SS's 2007 Debt Free Challenge

southernscouser

I'm p!ssed off aswell coz I've got loads of stuff to pay for aswell, and although I've got the money for it, it means I can't really overpay on the loan! :doh:


And my 2 year lightbulb anniversary was last Wednesday and I forgot about it! :rolleyes:


I just want to scream. :rotfl:

southernscouser

ali007 wrote: »

SS, don't be silly! We all choose our own way, and for what it's worth you've inspired me often enough over the past year so for you!!!!!

yeeuw that's a bit gruesome!!!!

:rotfl:

You can see why I'm so popular with the ladies with a tongue that long!

benbenandme

SS have you updated your sig again?? It seems to have gone down a bit more ??

gallygirl

southernscouser wrote: »

:rotfl:

You can see why I'm so popular with the ladies with a tongue that long!

for last week!!!!

southernscouser

wishiwasarichgirl wrote: »

i agree cars are a complete money pit, i had my insurance down to about £250 last year, then i had a crash in jan, not completely my fault, drunk driver decided to stop in the ouside lane of a 3 lane road, i was one of 5 cars who smashed into him (ok i may have been going a little over the speed limit) but because of the claim my premium this year is £350 and i've lost my NCB :mad: and i've only got a 1.1L 206 :rolleyes:


and don't worry too much about other people, everyone is responsible for their own decisions in life, i'm sure you don't really blame your debt on anyone else so why should she blame her situation on you? (unless you held a gun to her head...


you didn't, did you ? :eek: )

I hope you looked for cashback through Quidco?

Of course I don't blame my debt on anyone else. I just think if I'd said something then a whole lot of things would be different. I'm just feeling sorry for myself I think!

southernscouser

mrsspendalot wrote: »

Well done for speaking to them, I'm sure it will make you feel better just getting it off your chest. You haven't suffered a setback hun, you just need to turn this around to a positive. Has the person got themselves organised with their debts? Can you offer any help or advice from the masses of tips you have picked up along the way? That might make you feel better.

Oh, and just one more thing to console yourself with, most adults are in debt to some extent because that is the kind of world we live in. No one else is in control of that. This person may well have got into debt regardless of you. You can't take responsibility for that.

Give yourself a new goal to aim for to take your mind off things and remotivate yourself xxx

Yeah she's gone with Payplan on a DMP. I've advised her some stuff and put her mind at rest. She's coping with better than I am! :rotfl: :rolleyes:

I think maybe it was the shock! She owes alot more than me and earns very little! :undecided

James240

evening matey :beer:


Have u tried swiftcover.com? cos ive insured my Saxo VTR with them and my insurance is £217 admitedly ive just turned 30 recently but they may be able to offer a lower quote

:beer:

southernscouser

benbenandme wrote: »

SS have you updated your sig again?? It seems to have gone down a bit more ??

Thank you for noticing! :kisses3:

'Only' £1,289.26 to go until I've paid £20k off! :eek: _pale_

southernscouser

James240 wrote: »

evening matey :beer:


Have u tried swiftcover.com? cos ive insured my Saxo VTR with them and my insurance is £217 admitedly ive just turned 30 recently but they may be able to offer a lower quote

:beer:

Bloody hell! Whats a bloke your age driving a car like that for? Midlife crisis?

I didn't mate! :doh: Already gone with Kwik-fit but get £42.50 cashback and a free MOT worth £45 odd so works out around the £350 mark which ain't too bad! :undecided

James240

southernscouser wrote: »

Bloody hell! Whats a bloke your age driving a car like that for? Midlife crisis?

I didn't mate! :doh: Already gone with Kwik-fit but get £42.50 cashback and a free MOT worth £45 odd so works out around the £350 mark which ain't too bad! :undecided

cheeky git! :mad: :rotfl:


and ive had it for 8 years so ner! :rotfl: