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Help needed
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no,no,no it won't I have found a house and everything that would keepme amused forever. Even a downstairs loo would keep me amused forever
. Even quilted toilet paper for a downstairs loo would do it but OMG I would miss my snowball :rotfl:
5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
you could do snowballs still.... with money to save as owed pots.
New ferrari 3.2 million, chalet in the pyrnees, 1.15 million, etc.
xTrying to shift that debt!0 -
Hi have you thought about trying to save on your energy bills. Not using the tumble drier when you could dry clothes outside, boiling only enough water for your needs, washing full loads only etc. If you check on line you can find lots of tips for saving Gas and Electricity. Hope this helps.0
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Skint_but_Optimistic wrote: »you could do snowballs still.... with money to save as owed pots.
x
pmsl :rotfl:I hadn't thought about that. I will keep it in mind5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
pennypusher wrote: »Hi have you thought about trying to save on your energy bills. Not using the tumble drier when you could dry clothes outside, boiling only enough water for your needs, washing full loads only etc. If you check on line you can find lots of tips for saving Gas and Electricity. Hope this helps.
Yeah i tried saving money on doing the washing by making the kids wear there clothes in the shower but hey didnt appreciate me hanging them on the line!!!:T
I have a7kg machine so shove as much in as possible, unfortunately the kids dont fit in threre lol
Not good on the tumble drier front as am work 14hrs a day so it does get used more than it should put a lot in airing cupboard as i have a big double one that helps,Mum 30k/29000
BC1 11500/11300
BC2 10500/10300
BC3 6500/6400 NW 950/800 Next 600/450
Here we go a again!!!:mad: DFD Oct 2016 hopefully!!!0 -
Downsatairs loo? i got 3 just means lots more cleaning and more money on bleach!! and ecorating and ari freshners..........
I have a confession to make.
I fell off the wagon.
Totally.
Am absolouteley gutted. Hate myself. Feel guilty. But i like my new clothes. Why? Cause i got so fat i couldnt fit in anything.
Anyway i was going to take it back and said what the hell and then felt stupid cause thats what i used to do and nost supposed to be doing now.
In a way i did save cause i wanted the 2 pairs of trousers and coat before but they were in debenhams and i new if iwaited they would have 20% off as they do every year. Now last year i did say sod it and bought them straight away knowing the sale would be soon.
But glad i waited this year as i saved 40% on my coat in principles and 20% on my trousers and really did need a winter coat as the arm was hanging off mine last year and i looked like a tramp.
So sought of mse but not quite. Think it going to take me longer to get the hang of this. Mind u i didnt put it ont he credit card which is one thing i suppose.
Not that is the point. ~I know.
Mum took us for dinner tonight yummy as my nephews (the one we waiting test results for) was his 13th birthday. Had a lovely dinner and yummier pudding.
Did buy 2 xmas pressies in body shop today they gave me a tenner voucher last month when i bough some cream to use this month and then gave me another to use for next month. So everyone getting bodyshop this year!!!! I have 4 xmas pressies now all in the sale. Nephews are having playmobil police stations which were half price and they have to have the same as they argue!! i do like to have a bit of a bargain hunt!! have to think about what im going to get my daughters this year they were good when i said we were cutting down as they never been with out so aitn like they gonna suffer.
Right going to bed now as hubby moaning as he trying to sleep and im typing away so be good. xxxxMum 30k/29000
BC1 11500/11300
BC2 10500/10300
BC3 6500/6400 NW 950/800 Next 600/450
Here we go a again!!!:mad: DFD Oct 2016 hopefully!!!0 -
Thanks credit
I have cut them up apart from one which is locked away in the safe for emergencys only.
They are coming down i just felt so guilty for buying some clothes but i suppose i cant do 2 years without buying anything or i would go mad!! It hasnt caused me not to pay something off so i suppose that in itself is good!!!!!Mum 30k/29000
BC1 11500/11300
BC2 10500/10300
BC3 6500/6400 NW 950/800 Next 600/450
Here we go a again!!!:mad: DFD Oct 2016 hopefully!!!0 -
You have become so disciplned that buying a coat has become something you feel guilty for.
Its ok, youre doing brilliantly.
xTrying to shift that debt!0 -
Omg i think i really do need some serious help!!!!:p
Im not just staring at my snowball i keep staring at my signature thinking of how i can get the debts down lol how sad am i?????
Wishing away the hundred days so i can pay that egg card off!
Im that bad that i got a 2nd tin so i can start the next hundred day challenge after and pay off egg no 2 rofl!
Wishing the year away. Have got 21 days before i go on hols so that is a potential 420 in the tin.
That will take total to 1100 pound when i go and then when i get back will still have 42 days to end of challenge. If i can keep up the 20 a day up then i will have a total of 1940 so will have a small amount left to pay off egg card 2!!! Still we will see if i buy any more clothes when i not supposed to !;)Mum 30k/29000
BC1 11500/11300
BC2 10500/10300
BC3 6500/6400 NW 950/800 Next 600/450
Here we go a again!!!:mad: DFD Oct 2016 hopefully!!!0 -
You are a woman obsessed!!
Snowball blindness?Trying to shift that debt!0
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