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Achievements of 2006, goals for 2007
Comments
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Hello
2006
Lightbulb moment, sorted out finances and changed to 0% cards, changed bank accounts etc.
Stopped smoking
Now living within my monthly budget
2007 (And probably for the next few years!)
Throw money at credit cards to pay off more
Go on holiday
Save up for a house
Merry Christmas and a Happy New Year!Ciggie free 2am 21/09/06. Debt free 25/06/09.'It was such a lovely day I thought 'it's a pity to get up'' W. Somerset Maugham.0 -
Not thought about this yet (not even started xmas shopping so new year resolutions not on the radar). Thanks for the prompt, financial achievements are
Achievements
Debt now manageable and down 2.5k
New job which pays more and is more interesting
Goals
Eradicate 10k debt by cutting down on rubbish: manageable subject to (both also objectives in themselves)
- Successful remortgage of flat, from interest only to repayment mortgage
- Civil partnership ceremony and the price of related celebrationsmjh1977 Highest debt -18.5k (Dec 04) Current debt now below £10k for the first time in 4 years :j0 -
Good post
2006 Achievements
- Had my 1st Anniversary of my LB moment in Nov
- Paid my Car insurance & Road Tax in 1 lump sum
- Improved my budgetting (but still area to improve!)
- I have emergancy savings (first time in my life!)
- Lost 1 stone in weights
2007 Targets
- Go on holiday!
- Do (and pass) my bike test
- Pay off more debt!
- Increase my savings to 5k
- Lose another stone in weightOfficial DFW Nerd Club - Member no. 092
::£2 - CSC - Terramundi is filling up!! :: Joined 3/3/06 :: 5/2/07 - 835kg + £280 Banked!!::
::5p,10p & 20p - Savings Tin :: Founded 9/4/06 :: 23/3/07 - 3.2kg ::
Lost to date - 9kg (22/8/06) Next weigh in 2007!!0 -
2006 Achievements
Found MSE
Decided to retire :j
Aims 2007
Clear my CCs from lump-sum
Stay debt free
Learn to live the OS way0 -
Achievements
1) paid of about 3k worth of debts
2) hit a round of golf in teh 70's
3) maintained my original weight loss
4)*
Aims
1) 2007 to be a better year coz 2006 was !!!!
2) Pay of all debts bar what i owe the Bank of Dad
3) To hit 3 or more rounds in the 70's and one under 5 over par
4) Maintain the peace i currently have
5) Gain a better understanding of myself
6) To find an OH worthy of me
7) to be more patient with people and not so judgmental
8) pay of the tax i know owe due to my Employers screwing my tax code up!
i shall stop for now otherwise i could going on and on and on and on!
WillSShhhhhhhhhhhhhhhhhhhhhhh0 -
achievements in 2006
- got the debt down from 8k to 4k
- started my own business
- came off benefits
goals for 2007
- pay off remaining debt by the summer
- continue to pay into my sharebuilder
- save.save.saveNovember NSD's - 70 -
Achievements I'm most proud of in 2006 :
1. Having our lightbulb moment
2. Paying £3243.67 off our debt
3. Discovering Quidco, Pigsback and Mystery Shopping
Goals for 2007
1) Pay off our credit card debt by March 2007
2) Save enough to pay off my car loan
3) Design a monthyl budget and stick to it!
4) Make an extra £50 a month for savings
DEBT FREE for the first time in 10 years and with savings!
1st Baby due May 2011
it's a BOY:j0 -
2006:
Had LB moment
Added up all the debt :eek:
Started DMP
Cut back on everything possible
Learned to live within a budget
2007
Make a dent in my debts
Clear Freemans catalogue
Walk the West Highland Way (cheaply!)Proud to be dealing with my debts :j
Debt free date now [strike]Nov 2020[/strike] [strike]Oct 2017[/strike] [STRIKE]Aug 2016[/STRIKE] May 2011 at present rate0 -
2006: paid off half my debt
2007: pay off other half!0 -
acheivements in 2006
- have my light bulb moment
- cancelling ppi on loans
- started claiming fees back
- gave up alcohol
- gave up ciggies
targets for 2007
- get rid of overdraft, greenwood and vanquis by July.
- get a better paid job
- lose weight
- spend more time with my familyMarried my amazing hubby on 8th September 2012 :j:j0
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