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The Matrix - Re-Evolution!!
Comments
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Memory_Girl wrote: »You can just boil the soup to death for - Oh about 90 minutes or so. Seriously though - modern pressure cookers have safety valves and everything ...... I promise that they are not the steaming hissing pots of death we remember from our youth.
MG
Hmmm might look into getting one if I feel brave enough -would a slowcooker do the same just over a day though? I am ok on the breadmaking and soups generally but not tried a beefy soup yet (kitchen novice really)Mortgage £119,533 going down slowly
Emergency fund £1000/£1000
Savings for big things £90170 -
DS1 is now sorted for first day of school on Tuesday. Bargain of the day was 2 "Fruit of the Loom" red sweatshirts at £1.99 - the school colour :j:j
That and "treats" for their first day back - Jess the cat for DS2 and plasticine in loads of colours for DS1 (he love to make models for his animations)
Soup was fabby from my food flask - real stick to the ribs stuff.
Now - kettle on and writing up tabs for my filing system and putting the packed lunch menu on the fridge so that I know what am packing every day next week.
This holiday has gone past so quickly.
MG
ETA Slow cooker would also work for the soup BTWFINALLY AND OFFICIALLY DEBT FREESmall Emergency Fund £500 / £500
Pay off all Debts £10,000 / £10,000
Grown Up Emergency Fund £6000 / £6000 :j
Pension Provision £6688/£23760 -
Hope you make a swift recovery FW!
Going back to the intense debtbusting/moneymaking - yes I was exhausted with it all, there is no denying it. But I was previously exhausted with the lack of sleep through worrying about not being able to manage, and having nightmares about bailiffs turning up, so at least the debtbusting exhaustion was a slightly more positive one!
I have to say, though, that it was hard hard work......no regrets, I am in a far more relaxed and happy state now that I don't have the money worries.....but I wouldn't have wanted to continue at that rate of intensity for much longer.
My original intention was to keep up the momentum to become MF asap.....but for now a breather to enjoy being "me" is what I am benefitting from more - which in turn will give me the energy to mortgage-bust like a good'un in due course!
In the meantime, I have a standing order for savings. And I like thatSuccessful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
Been in a real CBA mood recently... I think I'll leave this thread for a little while until I can be more positive. I shall occasionally lurk though.Savings £8,865.22 £/15,000 Aiming to save enough for a house deposit.0
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I love reading the posts on this thread. So diverse. Bitsy (and everybody else that posted re riots). I do agree with all of you. I am just not always adept at vocalising my thoughts like FW. But I will not rant and rave anymore. Bitsy I particularly liked your post because it proves to me that you are not a lefty or a righty but a very intelligent person who is able and willing to see the bigger picture and draw your own conclusions.
I have a very high opinion of single mothers and people who survive on benefits as I have spent a big part of my working life working with these people and 75% of them are decent, law abiding people who but for the Grace of (whoever/whatever you believe in) go I. What I dislike is the way in which different groups are targeted by the media to become scapegoats and if you look closely those groups are usually highlighted around a time when the Government are looking to bring in a policy to reduce spending. So lately I noticed that there was lots of news items about people being off sick with depression and how much it was costing the tax payer (at no point did I see mentioned that this group are 10th out of the top 10 incapacity reasons). Just something that worries me.
Somebody on here said that why should they build a savings of £25000 because if they did they would not get benefit should they need it and so would it not be better to pay off the mortgage? This is proof that we mostly feel, as a society, reliant on a welfare state even if it is only the safety net of it being there. I am also sorry to report that if you own your house outright and then need to go into care then you would be expected to sell your house to help fund that care so perhaps the issue of having a rented property and less than £25k is a bigger one to ponder. What I believe FW is saying is that we should not even think that there is a safety net there for us. I doubt very much it will be for much longer at the rate that we are going.Some days there aren't any trumpets, just lots of dragons. Courage doesn't always roar. Sometimes courage is the quiet voice at the end of the day saying, I will try again tomorrow -- Mary Anne Radmacher0 -
linked in are one linking user details to advertising... I have posted on linkedin and will try to remember to post it to our linked in group.
I'm about
Cool - I shall be in touch :jFirewalker wrote: »Maru, better go on the blog - more options.
FW
I have and will go again later when I have more time (and pad and pen at hand)- hope you are having a speedy recovery
I do agree with FW that I would rather have my own safety net than using the other option. I had to rely to the other option after leaving ex and it was not funny. I dont' know how one can survive on that as I seriously struggled and never ever want to be in the position of having to rely on housing benefit again. Claims were backdated only if they were on the receiving end, not the other way round :mad:
With the riots: THERE IS NO EXCUSE but there is a saying in my language: If you are given with the spoon, one can't demand with the scoop (doesn't translate well, does it)
ETA: oooh Souk would have a field day with me. I had a dream last night that I was in the airport about to fly somewhere I have one of those big 1kea bags full of clothes hangers. One other bag full of DD's toys and random other bags with stuff in them. I also had my Kitty in her carrier and DD was there. I was thinking how I can carry all the stuff and also how I have time to find the pet entrance before our flight departs. Oh dear... I guess it is an improvement from all those packing dreams, I had at least got as far as the airport but I had still way too much stuff and what is it with those blimming hangers? :rotfl:"Everything will be alright in the end. If it's not alright, it's not the end."
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I have come to believe that we will have to become more 'American' in our provisions for the future. My bet will be that given the latest onslaught on the welfare state it is not going to last. I will be particularly sorry to see the NHS go but it is going to happen within five years or so - it is already very hard to get to see a specialist.
Under this conditions relying on the State will probably be the wrong thing to do. I also believe that anyone can build their own financial destiny - people just have to focus on this for sometime and not forget to have a life. Balance is the key - this is why I am such a supporter of the proportions approach. And of course increasing our means. Remember that one of the principles behind the Matrix (check the other side) is that there are no victims; and we have undertaken to support each other in achieving our dreams. I am still on for this...
I have also been thinking that being rich is probably what many of us don't want to be - this is what the footballers are. Do I want to be comfortable? Yes but this is not enough! What I really want is to br wealthy - and I hope many would join me in this. Being wealthy is not only about money; it is the opposite to 'broke'. It is about being whole again and enjoying life; it is about having the morality to use your resources to offer support to others; to contribute to a beter future for humankind.
And btw, I have never been one for modesty - it keeps us where we are when all we need to do is look around with different eyes and open minds and hearts and...fly.
They have not given me drugs yet, I promise; just a pot of natural yoghurt.
Firewalker0 -
Dangerous stuff that Bulgarian Yogurt:rotfl::rotfl:
Take it your op is in the morning hon?
MGFINALLY AND OFFICIALLY DEBT FREESmall Emergency Fund £500 / £500
Pay off all Debts £10,000 / £10,000
Grown Up Emergency Fund £6000 / £6000 :j
Pension Provision £6688/£23760 -
Been in a real CBA mood recently... I think I'll leave this thread for a little while until I can be more positive. I shall occasionally lurk though.
Willow, keep lurking (and posting if you can). When I'm struggling I find I can't post but keeping in touch helps me to feel that I'm not alone in my struggles and also helps me to work things out. I also know that it would probably be better for me personally to post when I am feeling low but feel as though I want to always be positive when I do, so I end up staying in the background.
There have been some fabulous thought provoking posts on the subject of savings v paying off mortgage. Having had my life dramatically changed for me, I am so glad that I had plenty of savings to see me through as it meant I had choices - particularly when it came to the amount and type of care I had.
Housing benefit and income support do allow you to have up to £16,000 of savings. When you get to the point of needing benefits it often means there has been a life event to put you into that position, surely it is better for you not to have to worry about money on top of whatever else you may be having to deal with? So, if you are able to, my advice is to put away something for a rainy day.
I see mortgage debt as good debt, as long as you are able to meet the repayments. It is not my priority to pay it off (my cash is working hard at other things for me), none of us know what is around the corner and like cheri I am not sure that we will still have a benefits system or a state pension in the longer term future so I am not planning to rely on it. For me, as much self sufficiency as possible is security.
Fantasia, I do hope things are coming together for you. Remember we are here so just give us a shout if you need us to move a mountain for you!Decluttering Awards: 🏅🏅0 -
Yep, but don't know exactly when. Two very worried guys here and a very, very concerned sister (she has always been, really).
So, passing time, really.
Firewalker0
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