A Payment A Day - Part 11!

Erme

Allie_Ballie_Bee wrote: »

LMH - thanks for the warning. I better start saving for snow boots, and long ones too since I am in the north of Scotland! :rotfl:

£3.02 for me today please GAP

Where about's east or west? I'm in the nE and going to Inversneckie beginnning of October (and a few other places)..would be fab to meet up

flying_fresian wrote: »

This one doesn't chase cats.

My auntie had one of these and he was a lovely sweet natured thing.

*spends the rest of the night googling cute pets*

LOL....nice on FF... Glad you are finally going on holiday...but you are right...holiday monies have to come before PAD's...

No pad's here....unless £15 to rainy day fund counts..

More whoopsie spends cos I've had such a derriere of a week and I discovered I love chanel no.5 last night...so got it half price on ebay....

Good buys but whoopsie buys still the same..:eek:..

Have decided am buying no more new shoulder bags even though I'd love a barbour saddle type bag because like I change them so often. Max budget for a shoulder bag = £10 from now on...

I don't really do shoes apart from what I need but I'm terrible at bags :eek:......it's one of my weaknesses...

Good to see you back GAP.....

Hope you can cope with the empty nest syndrome whoever it was - hugs

Am now budgeting for cigs and then not buying them with the aim of padding cig monies end of week. But with not menu planning it soon gets spent :eek: I'm now 16 days despite a horrid week e-cig though I know I'm not out of the woods yet

E

hummingbird

psychopathbabble wrote: »

You should be able to make debit card payments on the credit card online accounts, and possibly even make odd payments from your current account. You will need to set up the credit card accounts as 'recipients'. Hope that helps?

Thanks for that, I'll have a go!!

hummingbird

Hopeful1 wrote: »

As psychopathbabble said, you should be able to set up a to make a payment to your creditors. You'd need the account, sort code & ref. no (my credit card is the card number). It might be worth going into the branch or ringing them to help if you're not sure.

Thanks Hopeful!!:j

brettcta

small one today as a i had to get fuel this morning

38p to cc

brettcta

i've not updated this this week, but what i've started doing is making additional, regular daily payments to my cc from my current account, so if my balance reads XXX.32 when i come online, making a payment of 32p to round it down. when i'm feeling flush, i'll take it from after the decimal place, so if it reads XX1.32, making a payment of £1.32 per day. it's not much, but it's getting me there better than one small payment a month would, as i'm now making that same small ( a few pound over minimum payment) plus a bunch more smaller payments on top

Allie_Ballie_Bee

Erme wrote: »

Where about's east or west? I'm in the nE and going to Inversneckie beginnning of October (and a few other places)..would be fab to meet up

I am in Aberdeen. Where are you Erme/

I am also the potential empty-nester (DS is 16) hence the desire for a puppy to fill the void. :rotfl:

£1.00 for me today please GAP

psychopathbabble

Allie_Ballie_Bee wrote: »

I am in Aberdeen. Where are you Erme/

I am also the potential empty-nester (DS is 16) hence the desire for a puppy to fill the void. :rotfl:

£1.00 for me today please GAP

I was in Aberdeen last week Part of my super quick mega tour of Scotland!

sophia-abigail-mummy

beccie wrote: »

£4 to the loan please Gap

Just done some recalculating - with all the extra PADs adding up my DFD has come down from Dec 2012 to Nov 2012 :j

Well done of the dfd reducing.
PAD £415.35 to all CC's

the_mollusk

Winnie_in_Pooh wrote: »

How did you manage this one??? My Dr Evil wannabe makes the most hideous, bloodcurdling screech when he's waiting to be fed! Even the dog cringes lol!

the key is to train an incompatible behaviour - the one recommended in the book i've got tells you to teach the cat to sit on a chair in the kitchen (there's literally no room for a single stool in my kitchen so i taught mine to sit on a mat - it worked but i think a chair would be more effective cos he kept wandering off the mat at the start).

so. at feeding time, encourage him to jump up on the chair, and reward him for it. then reward him for sitting on it for 3 seconds, then 5 seconds, then 10 seconds. then start pottering about the kitchen as if you're about to prepare the food, all the while rewarding him every 10 seconds or so for staying on the chair, but try not to give him any clues as to when you're about to reward him - just make it seem random as long as he's sitting on the chair.

if he jumps off, encourage him to get back on and start again, maybe with shorter intervals. eventually you'll be able to potter about with him sitting on the chair waiting for his next treat, keep treating him until you're ready to feed him, then make the final interval much shorter (3 seconds or so) and give him his dinner and a big fuss

took my cat about 2 sessions to learn, it was incredible. i think he was just under a year old. i admit he's forgotten (not his fault, i got rid of the mat cos even that was in the way in my tiny kitchen!) and just recently he's started making a blimmin racket when he's about to be fed so i might have to try re-training him

good luck!! x

extra pad of £5 to make up for all the cat talk!!

never_too_old

Good morning all,

My pad today £107 to various places.