Nice people thread part 4 - sugar and spice and all things

tomterm8

I wonder if the local school would collect them from the craft and design (or whatever they call them) workshop?

We buy ours, but we don't have enough chickens that it is a major expense... it is the sheep pellets that cost a fortune for us (we use them as a bribe because otherwise it is virtually impossible to get the sheep to do what you want)

GDB2222

tomterm8 wrote: »

No, it is involuntary, it happens after they die.

I appreciate that. I did not word it well. What I meant is that it might be quite a good survival trait, to discourage people from causing the death.

silvercar

Just wasted 10 minutes winding up someon who phoned to tell me I could claim back PPI payments on my credit card. I told him pretty quick I didn't have PPI but he was insistent and said I should look at my recent CC bill. So I did and painfully went through each item. He said look for PPI and I said its not there, he said look properly go through each item, so I went threw each item and told him what I had bought in Tescos, M&S....then I said I had done the first page, did he want to go through the next 7 or could he believe that I didn't have PPI?:D:D:D

tomterm8

GDB2222 wrote: »

I appreciate that. I did not word it well. What I meant is that it might be quite a good survival trait, to discourage people from causing the death.

Most people think it's a trait that is used to keep animals away from the location where another of the species has died. But of course, humans are also animals, and the same mechanism exists for much the same reason.

It doesn't really affect predators a lot, they just go for the non-messy bits.

GDB2222

silvercar wrote: »

Just wasted 10 minutes winding up someon who phoned to tell me I could claim back PPI payments on my credit card. I told him pretty quick I didn't have PPI but he was insistent and said I should look at my recent CC bill. So I did and painfully went through each item. He said look for PPI and I said its not there, he said look properly go through each item, so I went threw each item and told him what I had bought in Tescos, M&S....then I said I had done the first page, did he want to go through the next 7 or could he believe that I didn't have PPI?:D:D:D

That's a lot of credit card transactions. I was really bad yesterday, as the only thing I bought in M&S was a reduced packet of pita bread costing 10p. I didn't want a pocket full of change, as I was wearing shorts, so I paid with my switch card.

michaels

GDB2222 wrote: »

Anyone knowledgeable about ETFs?

Looking at iShares MSCI UK Index Fund EWU. It's currently trading at a 1.7% discount to NAV. Average is a modest premium of around 0.4%. Isn't that a mega arbitrage opportunity? Why is it so big?

Previous Close $14.48
Closing NAV 10/03/2011 $14.73
Premium/Discount 10/03/2011 -1.70%

Is NAV calculated according to close of business prices in the UK, but the "previous close" price reflects the price traded some hours later in New York?

(Figures according Charles Schwab, by the way.)

Only thing I know about etf's is that during the 'first financial crisis' people who had bought etfs set up by AIG suddenly discovered that it wasn't what the etf invested in that mattered but also the company that was behind the funds. I think they were untradeable for a while but eventually investors did get their money back.

lostinrates wrote: »

nope!

I think its wuite funny. But I have put some clean knickers on just in case, .

Kind of disappointed that you didn't have clean ones on anyway

LydiaJ wrote: »

Oh silvercar, I do cherish them. I know what I wrote would seem to imply that I wish I could be rid of them, but truly I don't. I want them with me, and I would resist tooth and nail if anyone tried to take them away from me.

Lydia my DW and I have each other but I still managed to understand exactly where you are coming from - there is just no moment when you are not responsible for your kids however much you feel you just need a break.

michaels

I could have done that - and then offered to run through my other 15 credit cards just in case.

Sometimes it annoys me that I have never been stupid enough to pay any bank charges or sign up for any pointless insurances or even buy an endowment because I couldn't be bothered to read the small print as I have no windfalls to look forward too

silvercar wrote: »

Just wasted 10 minutes winding up someon who phoned to tell me I could claim back PPI payments on my credit card. I told him pretty quick I didn't have PPI but he was insistent and said I should look at my recent CC bill. So I did and painfully went through each item. He said look for PPI and I said its not there, he said look properly go through each item, so I went threw each item and told him what I had bought in Tescos, M&S....then I said I had done the first page, did he want to go through the next 7 or could he believe that I didn't have PPI?:D:D:D

lemonjelly

lostinrates wrote: »

second: LJ...if you are telling yourself off and using the royal we then I think a trip to the doctors might be in order.....you know, just to check everyone who lives in your head is having their needs met.

I don't think of it as the royal "we" - does it come across that way?
I talk about friends as "they" rather than he/she too. Not sure why.

Chuckled at your post, as I've always had a long standing debate with friends that none of us are individuals. More we are a series of characters, depending on what role we are "playing" at the time (eg am in 1 role at work, another at home with parents, and yet another with friends). I think this helps explain how you can see a different side to peoples character sometimes. For example, I am quite outspoken at work - never afraid to come forward with an opinion. But of course, that is my role, & to an extent the work character I've "created". Whereas socially, I am nowhere near as forward.

Where it gets interesting (& for interesting, I mean my friends think I'm an out & out wierdo) is that when I am struggling to make a decision, the differing roles in my "head" have a kind of conversation bouncing around pro's & con's, until I settle on a solution. That's kinda my theory on voices in your head, but like I say, most friends look at me wierd & suggest I keep quiet about talking about the voices in my head...:o

lostinrates

michaels wrote: »

Kind of disappointed that you didn't have clean ones on anyway


.

I do put clean knickers on every day..unless going commando.

michaels

lemonjelly wrote: »

Where it gets interesting (& for interesting, I mean my friends think I'm an out & out wierdo) is ...

And I thought you were going to finish '...when I visit the ladies room before I remember I am dressed as David rather than Davina''