Help needed

ammo6106

Heya,
First time posting, hoping someone will know what they are talking about.

In June 2011, my partner recieved a letter at his parents address from a debt collector claiming he owed Vodafone over £300.
He had no idea what it was about as he had never been contacted by Vodaphone and was under the impression he had paid off his contract years ago?

He was told his last payment was made in July 2007 and if he's paid it off all he has to do is proove it to them with a bank statment. But that wont proove anything, it'l only confim the made a payment which they already know?

He has asked them to have Vodafone contact him to confirm it is a legit. debt and explain why they never contacted him. The debt collectors will not do this. They are constantly calling him up demanding that he pay the money owed and being increadably cheeky with him?

What I want to know is can a debt be sold on to a colletor when no attempt at contact/ notification of the debt was made?

Is it legal for them to have waited over 4 years before contacting about a debt?

And will he have to pay it when the debt collector is refusing to send him any proof from Vodafone that it is a real debt and how it came to be. ie he missed a payment or he still had £1 to pay and its mounted up in interest...... if that is the case is the debt legit since they never sent him a bill for the small amount and instead allowed it to mount up?

Skint_but_Optimistic

Hi there, I think this should be in a new thread, if you copy and paste it in a new thread in the debt free wannabe board.

jellybean39

ammo6106 wrote: »

Heya,
First time posting, hoping someone will know what they are talking about.

In June 2011, my partner recieved a letter at his parents address from a debt collector claiming he owed Vodafone over £300.
He had no idea what it was about as he had never been contacted by Vodaphone and was under the impression he had paid off his contract years ago?

He was told his last payment was made in July 2007 and if he's paid it off all he has to do is proove it to them with a bank statment. But that wont proove anything, it'l only confim the made a payment which they already know?


Hi ammo

You need to start a new thread on here so you have got your own that way everyone will see it and you will be able to get the info you need x sorry i dont know what you can do if you not sure if it legit or not maybe citizens advice ot if you think it fraud go to police? im sorry i cant help more but post on front page and someone will know x
He has asked them to have Vodafone contact him to confirm it is a legit. debt and explain why they never contacted him. The debt collectors will not do this. They are constantly calling him up demanding that he pay the money owed and being increadably cheeky with him?

What I want to know is can a debt be sold on to a colletor when no attempt at contact/ notification of the debt was made?

Is it legal for them to have waited over 4 years before contacting about a debt?

And will he have to pay it when the debt collector is refusing to send him any proof from Vodafone that it is a real debt and how it came to be. ie he missed a payment or he still had £1 to pay and its mounted up in interest...... if that is the case is the debt legit since they never sent him a bill for the small amount and instead allowed it to mount up?

I dont know what is right or not but if you post on first page and start a new thread then you will get the advise you need from the right people sorry i cant help with the right info gl x

jellybean39

£70 in the tin today so now 750 going towards the egg card!!!! Need to be better behaved this week spent money on things i shouldnt have so going to sit on the naughty step for the weekend to learn my lesson!!!!

Skint_but_Optimistic

take a glass of wine with you, you werent that bad.....

jellybean39

I dont drink maybe i should start.........................

Skint_but_Optimistic

well a cup of tea and a hardcore biscuit, like a ginger thin or a florentine?

jellybean39

Oh you so cheeky
No the other half of asda cheap crabby icecream who tried to think it was ben and jerrys cookie dough tut

It Shocking but there wasnt anything else!

millionaire_in_training

You'll get piles sitting on the step for too long :rotfl:

Woohoo on the new clothes. We still need to get dressed mrs and probably last year you'd have bought 2 coats and half a dozen pairs of trousers so cut yourself some slack and enjoy looking and feeling good

jellybean39

Well actually........... i would have bought as much as i could have carried to the till and if hubby was there his arms would have been full to. Never mind its done now should have just waited a couple of weeks as have 5 family birthdays and mum and father inlaws 50th wedding anniversary which was yesterday.
I told hubby four times to order some flowers, and he didnt so they got asda ones. All the other birthdays bar one are his family and he hasnt even bought a card. In fact he prob dosent even know when they are.
Hes a nightmare. F
Family dinner tomorrow at ours as mums away and my 2 sisters apparently dont know how to cook (32 34) so should have a good day as it supposed to be windy so not going out.
Any idea where i can sell a gucci watch a real one! had for 21st birthday from ex but has aslight scratch on glass and cant find box or paperwork. mind you 21st was along time ago.
Didnt know if i took it to gold people would get a decent price? Any ideas?