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Have an adventure in August with the NSD challenge

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  • Lily_The_Legend
    Lily_The_Legend Posts: 16,274 Forumite
    Fakeplastictwee - hope your cat is ok, we had a siamese when I was growing up and he sounded like a baby when he howled too. We used to take him to the vets in a rucksack :o as he wouldn't get in a box and used to get some funny looks on the walk round there! :eek::D

    Cw18 - thanks for the mention of strimmer wire, that reminded me we need to get some too, might get DH to pay for that one ;)
  • solventsoon
    solventsoon Posts: 17,363 Forumite
    Thank you :) well she had a siamese before and when she left us she got 2 more and this is the first problem she's had with any of them. Thinking back now, he is a seal point male but he wasn't snapped up by anyone straight away, which is what you'd expect, so I'm wondering if he was the runt. He's incredibly quiet and nervous! They're all gorgeous cats though, very intelligent and loving.

    They are indeed. They're brilliant cats except when ill, then they really do make you well aware of that!!

    Fingers firmly crossed everything works out well. As jinty said, keep us posted, we'll try to help if we can xx
    suzitiger wrote: »
    Check me out starting to get the hang of the forum.....I like being able to use fonts and smileys on here. How do you guys get the cool pictures on here though?
    Hi suzi
    I'll send you some instructions, it's really easy once you get the hang of it
    suzitiger wrote: »
    Spoony- thank you, I had a lovely day and it was spend free. The boyf actually decided to take me out for dinner which was even better!! We went on a 6 mile run so he thought i had earned it. (in training for the Great north Run, Boyf loves running, I HATE it..but getting much better at it :D )

    Glad you had a lovely day and well done on the running:j:j:j

    suzitiger wrote: »
    Little Miss Happy- Hows it all going with DH away? I don't actually know what DH stands for...i am rubbish with my forum abbrehviations.. :( But I thought I would ask how things are going anyway? Are you doing some running too? Hope that your plans are going well and you are not on the beer just yet :rotfl:

    DH = darling husband
    DC = darling child
    DD = darling daughter
    DS = darling son
    GD = granddaughter

    At least.. I think that's what they mean:o

    spoon xx

    mrsdwhite wrote: »
    Hi,
    I'm new to ths thread and I know we're already a week in, but can I please gvie it a go?
    I'm aiming for 10 NSDs this month. I won't be countng DDs or the groceries bought on my shopping day (mon) any other groceries will count. This week I have had 1 NSD, hoping today will be another. Thanks x

    Hi mrsdwhite
    Of course you can give it a go, it's never too late to join our merry band, you're very welcome:)

    I'll sign you up later when I do the update, in the meantime pull up a chair, make yourself comfortable and join in with the chat if you'd like to, you're part of the gang now:D

    spoon xx
    :) The time you enjoy wasting is not wasted time :)
  • suzitiger
    suzitiger Posts: 947 Forumite
    Thank you for the translations spoony :) I was already assuming OH means other half? I think that should be right. No NSD for me I'm afraid today. Got tempted to buy the cleaning stuff I need for next week from B*g Brands for less as I will be getting lots of freebies for doing that, and I saved money also buying things from there. They had some reduced ketchup that i think is H*inz, 8 bottles for a pound as it is OOD, but will still be fine i think, STASH! i get through so much of the stuff that I thought this was a big bargain, i usually have to buy Mr T subsitute instead, which is pretty good anyway :)
    Don't turn a slip up into a give up:D
    *NSD Challenge Nov 0/10* *£10 a day challenge Nov £0/£300*
    No buying unnecessary toiletries challenge-in it for the long haul
    :D

  • bottleofred
    bottleofred Posts: 2,902 Forumite
    A spend day for me today! I fully intend to have an NSD tomorrow though. I hope everyone is well and enjoying the weekend.
    If you've nothing decent to say, perhaps you shouldn't say anything.

    £2 savings jar £300:D
    Total credit card debts £1250:mad::mad::mad::mad::mad: - Will I ever learn!!
  • cw18
    cw18 Posts: 8,630 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    DH = darling husband
    DC = darling child
    DD = darling daughter
    DS = darling son
    GD = granddaughter

    Yep

    others I see on a reasonable regular basis are

    DSS/DSD - darling step son/daughter
    OH - other half
    MIL/FIL - mother/father in law
    BIL - brother in law
    DIL - daughter in law

    then there are some where I have to get to grips with the context of the message to convert...... some examples being

    BF - boy friend or best friend
    SIL - sister in law or son in law


    and if the abbreviate has a number after it, it can either be place in family (the way I use it) or age of the person

    so GD1 can be elder/eldest grand-daughter or grand-daughter who's 1, and DS6 can be sixth son or son who's 6
    Cheryl
  • suzitiger
    suzitiger Posts: 947 Forumite
    thank you cheryl for your helpful additional translations :) it will probably take me a while to get to grips with the forum
    Don't turn a slip up into a give up:D
    *NSD Challenge Nov 0/10* *£10 a day challenge Nov £0/£300*
    No buying unnecessary toiletries challenge-in it for the long haul
    :D

  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    Afternoony :hello:

    Spoon declaring my 4th NSD early....no spendy me!! :dance:


    66.gif



    Written by solventsoon aka Spoon our inspirational mentor:-

    Hi lovely NSD gang:A
    As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
    Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.





    Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A
    NO SPEND CHALLENGE.

    1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
    Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
    2. It is NOT a race!
    We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way wink2.gif
    3. Most important of all, WE..DO..NOT..FAIL!
    Sometimes we can't quite reach our Target, but that is fine :) Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.


    OK, an idea of how some of us do things.
    1. What you will or will not include as a 'Spend'.
    Some people are doing other Challenges too, & don't include the money spent on those for this one.
    Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch sport-smiley-003.gif & have been l-o-n-g time Nsders so don't panic :p
    Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet :(
    Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
    General thoughts on €bay sales is the buyer has paid P&P so no cost to you :D
    2. It takes Time to reach mega-numbers!
    The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline action-smiley-076.gif
    It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..
    let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one ;) (**mine's jam jars for windows, milkman & a bit towards the bills!)
    3. Any day the money stays in your pocket is a bonus!
    If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile :D

    We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club :D The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained :o

    And Remember;
    there are no silly questions, so don't be afraid to ask us anything!
    "If wishes were horses, then beggars would ride"
  • ms_night_ryder
    ms_night_ryder Posts: 3,029 Forumite
    It will be a nsd for me today! yay! i could have done it yest, but bought a crisp and choc instead of bringing my own DOH! i am off to Nandos in a bit, but i am not counting this as it is a MS. So all paid for and in fact im getting paid to go! then its back home for movies.
    Lose 28lb 3/28lb
    SPC Member 1522/2012-£264/ new pot 2013
  • beanielou
    beanielou Posts: 95,578 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    No 6 today.
    Hope you are all well & having a happy Saturday.
    fakeplastic~Hope the cat continues to improve.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • LittleMissHappy_2
    LittleMissHappy_2 Posts: 1,319 Forumite
    edited 6 August 2011 at 4:24PM
    suzitiger - I do indeed run a lot (on and off :o) in fact, I have just finished doing a 6 mile run :)cw18 does a lot of running too and seems more determined than me at the moment :p There is a running thread that I pop on every now and then if you're interested :)

    ETA - I am beginning my slow decline with champagne cocktails tonight and I imagine I will be on the beers by Monday night ;)
    Be the change you want to see in the world - Gandhi
    OU - DD100 (P :)), DSE141 (D :j), DSE212 (P :)), ED209 (02/12), DXR222 (07/12) SD226 (02/13)
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