2 started Uni this month so another fridge to fill and bills to pay...Phew! hope that's it for a while.
I have tried to do the Co-Op bank switch but no one seems to answer the phone....been on hold for over an hour and a half this week and still no answer!!!
The good news is that although am feeling strangled by bills I know that there is light at the end of the tunnel. The has to be!!!
Return and Restart August 2016
22 Months to be debt free Aug2016 £12971.00:p:o:p By Jun2018
PAYDBX2016 #155 = £2268.93/£3414.93 00% paid
UK Debt #00 = £9857.23/£13039 6% paid
EmSavFund #204 = £85.00/£1000 6% paid
Mortgage #00 = £183084/£183093 00% paid0
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