"Simply not solvent!

hypno06

No, it will have to go on the floor I think - I really do need to give some consideration to all of this don't I.....for a start it must play havoc with feng shui!

taxi73

Hi Seaxwyn just popping by to see how you are?...lol Hypno and the printer on the dining room table...

OliveOyl_2

Hypno, You spent Thursday clearing the dining table and Saturday you bring a printer in from the rain to sit on it :eek: :eek:

I envy those of you with sheds big enough to work in. Ours is small and packed to the rafters - it is a major task to extract anything without the whole lot tumbling.

hypno06

mine is NOT a shed.......:eek: It is a log cabin

There is about £4000 worth of difference :rolleyes:

:rotfl:

bountiful

hypno06 wrote: »

No, it will have to go on the floor I think - I really do need to give some consideration to all of this don't I.....for a start it must play havoc with feng shui!

:T at least you are grounded! that must be good

Seaxwyn

Hypno, is the printer still on the dining room table? Take it back out to the shed.... You and I both need to study the old adage "a place for everything and everything in its place".

I have just transferred £1065 from my ISA to my current account to cover my tax bill and other essential outgoings this month. So the ISA is down from its high of over £1700 to under £500.

On the positive side, I had the money available so have not needed to go into my NatWest overdraft. But I'm gutted really, as those savings were for next January's tax bill, which I expect to be around the £5k mark. I really need to find that money somehow. There's only six months to do it, so I can't see any way of making overpayments on the debts for a while.

Oh well.. at least I have lots of work for now. I must make sure this continues and I don't have to dip into savings again.

The other big job for this week is sorting out the garden before my twin DDs birthday barbeque on Saturday. The garden is like a bombsite. DD2 has been heroically weeding and lugging piles of pots about the place. I must help her make it look respectable, and even might splash out on some cheap bedding plants to distract the eye from the desolation all around.

chevalier

Hi Seax
Just checking to see that you are staying on the righteous path to solvency!:D Before splashing out for bedding plants, check on your local freecycle group to see if anyone has some to give away. If they have grown them from seed then someone may have more than they need. Also have a look in somewhere like B&Q to see if they have any reduced plants that you could nab.

Other than that WELL DONE about paying the tax bill with savings NOT DEBT. This is a major achievement I feel, and you should get a pat on the back for it. 6 months for 5k that is less than 1k a month. I am SURE you could do that if you thought about it. But maybe you will have to be more disciplined about putting extra earnings (like the amazon book stuff) into a separate account straight away....

And as I am always nagging you to put out feelers to keep your order book full, then don't forget to tout for new work for x time in the future, to ensure a steady flow...... I know I know teaching the grand mother to suck eggs etc!

Hope you have a great day on the birthday front. You mentioned before about not getting them great presents last year, so you might like to look on freecycle for something for their present? Or bid on some penny sales on ebay, you never know you might win one of them. But you only bid the penny etc.

Take care off to do some clicks/surveys (yes amazingly I can do most of my surveys from here, so am saving up some stuff so that I can do presents to people over there from English funds.

ttfn
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hypno06

for their birthday (and along the same lines as "bid for 1p on ebay" stuff.....how about you set the twins a challenge.

Give them each £10 in an envelope for their birthday with the challenge of who can buy the most with their money.

You could give marks for various categories a la Top Gear, so

• number of items
• variety of sources
• imagination
• usefulness
• re-sale/profit making value

and then the twin with the highest marks wins the prize of choosing what to have for dinner that day, or something like that.....

By not making it just based on the "number of items" you will hopefully avoid the "million beads for £1" scenarios.....

Seaxwyn

Nice idea Hypno, and I can imagine that Twin1 especially would amaze us with her resourcefulness. If only I could hand over management of the family finances to her.

Thanks for the nice post Chevalier. Freecycle is an excellent idea, I have got presents there in the past and am keeping an eye out. They are at a difficult age for presents now, not so easily satisfied with any old thing!

chevalier

how old are they? are they in senior school now? if so I understand the problem as I have had my nephews and nieces go through this stage. The lucky thing with being an aunty though is once they get to 14 or so they just get sent money, so that is that sorted! But I guess (unless you do the challenge thing) you can't just do that when they are yours.....!
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