Just heard a terrific tale

worried_jim

Just heard a terrific tale....
A friend works for the local bus company as a director and yesterday he was called to the scene of an accident. One of the buses had hit a parked car on a narrow street. Normally details are exchanged and the loss and insurance dept take care of it all but in this instance the cars owner was demanding that someone senior show up personally. My friend went to the scene where there was no one hurt or any damage to the bus, however, a brand new BMW 5 series had been scrapped all down the side and pushed against the curb causing the wheels to fold under the chassis. The BM's owner was particularly upset as he had just driven home from the dealership and parked up 20 mins previously, he had not had it more than an hour. My friend explained that the insurance would take care of it all and gave him the bus companies details and asked for his insurance details. He hasn't got any. He neglected to take up the dealerships offer of a weeks insurance and had driven home without any to arrange his own, this is what he had been doing when he heard the accident and came running out of his house.
My friend is now thinking "how much of a !!!!!!! can I be" and advises the BM's owner of the law and uninsured vehicles. This chap is now in a spot of bother and the bus company are looking at their "options".

I hate to think what the price of a brand new 5 series is and if anyone can take that sort of hit.

aardvaak

worried_jim wrote: »

Just heard a terrific tale....
A friend works for the local bus company as a director and yesterday he was called to the scene of an accident. One of the buses had hit a parked car on a narrow street. Normally details are exchanged and the loss and insurance dept take care of it all but in this instance the cars owner was demanding that someone senior show up personally. My friend went to the scene where there was no one hurt or any damage to the bus, however, a brand new BMW 5 series had been scrapped all down the side and pushed against the curb causing the wheels to fold under the chassis. The BM's owner was particularly upset as he had just driven home from the dealership and parked up 20 mins previously, he had not had it more than an hour. My friend explained that the insurance would take care of it all and gave him the bus companies details and asked for his insurance details. He hasn't got any. He neglected to take up the dealerships offer of a weeks insurance and had driven home without any to arrange his own, this is what he had been doing when he heard the accident and came running out of his house.
My friend is now thinking "how much of a !!!!!!! can I be" and advises the BM's owner of the law and uninsured vehicles. This chap is now in a spot of bother and the bus company are looking at their "options".

I hate to think what the price of a brand new 5 series is and if anyone can take that sort of hit.

The BMW owner has only himself to blame - I would guess he wont get a penny - I hope - as the rest of us have to pay extra premiums for prats like him.

Please keep us all informed of the outcome.

I bet he wont do it again!

scheming_gypsy

if the car was taxed and outside his house then he doesn't have to be insured does he? but the bus company are still liable as they're the third party and it was their fault.

Snakeeyes21

*snigger*

scheming_gypsy

aardvaak wrote: »

- I would guess he wont get a penny - I hope - as the rest of us have to pay extra premiums for prats like him.

why do we? if he hit the bus and he wasn't insured then we have to pay extra for prats like him but seeing as it's the bus company who are liable; nobody is paying extra for somebody who has a car parked outside his house.

shellsuit

scheming_gypsy wrote: »

if the car was taxed and outside his house then he doesn't have to be insured does he? but the bus company are still liable as they're the third party and it was their fault.

All cars have to be insured now don't they, unless they are SORN?

http://www.direct.gov.uk/en/Motoring/OwningAVehicle/Motorinsurance/DG_186696

scheming_gypsy

that could be it... i knew it was one way round but the bus company will still be liable as far as i'm aware.

mikey72

Fortuneately it's makes absolutely no difference to the BMW owner that he had no insurance.
The options the bus company are exactly the same either way.
Pay up for hitting a parked car.
If they do it quickly he probably won't get a no win no fee claims company onto them, who'll be supplying a brand new like for like car at £500 a day, and claimimg stress as the personal injury

gilbert_and_sullivan

Did the BMW owner leave the handbrake off and the car rolled away?

If not i fail to see how the bus company has any 'options', for some bizarre reason their driver managed to hit a presumably reasonably parked car, fault disputed?

Tilt

Something not right here! The dealer could not tax the car without insurance. If the buyer refused the dealer's insurance then he would of had to have provided his own. So the question begs; how did they tax the car?

scheming_gypsy

traders insurance probably.