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Benbenandme's Next Installment ...

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Comments

  • Happy New Year to you!
    Ninja Saving Turtle
  • Happy Ne Year BenBen. Hope 2012 brings you health, happiness and wealth, and all you wish for

    Stressed xxx
    Hoping to stick to the challenge this year!!
    Make £5 a day for 366 started Dec 2019
    YTD £ £ 78.23/£1£1,825
    Cash - £ 48.23 Vouchers - £ 30

    Wombling into 2020 £38.78
  • benbenandme
    benbenandme Posts: 12,373 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Happy New Year !!! Finally made it home :o:o

    Had a fantastic night last night, there were about 20 of us there, all dressed up, lots of fun, laughs, singstar and rather a lot of alcohol :D Made it back to my friends house at about 3.45am and was up at 9.30 this morning, my head was fine but my friend was suffering somewhat :o

    Didn't want to chance driving in case I was still over the limit, so my brother collected me and went round to mums for a roast dinner before coming home :)

    I did send some rather drunken texts at about 10om last night, and cutie text me at midnight to say Happy New Year :D No mention of meeting up tomorrow yet, but lets see if he gets in touch again :o

    Right, nothing much else planned for today except a date with a blanket, the sofa and a cup of tea followed by a hot bath and an early night later, oh and I have an electricity meter reading and 10 coms to enter somewhere in there too :)
    Mortgage Total: £50,720/ £75,000
    Mortgage Overpayments Pot £1587
  • Happy New Year!!
  • dangers
    dangers Posts: 1,457 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Happy New Year to both you and your ds. Hope you have a good 2012.
  • benbenandme
    benbenandme Posts: 12,373 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Cuties just text me ... He said he's still struggling to get his assignment finished (due in tuesday), so will need to spend time doing it tomorrow, but thinks he's free at the end of the week :)

    I'm actually pretty happy with that, am still shattered from last night and am back at school on tuesday so the end of the week will be better in some ways anyway. Gives me time to sort a babysitter too :)
    Mortgage Total: £50,720/ £75,000
    Mortgage Overpayments Pot £1587
  • benbenandme
    benbenandme Posts: 12,373 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Electric meter reading submitted, £65 used in December :eek: So that means the heating has cost me £25 for the month (usually £40 a month). Once we're back at school it won't be on so much but even so, its still a huge leap. Luckily the account is still healthily in credit.
    Mortgage Total: £50,720/ £75,000
    Mortgage Overpayments Pot £1587
  • benbenandme
    benbenandme Posts: 12,373 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Quick update for the start of the year; I had £44 at the end of 2011, I spent £15.50 of this yesterday, then another £5 on an organised mum diary in the works that I forgot to add, and £10 on some more wine last night, leaving £14 left. My breakdown insurance costs £28, so it will go towards that and I will need to take £14 out of Januarys budget to cover the rest of it.

    I've had my bath so now plan on chilling in my pj's, filling in the various sections of my new diary, and getting all budgets ready. Pleased to report a nsd for the start of the year :j Now need to get cracking on chipping away at that huge target total in my signature :D
    Mortgage Total: £50,720/ £75,000
    Mortgage Overpayments Pot £1587
  • amber03
    amber03 Posts: 1,396 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    Happy new year BenBen, hope you have a great year,good luck with cutie this year. Had a quiet new year ( not a great lover of it ), just watching extreme couponing, wish i could shop like that over here.Hopefully this year i will be more savy with my money and get stuck into paying off my debts. Keep posting as i enjoy reading.xx
    :j Debtfree and and staying that way.:j3-6 month emergency fund, No.61 £140.00
  • benbenandme
    benbenandme Posts: 12,373 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Thankyou Amber, ds is watching Harry Potter at the moment so I can't watch that but it sounds good, may look it up on iplayer later if I'm still awake :)

    Just checked the bank accounts but nothings changed in them due to the weekend.

    So, hows everyone done with day one of their challenges?? I have been pretty good foodwise although haven't counted points (bit tricky when breakfast was at a friends house and dinner was at mums). Shred hasn't been done either, way too tired for that, but tomorrow it shall be tackled and, as long as its not pouring with rain again, we're going for a nice long walk. I have managed not to drink any alocohl though ;) :rotfl:
    Mortgage Total: £50,720/ £75,000
    Mortgage Overpayments Pot £1587
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