My Diary to save a little,live a little and pay off a lot!

ButterflyBee

Been keeping a very tight handle on the finances. This afternoon went back to Mr T to get the Friday "treats"
1x bottle of red wine
1x tub icecream
1x bottle of coke
1x lasagne
1x Mr T. Chocolate
1x garlic bread
and spent £9.37

My youngest daughter piped up when at the cashier and asked why we are poor and could not spend more than £10 every friday. Well what could I say!

We are not poor, we have no debt, own our own home (with our name on the front door) new car and a basket with treats.
"children"= priceless

ButterflyBee

I just may write a book. September is over and I came in over budget on my groceries and petrol. At least I know where my money goes and can start to budget much more accuratley.

Hopefully UW.House will credit my account as it should be and gas and electric will move over to EDF smoothly. Desperatley need to save money on UTILITIES!!! because there is no where else to cut!

ButterflyBee

I have also the pleasure of updating my signature because I have settled my Natwest credit card:T:T and Santander overdraft:T:T. Another £650.00 debt paid down.

Now to slowly chip away at the Barclay card.:rotfl:

ButterflyBee

make lemonade!

Today another letter of default notice arrived for a bill I settled a month ago. Complaint letter written. Now to see what happens next!

:(It feels like the battle continues and continues and continues and continues a n d c o n t i n u e s.... . . . . . . . . .

ButterflyBee

I am not doing very good with my budgeting this time around and never took into considderation all the direct debts that have not been dr to my bank account. Luckily I have 0% overdraft but that means I am back in OD by £135.00.

:eek: I can be so careless some times.

ButterflyBee

Something must be bothering me! again awake at 3.30am.

At least my cash for the rest of this month has been credited to the groceries account and I can go shopping tonight for the week to follow. Now to make a little groceries list and "stick" to it.
Friend to dinner tonight and at least she will bring the wine.

Right......time to go back to bed and get up in 2hours for a little run which will save £3.80 instead of heading back to the gym!

ButterflyBee

Why is it always so tough!

I have cut up my credit card so no chance of a quick trip to the shop. Will just have to wait untill next pay day.:eek:

Also, my "faster" payment is not faster with Santander to my halifax account. So got to make the call.....again..... at least thats telephone banking serves it's purpose.

I am just so tired of having to turn over every penny!!!

ButterflyBee

Well I thought I was having a "low" day yesterday. Little did I know, today that today I was to be one of many on a redundency list. I can hardly believe it. We have already gone from 3 full time staff to 1 1/2.

Why oh Why and when will things ease up.

ButterflyBee

This has been a bad week. As usual when the going gets tough, the tough get decorating. Not only did I paint the entire first floor of my house this weekend I also spent £200.00 that I really should not have.

Some people eat chocolate, others drink vodka I decorate and tidy my house. It helps mee feel in control and I can see a positive end result even iff I am back in overdraft.

lesleyvhalifax

ButterflyBee wrote: »

This has been a bad week. As usual when the going gets tough, the tough get decorating. Not only did I paint the entire first floor of my house this weekend I also spent £200.00 that I really should not have.

Some people eat chocolate, others drink vodka I decorate and tidy my house. It helps mee feel in control and I can see a positive end result even iff I am back in overdraft.

do you want to come and tidy my bedroom I cannot seem to get motivted