Help needed

millionaire_in_training

I would check e-bay and see what they are going for there and that at least would give you an idea of wht you could get for it.

Skint_but_Optimistic

We all need a cheeky biscuit.
Id check ebay and then pop it in a local jeweller. See what they offer. :-)

jellybean39

Just finsihed all me cleaning and now bored as hubby cooking dinner and i am banned. Just sent dd to asda as if i go i buy loads of stuff i dont need!! Seee if she manages to come back with only what i asked her to get!!!!
I think i might just shove it on ebay ( the watch and see if it goes). Sold a glass cabinet from work yesterday for £50 which was great asa i had it for free about two years ago but tigi sent me a nice new one so £50 in cash was very nice.
Think i might go and have a look in wardrobe as still have alot t o clear out and put them bits on ebay. Still have a few dresses that i thought i just couldnt part with but tbh i think that was when ibought them i had lost loads of weight and felt the best ever, Maybe i need to be reminded of when things were great and had no debt and money in the bank!!!!!
have a brand new ds hubby bought 3 years ago think i played it 4 times with about 20 games. Want to sell it but think he would have his feelings hurt if i did. I think he thought it be something i would play but i bough him a wii ( see where all the debts came from) and me and the kids play on it more than him!!!

hp48910

Hi Jellybean, just been catching up on your thread. Please can you explain how to do the tin challenge thingy and also how to do the snowball calc? Thanks
hp48910 x

Skint_but_Optimistic

JB and Mit are snowball queens!

jellybean39

Hi hp
The 100 day challenge amara is running its on the front page. Basically im going to challenge to pay my egg card in 100 days which is currently standing at 1777. You can put what you have can in a tin in that 100 days from any money you have spare ie in my case i get good tips at work so i put them all in my tin, money from carboot, ebay sales etc go in there. Some peeps put into a bank account or pay straight imto a debt and just have a virtual pot.
My first tin is just about full so going to pay off my card so dont pay so much interest(was going to wait til end of challenge).
You can give yourself any target but remmeber if you dont make it you dont fail its just makes you try to really get the debt down. I think its a marvellous idea.
The snowball calculator is www.whatsthecost.com is brill you put all your debts interes rates and how much you can afford to pay each month and it works out the best way to pay wit what you can afford with out accumalting the most interest.

You can choose to do higher or lower balances first or highest interset first which ever you prefer, but i would advise tackling the highest interest first, but you can play around with the figures.
Hope i explaines with out to much drivel have a tendency to go on a bit!!!!

Skint_but_Optimistic

fabulous description jbxxx well done!

gargrave50

Great idea jellybean, keep us posted

jellybean39

gargrave50 wrote: »

Great idea jellybean, keep us posted

Oh think i willcome with gargrave xxx:rotfl:

millionaire_in_training

HP I love love love my snowball. It is my main motivator. I love marking it up and oooooooooo I just love it. - too much love there perhaps??:rotfl:. But I do love it.

The 100 day challenge I am only doing £500 towards a card as that is a stretch forme but everyone seems to set a target that challenges them personally. Some folks only set £100 as that suits their budget. Some folks set crazy amounts but I am here for too long to do that. Good luck xx