My Diary to save a little,live a little and pay off a lot!

ButterflyBee

It is so good to come back to work not worrying about "over spending" and knowing that I have still stuck to the plan. Nothing has changed and I was pleasantly surprised to have received £67 from HSBC for a complaint letter I wrote to them 6 months ago. It has taken them so very long to resolve and address the matter that I forgot about my claim.

Well that is £67 in to my pot of good fortune.

ButterflyBee

I decided to pay the £67 on my NWest CC and I have just called Halifax and it looks like my Ultimate reward account will cover me for boiler repair on the Home Emergency Cover. :T

Fingers crossed, this will be a happy outcome.

ButterflyBee

Still on track and am feeling in control, today I have had the remarkable revelation that I can do this no trouble and almost month by month I will be crossing off debt and credit/store cards.

There is nothing like being in total control and seeing results.

2013 is the year to gain peace of mind once again.

ButterflyBee

Ovrdft £500.00-£450
NWest £400.00-£115.83
MrBarc £3711.53-£3475
MrAgos £230-£138
CapOne £1500-£993.50
Very £128.50-£85.66

ButterflyBee

Dear diary,

Been very good today. Woke at 6am to do a circuits workout and back on my low carb diet as I have now 11lbs to loose thanks to C'mas and the silly season.

This evening I must buy sensitive cat food for Lillybud and more Loo roll. Goodness me my house of three girls can eat up loo roll.

ButterflyBee

Back at gym last night and will keep going as paying every month and not reaping the benefit is a "wast" of money and with this years budget there is no way I will be prepared to waste money.

ButterflyBee

Also time to update last nights spend. Budgeted £20 and came in under budget.

Toilet Roll. £2.19
Cat food. £10.00
Wash-up liquid. £0.59
Apples. £2.00
Fish Cakes. £1.25
8 cheese rolls. £1.00
Total £17.03

ButterflyBee

This morning went to get petrol and also bought the following.
Yogurt - £0.50
peanuts- £1.09
Total £1.09

ButterflyBee

This morning went to get petrol and also bought the following.
Yogurt - £0.50
peanuts- £1.09
Total £1.59

ButterflyBee

Dear Diary,
Have done my MrT. shopping for week 3 and am still on budget. This may be the only the very beginning of 2013 but if I keep disciplined, post updates regularly, this will help to keep me focused and out of debt trouble.

Groceries week 3- £41.13
Odds and ends- £13.38

Probably can cut down a little more but am still on budget.:T