Help needed

Skint_but_Optimistic

No matter how old our kids are they are still a worry.

jellybean39

Oh skint aint they just.

Even hubby concerned and he dont normally say nothing. and he bought her some clothes and he used to tighter than a mackrels butt rofl
What a great day today.!!!!
I struggeled to pay tax bill in jan and it took me to july then had julys to pay and just managed ti finish paying it (250 a week) this was due to massive business problems this year so the money we had saved had to go back into the business. so that now means that we i can put the 200 a week to cover jans tax bill back and will have 50 quid a week to get these bills paid off. So pleased!!!!!!
Keep beating meself up but when i look how much i have paid off in last few months i have stopped beating myself up. Will still be well tight until january with dreaded xmas inbetween but at least some light at the end of the tunnel. next summer will be so much more money to do things with will be great!!!!:beer:

Skint_but_Optimistic

Its worth the hard yards when you can see light at the end of the tunnel. Great news x

jellybean39

im gonna take some advise off you skint and try and get ahead with the bills each month think that a marvellous idea! ty x

Skint_but_Optimistic

aww i just want to be ready for xmas with my bills sorted, think if im ahead at xmas i will relax more. just unfortunate there are so many bills!

millionaire_in_training

I'm trying to do my 100 day challenge well within the 100 days too and also pay off tesco by October whereas it was originally december. I am then going to cut myself some slack and enjoy November and December then start again in January. I'll pay as much as I can but I am not going to squeeze things so tightly those 2 months so I can buy some nice gifts and also have a bit of a social life. My mum is treating us all to a nice meal in a hotel on Christmas day so no need to go over the top with the food shopping. I absolutely love Christmas time but the spending is scaring me this year !!

Skint_but_Optimistic

Scares me too MIT. I am getting ahead with the bills and ive factored in a further 500 pounds christmas spending money. I am going to get some nice gifts but I will also make people things too. Home made chutney, rum balls, and flavoured olive oil in fancy bottles (bottles are 3 pounds each online) to bring the over all per person spend down. Im going to do my 100 day challenge and then start the next one. Need an emergency fund!

jellybean39

ive started a small emergency fund, have a feeling our boiler is on the way out and dont want to get landed with a huge bill as most plumbers dont take cards will need the cash.
Ive started my xmas shopping both my small nephews are done so they were easy! playmobil they love. Other neices and nephews are older so they probably will want gift cards as i get stuck on what to buy them, probably as they have to much. fgs my sister bought her 7 year old daughter an ipad last year. Really? Why? I ask myself. Problem being she then created cause everyone else had pressies to open so she dont appreciate it.
Glad my girls never turned out like that.
I normally go right overboard at christmas but going to be good this year. its so hard with all those lovely pressies in the shop.

Skint_but_Optimistic

Yeah, I know what you mean. We are setting a strict budget. Want a holiday and things in February and dont want too much debt.

millionaire_in_training

My DS wants a TV. He already has one but he wants to use that as a monitor and get a bigger tv for on his wall. I will probably get him one as the one he likes is only £160. Only :rotfl:. DD wants a printer so that's easy and I'll get her a voucher for clothes to make up to the same value as DS. I have DS's birthday in December as well :eek:. Panic !! Moi!! Oh gawd yes