Nice people thread part 4 - sugar and spice and all things

misskool

silvercar wrote: »

I was thinking of moving the car insurance to multi-cars. Disadvantage is that they all then renew at the same time - so a hefty bill. Also it means that if you ever want to break away from multi car insurance, they all still renew at the same time.

Direct Line gives you a discount if you already have a policy at the same address. They also currently have 20% off their prices. :j

Halved my renewal quote. (well, this is the most basic comp policy. EVER)

PasturesNew

zagubov wrote: »

Problem is the sites offering advice on cheap petrol stations are all based on motorways ( e.g this and this and this) and your nearest one would be around Exeter. Is there a gap in the market there? :cool:

Any gap in the market wouldn't have a big enough marketplace....

michaels

But if you reguarly bought only flat screen TVs you would never have had it so good in terms of inflation - I think the problem is that the recent price rises have been on essentials and especially on items prchased by those on low incomes - still how else to measre inflation rather than using a 'typical' basket?

Can't really tell if my car insurance has gone up - headline figure is up 16% but only because less cashback is available on the cheapest quote and the new car is 5 years younger, worth more and a higher group - we also had the incident last May when someone drove in to me and drove off, no claim made but we did report it to the insurance co so need to declare it on the propsal form.

michaels

Direct Line and Norwich Union (Aviva) really annoy me - refuse to allow price comparison sites to let you have a quck search so you type in all your details...and they have never once been anywhere near competitive for me despite the effort

misskool wrote: »

Direct Line gives you a discount if you already have a policy at the same address. They also currently have 20% off their prices. :j

Halved my renewal quote. (well, this is the most basic comp policy. EVER)

treliac

misskool wrote: »

Direct Line gives you a discount if you already have a policy at the same address. They also currently have 20% off their prices. :j

Halved my renewal quote. (well, this is the most basic comp policy. EVER)

Have just been wondering where to renew next time. DS has passed his driving test and is temporarily on my insurance as home for uni hols. Aviva will only do this for 30 days per year however. I don't want to put him on for the whole year but he will want more than 30 days!

sss555s

The site guide is good for insurance. Try around 3 comparison sites, DL and Aviva and you won't be far away. If you are willing to do more work then have a look at the cashback sites too.

treliac

sss555s wrote: »

The site guide is good for insurance. Try around 3 comparison sites, DL and Aviva and you won't be far away. If you are willing to do more work then have a look at the cashback sites too.

Thanks sss, I will do. It's not due for a few months.... I was thinking about it as he's using the car this week.... will certainly have to shop around to see if I can get a more satisfactory deal when the time comes.

Pobby

Do like the comparison sites. Since not working the big ole mamma has gone. Mrs.P has a small and economical car. I call it the Hyundai Old People Carrier. Still a bit more not to fork out on. The lovely Mrs P has been giving her younger sis lessons in being MSE. Not talking daft, but ex, to be was earning, before tax, about £100k a year. It appears that when you run a little roofing company near London that it is what you might expect in the boom.

At least old pratty is paying the mortgage but sis in law is finding it hard to adjust to around £800 a month. Not surprised with community tax nearly £200 per month. Her youngest who lives there has no steady work working for his Father (pratty ). Still Mrs P has introduced her to the delights of Lidls. She smokes. Now don`t get me wrong, 30 Players a day man her at a cost of £70 a week. Thankfully discovered the e-cig so tons less.

Doozergirl

While we're talking about petrol and diesel prices, is anyone feeling clever and helpful? I don't understand old money

I'm looking at cars and obv the diesel is more expensive, but what about running the thing? If I'm doing about 15,000 miles a year then how much do you think these cars would cost me to run at current prices?

Car 1 - Diesel 60.1 mpg
Car 2 - Diesel 54.3 mpg
Car 3 - Petrol 37.7mpg

I'm going to go off urban figures because my car is a country car and it does less than the Urban figures that they make up.

In fact, what's the formula in case I don't buy that particular style of car?

PasturesNew

Doozergirl wrote: »

While we're talking about petrol and diesel prices, is anyone feeling clever and helpful? I don't understand old money

I'm looking at cars and obv the diesel is more expensive, but what about running the thing? If I'm doing about 15,000 miles a year then how much do you think these cars would cost me to run at current prices?

Car 1 - Diesel 60.1 mpg
Car 2 - Diesel 54.3 mpg
Car 3 - Petrol 37.7mpg

I'm going to go off urban figures because my car is a country car and it does less than the Urban figures that they make up.

In fact, what's the formula in case I don't buy that particular style of car?

1 gallon is 4.546 litres.

If diesel costs 140.9p/litre and petrol costs 135.9p/litre (both figures entirely invented by me), then:

Car 1: £1,598
Car 2: £1,769
Car 3: £2,494

Just paste the formula ((135.9*4.546)/37.3*15000)/100 into Google where:
135.9 = pence per litre
4.546 = litres in a gallon
37.3 = mpg
15000 = annual mileage
100 = converts pennies into pounds (could leave this off and change 15000 to 150, but I wanted the formula to look simple to follow)