SS's 2007 Debt Free Challenge

benbenandme

SS ... no amount of wondering will ever change things You need to concentrate on what you have done during those last couple of years (pay off over £15k of your debts :T :T ) and what you are going to do in the next couple (become debt-free:beer: ).

Keep your big yellow chin up and we look forward to some more regular posts on here, its been pretty quiet on your diary recently;) xx

hypno06

You haven't got a crystal ball, so how could you know what the future would bring a couple of years ago (blimey, don't know if I am coming or going with that sentence!).

So, stop harking back to the past and what could or should have been, and think each day at a time. If you can offer support now, then do so. If you can't, then accept that life is a whole load of sh!testuff at times and make of each day now, what you can, in whatever positive way you can.

does that help? Probably not. sorry if I am waffling and confusing xx

SarahNeedle1872

SS, you can't change what has happened, so try not to dwell on it too much. How were you to know how things were going to turn out? As benben said, concentrate on all the good you have done clearing over £15k of debt.... that's no easy job, as I'm sure you know!

You obviously feel bad about the situation, so is there anything you could do now that may help this other person in some way? And if not, think of all the good you have done for others in the last two years.... all the advice you've given, free money, and mostly ur fantastic wit - I haven't been here that long, but ur already one of my favourite posters :j

Chin up old man

Sarah x

Snaggles

SS, I don't know what to say hun, I wish I could make you feel better. But you are not responsible for the choices someone else has made, we all have to make our own way through life, making our own decisions and own mistakes, and if someone else has made a bad decision, even if you feel like you played some part in it, it was still THEIR decision.
Try not to beat yourself up over this. xxx

mrsspendalot

:grouphug: SS :grouphug:

Can't say anything to make you feel better other than what has already been said. Just wanted to give you hugs. Obviously we don't know the details as to why you feel responsible, but I'm sure that you were not to blame. You can't control what someone else does or doesn't do. BUT you may be able to help them now with your excellent advice. Just don't lose sight of your achievements. I'm sure many of us have done things in the past that we regret and made decisions in the past which have had consequences for other people that we would never have predicted, but it is in the past.

Chin up SS, we think you're brilliant :kisses3:

southernscouser

Thanks for your kind words everyone.

I've spoken to the person again and told her how I'm feeling. She told me not to be so daft and it was her own fault. But it still feels like a bit of a kick in the b0llocks to be honest!

I just can't explain it. It feels like in some way that I've suffered a massive setback. Or maybe the thought that someone I know has to go through it all like I have, and am! I dunno. Like I say, it's all f*cked up! But whats new eh? :rotfl: :rolleyes:

Gemmzie

I think it can make it feel more real somehow, like on-line isn't real life so it doesn't hit because you can't see how the debt actually affects people on here day to day, but when it's a real-life friend then you can.

wishiwasarichgirl

southernscouser wrote: »

I hate bloody cars! :rolleyes:

Cheapest I can find for insurance is £436.76 with Kwik-Fit. Can go through Quidco for £42.50 in cashback so in theory only £394.26. Thats protecting my no claims aswell.

Plus I get a free MOT voucher worth £45 or something so not too bad I guess! :think:

Then there is just 12 months road tax on top for £160! :rotfl:

Balls.

i agree cars are a complete money pit, i had my insurance down to about £250 last year, then i had a crash in jan, not completely my fault, drunk driver decided to stop in the ouside lane of a 3 lane road, i was one of 5 cars who smashed into him (ok i may have been going a little over the speed limit) but because of the claim my premium this year is £350 and i've lost my NCB :mad: and i've only got a 1.1L 206 :rolleyes:


and don't worry too much about other people, everyone is responsible for their own decisions in life, i'm sure you don't really blame your debt on anyone else so why should she blame her situation on you? (unless you held a gun to her head...


you didn't, did you ? :eek: )

mrsspendalot

Well done for speaking to them, I'm sure it will make you feel better just getting it off your chest. You haven't suffered a setback hun, you just need to turn this around to a positive. Has the person got themselves organised with their debts? Can you offer any help or advice from the masses of tips you have picked up along the way? That might make you feel better.

Oh, and just one more thing to console yourself with, most adults are in debt to some extent because that is the kind of world we live in. No one else is in control of that. This person may well have got into debt regardless of you. You can't take responsibility for that.

Give yourself a new goal to aim for to take your mind off things and remotivate yourself xxx

gallygirl

SS, don't be silly! We all choose our own way, and for what it's worth you've inspired me often enough over the past year so for you!!!!!

yeeuw that's a bit gruesome!!!!