Help needed

jellybean39

Ohhh just opened this weeks mails and as i have paid off santander they have offered me 0% until june 2012. That egg card gonna be going on there me thinks. no intrest thats what i like to hear. Mind u have just had 100 quid compensation fron them as swapped our business accounts to them and they started to take directdebits even thought they promised they wouldnt until we had od sorted for both accounts. We then went od and dd didnt get paid etc and they have agreed it was there fault but told then it aint enough as the dd got paid from both accounts so they need to cancel all charges and shove the ac where the sun dont shine. We aint swapping after all that!!!!!
See what repsonse we get. Wished we hadnt bothered. Nevermind.

jellybean39

OMG so angry

Thought with the !!!! up with santander would just check credit expert and because the payments on hubbys cc didnt get taken by dd er got 3 late payment notices from santander and barlaycard. Dont it make you cross when they mess up and then you get the blame. Wouldnt mind if they had told us they had moved them. is there anything we can do to sort that out as we due to change mortgage in jan?

Skint_but_Optimistic

If its their mistake contact them and they should be able to amend it for you x

jellybean39

Oh thanks skint i did actually put that in santander letter if it affects our credit rating then i will kick off. But dont think the 2 barclaycard will do anything cause i dont believe its there fault its santander. But i do have it written that its there fault!!! First i suppose!

Skint_but_Optimistic

good luck, its a pain in the neck!

millionaire_in_training

so annoying that someone else's **** up can affect your life so much. So annoying. I just cant wait to not be beholden to any of them I swear.

jellybean39

Me to mit.
Had such a bad week this week spends outta control. Still on hol next week 400 budget for 9 nights going to be tight but just dinner to buy and drinks and as i only drink soft drinks then it should be ok.

jellybean39

What a strange week this week.
Hear some really good news today. One of my staff unfortunatley lost her cousin a couple of weeks ago leaving behing a wife and two sons. Normal !!!!! ins wouldnt pay out. Found out today she has won on that red and black game online,
Her prize 50k in cash. a bmw coupe, holiday for 4 people to the maldives and an electric bundle ie tv playstation i phones etc, i was so excited for her today and dont even know her!!!!!
So nice to hear someone who has had thier life turned upside down receive some good news, just a shame her hubby wasnt there to share th news.
Also keep worrying about my debts etc found out another of my staff today has been living on frozen chicken sandwiches ( after they had been cooke!) for 4 days. Wondered why she had been so down. Her partner was starting a new job and was waiting for start date, gave up her other job and turns out the one she was starting decided they didnt want her.
She went to get jsa why job hunting and they aint interested, they messed her claim up and they had no money for 6 weeks. Not even housing benefit. i dont know how they have coped. I had to go to coop and buy them some food so bought them enough to last to the weekend to make a bolognaise and stirfry and omlettes and some bread milk and butter etc
Threre little faces when i gave it to them they thought i was joking. They only 19 hate to see them struggle to the extent they not eating properly. I thought what the hell it was only this months interest on egg card as i have put on 0% they can have it on food. so thats my good deed done for the day. My hubby laffs at me cause we short but as i said tough they needed it more than us as we going on holiday just made me appreciate the fact we have 400 quid to spend.

jellybean39

What a day got myself is such a tiz over this santander matter thought my head was going to explode. had the headache from hell, started in one eye think it nmay have been the start of a migrane as my sight was going in one eye, but think i just managed to catch it in time. How stupid to get that stressed.
Still packed me case for me hols today and somewhere have lost a brand new pair of bikin bottoms from primarni. know they only cheap but have had all the cupboards out and it def missing!
Have to go bottomless rather than topless!!
I tried to get some black flipflops today but all i could find was wooly jumpers and wooly hats and scarves. guessing no one wants flipflops in the winter even though it been 27 down here today! People were sat on the beach couldnt believe it. Treated myself to a pedicure today little chinese lady and she is amazing never had a pedicure quite like it. Just wish the rest of the bod mathced the feet hehe.

turbo.jet

Get your flip flops there - bound to be some in one of those beach shops that sells inflatables and umbrellas and sunscreen

What a lovely story about you doing a shop for that couple. I remember eating nothing but steamed rice for weeks in my bad times. I'm sure people would have fed me but I was too proud to ask.

If you don't get anywhere with Santander cleaning up the mess they made on your credit file (keep fighting though if its their stuff up) you can add a notice of correction to your file stating that it was their fault and you are in the process of having them remove it.

When you have one of these notices on your file, applications for credit take longer as they have to be manually checked - but we don't want any more credit right?

Good news they've offered you a zero percent deal. Definitely move some expensive CC debt to it I reckon - Yay!