My Diary to save a little,live a little and pay off a lot!

ButterflyBee

HA HA! yes Lesley, this will be no problem.

ButterflyBee

Well the groceries cupboard is full, the freezer is full and the fridge is also full.

Most importantly I have lost over a stone this month and it looks like my job is secure this time round. Hopefully a new relationship is on the cards and Life is looking up!

ButterflyBee

Now look what I have done!

Totaly lost focus and as a result am in a total quandry.Back in the red with no where to turn because of own carelessness.

Now to start focussing on clearing the the mountain of debt created in 10months with no savings.
Barclays credit card - £3855
Natwest credit card - £400
garage bill car repairs - £253
Loan from family - £550
DEBT BALANCE -£5058.00

I have tried every avenue to transfer the credit card and been declined at every door.

Time to start budgeting again. Cut up all credit cards and not return to overdraft.

Choc-addict

Hi ButterflyBee,

Welcome back after 10 months. I hope they weren't too bad for you and despite building some debt i'm sure you'll get back to it and see results very soon!

Have subscribed and will keep you company. On a final push myself....only 23k to go....and counting, lol!

Choc x

ButterflyBee

Choc-addict wrote: »

Hi ButterflyBee,

Welcome back after 10 months. I hope they weren't too bad for you and despite building some debt i'm sure you'll get back to it and see results very soon!

Have subscribed and will keep you company. On a final push myself....only 23k to go....and counting, lol!

Choc x

Hi Choc-Addict. Fabulous name! The last 10months have been a rollercoaster and I may have understimated my debt a little, one thinks. Time to make a propper budget and focus! but only onwards and upwards from here I hope!

Who knows we could be debt free in no time at all! lol! :T should have our own Debt free Olympics I think!
Let the training begin!

Mortgage_Reduction_Novice

ButterflyBee wrote: »

Time to start budgeting again. Cut up all credit cards and not return to overdraft.

Great attitude... go get 'em!

dallas85

good luck with getting back on track butterflybee! i'm about to start again with more debt than ever before. It's daunting but you've got motivated once - you can do it again!

dallasX

Choc-addict

I love it! Debt Free Olympics....bring it on! x

ButterflyBee

I have also tried my luck by sending three letters today claiming back bank charges from Barclays and HSBC Credit card and PPI Payments from Assurant Intermediary. I am not expecting a penny back but one never knows. Right now I will have to try all the resources I have availible.

Watch this space!

Mortgage_Reduction_Novice

ButterflyBee wrote: »

I have also tried my luck by sending three letters today claiming back bank charges from Barclays and HSBC Credit card and PPI Payments from Assurant Intermediary. I am not expecting a penny back but one never knows. Right now I will have to try all the resources I have availible.

Watch this space!

It doesn't hurt to ask/try... just the cost of a few stamps right?!