We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Have an adventure in August with the NSD challenge
Options
Comments
-
Not a NSD for me either!
Popped to Mr A for milk & spent £21.21.
Any ideas on how to reduce my milk costs would be much appreciated: I'm lacto intolerant and the milk only comes in 1 litre cartons @ £1.28 each!:eek:
I've just done a quick calculation and was shocked to find I'm spending £600/year on milk:eek: - the same amount of "normal milk" would only be £195!
I'm sure you'll agree that's a staggering difference on a "basic", pretty much essential item!
I also have to limit my wheat intake so have cereal for breakfast which explains why I use a fair bit of the white stuff - any suggestions would be most welcome:).Grocery Challenge £211/£455 (01/01-31/03)
2016 Sell: £125/£250
£1,000 Emergency Fund Challenge #78 £3.96 / £1,000Vet Fund: £410.93 / £1,000
Debt free & determined to stay that way!0 -
im still not doing well
think my problem is at work that if i get the bus home that i count it as an spend cos i could walk but being tired from work ( & preg ) i can never be arsed...its my bday 2mor and was my nan's today so no nsd's for me this weekend!!will try really hard next week though!
Learning to keep within budgets !
:money:0 -
rising_from_the_ashes wrote: »Not a NSD for me either!
Popped to Mr A for milk & spent £21.21.
Any ideas on how to reduce my milk costs would be much appreciated: I'm lacto intolerant and the milk only comes in 1 litre cartons @ £1.28 each!:eek:
I've just done a quick calculation and was shocked to find I'm spending £600/year on milk:eek: - the same amount of "normal milk" would only be £195!
I'm sure you'll agree that's a staggering difference on a "basic", pretty much essential item!
I also have to limit my wheat intake so have cereal for breakfast which explains why I use a fair bit of the white stuff - any suggestions would be most welcome:).
I don't know if this helps:I no longer buy fresh or UHT milk,but use dried milk powder for eveything (except UHT for making yoghurt).I'm not sure how much I save TBH.It means that I can make up the amount that I need,and the milk never goes off as I don't make up huge amounts at a time.
I don't know whether you can get dried milk powder for lactose intolerance?0 -
NSD 4/5 as I also "needed" milk and coffee but usually on shopping days I also come home with foraged stuff and greengrocer given items so this can balance out the cost somewhat.
I agree that to buy nice lactose free milk is expensive per year if you want good quality. risingfromtheashes, I prefer Alpro light soya milk (bean based), presently on offer at 90p litre Asda. You can get 1 litre uht soya at the main stores at 59p but not keen on this. Also have a read about "vegan" nut/seed milks alongside the cost of nuts and seeds. You would also have to have the right equipment at home which over time needs replacing plus these types of "milks" can be high calorie (the reason why I bought the Alpro today).
0 -
Well I didn't get my 5 in a row today
I did a MS that meant having a meal and I had to leave the table so I thought I'd better get a magazine to leave on the table so nobody took my chair.
I was really annoyed that I'd missed out on a NSD for an 82p magazine so I decided to spend what I was expecting to tomorrow today instead. My neighbour has organised for us all to clean up the alleyway behind our house, next weekend, and wants us to put pots etc out. So I went to Mr Ts and bought some pink & yellow ceramic pots for £1.25 each. I bought a bit of choc & some crisps too, oops! I had a look for some decent whoopsies but nothing had been reduced very much so I didn't bother. I also got petrol because I was running low & thought I may aswell spend now rather have another spend day later on. As I'd already spent so much more than I was expecting I went online and ordered some Christmas pressies but now I'm in the MSE mindset I didn't pay a lot. BHS have reduced the price of jewellery and are doing BOGOF offers too & I got a further 25% off aswell so all together I've ordered 6 items which will be 5 presents all for £10.
Tomorrow was supposed to be a spend day but I don't want another so I've taken the cash out today that I'll need tomorrow. It feels a bit like cheating but it'll give me an extra NSD!;)
After being :mad: about spending I'm nowfor finally learning how to use my brain & working out ways to make sure other days that I expected to be spend days to now be NSDs (hopefully!)
I hope everyone enjoys the rest of the weekend.Aug NSDs: 18/[STRIKE]6 [/STRIKE] [STRIKE]15[/STRIKE] 18
Sep NSDs: 16/15
Oct NSDs: 16/15
Nov NSDS: /18
I'm a newbie so if I do something wrong or don't do something please let me know so I can learn.0 -
cant believe how hard a NSD is!!! makes me realise where all my money goes, have only managed 2! wed I bought butter, thursday I bought petrol, fri I bought juice and today I spent £19 on clothes!!! must do better tomorrow :eek:0
-
Another NSD for me No 5 cant believe it.
I have SO coming out of the bank on Monday so I have a list that I need and adding too but it will have too wait till Monday:rotfl:DEALING WITH MY DEBTS ONE AT A TIME
£10 a day challenge for Aug £48.35 / £310
NSD August 6/140 -
babysteps24 wrote: »cant believe how hard a NSD is!!! makes me realise where all my money goes, have only managed 2! wed I bought butter, thursday I bought petrol, fri I bought juice and today I spent £19 on clothes!!! must do better tomorrow :eek:
It does get easier,so don't be too hard on yourself.
Have you thought about using a shopping list.Then,on a day when you know that you have to spend money,also do your shopping.This is what I try to do.It works most of the time....
Alternatively don't go out with money/cards or take the bare minimum.Therefore you can't be tempted.This works well for me.:)0 -
I got NSD 2 yesterday, had a spendy one today but should get another NSD tomorrow & then back at work next week so hopefully racking them up0
-
slowlyfading wrote: »Yesterday wasn't a NSD and today won't be either.
I'm going on holiday very early in the morning so won't be on here for a week! Good luck to everyone, and will update when I return
Have a fantastic holiday SF, you deserve it!!iwanttogoonholiday wrote: »im still not doing wellthink my problem is at work that if i get the bus home that i count it as an spend cos i could walk but being tired from work ( & preg ) i can never be arsed...its my bday 2mor and was my nan's today so no nsd's for me this weekend!!will try really hard next week though!
Could you have a bus fare purse where you allocate enough bus fare money for the week/month on a spend day & then as long as you only use that money & only for bus fare you could count it as an NSD, being pregnant i think not tiring yourself out has to be the most important thing.... & if you have any left at the end of the month you could pay it towards a debt, or chuck it in a savings pot for something nice!!
Welcome to the madhouse :rotfl: Mrsdwhite... good luck!!
Not one for me today, all out of Ibuprofen & in this state really needed some more, was very good though & took a (very slow) walk to get them from Mr W for 28p a box as opposed to £1.99 :eek: from the chemist at the top of the street!!
Have also put some milk money to one side as it is the only grocery i will need this week, so hoping for a week of NSD's (fingers crossed!!)February NSD challenge 5/150
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.1K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.1K Work, Benefits & Business
- 599.1K Mortgages, Homes & Bills
- 177K Life & Family
- 257.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards