Achievements of 2006, goals for 2007

Brassic

Hope this hasn't been done already?
I was thinking back today on all that I'd achieved DFW wise in 2006, and wondering what I should aim for in 2007. I thought it might be an interesting thing for other folks to do too. Perhaps top 3 for each - I'll start

Achievements I'm most proud of in 2006 :

1) Finding out how much we owe exactly! :eek:
2) Sorting out the cheapest deals on all bills/cards thanks to this website! :T
3) Sorting out getting my bank charges refunded.

Goals for 2007

1) Shave at least 12k off our current debt.
2) Not incur any bank charges whatsoever.
3) Stick to our monthly budget.

Anyone else fancy joining in?

Cheers!
Brassic

chrispyphillips

Go on then, in for a penny (through Quid-Co )

Achievements in 2006

1) Changed from dead end, crap paid job I hated to job closer to home.
2) Realised I hated this job too and subsequently changed that to a brilliantly paid job.
3) Used extra money to buy brand new flat in nice area at a fairly good price.
4) Decided to sort out my finances and use MSE to assist me with most financial decisions I have to make these days :money:

Goals for 2007

1) Get in to matched betting, cos it seems theres money to be made from it!
2) Reclaim any unlawful charges my banks may have charged me over the years
3) Sort out my life insurance/contents insurance policies etc cos i'm a bit lazy!
4) Enjoying my life and not having to worry about spending this, or not spending that. Wise spending, with cashback, is definitely the way forward!

Good luck with 2007 MSE's!! :T :beer:

Imelda

oooh Brassic, good thread!

Achievements in 2006

I had my light bulb moment- after years of running up debt and then paying it off with annual bonus. This year the bonus didn't cover it!
I began budgetting and kept a spending diary.
I paid off my student loan, loan to my Dad, sofa finance and my £1250overdraft.
All my debt (except mortgage) is now 0%.
I began overpaying my interest only mortgage.
Christmas is not being paid for on credit.

Aims for 2007

Pay off last of debt with annual bonus (so that savings remain in ISA).
Actually have some bonus left over for a treat for me.
Save £3,000
Sell flat and move in with lovely OH.
Sell heap of car and just use public transport.
Become more environmentally friendly

that's it for now, there will also be the usual ones of eating less, exercising more, drinking less yadda yadda.

poorbutrich

Mind if I join in?

Achievements:
1. Completely stopped buying any sort of ready made meal or bad supermarket stuff.
2. Discovered Lidl, Quidco and my old childhood moneybox.
3. Changed jobs.
4. Learned how to play chopsticks on the piano.

Goals:
1. Use public transport wherever possible.
2. Build up savings so we can buy a house.
3. Drop a dress size.
4. Marry someone rich.

angelavdavis

I think its a great idea for a thread - good to take stock and look forward!:j

2006 Achievements

Got round to posting my achievements on MSE!
Found myself a lovely man! Then reduced his bills too!
Got myself a new job paying three times more than last salary!
Paid £4k off Egg card! Still have £9.5k left! :eek:


2007 Goals

Finish MBA (November hopefully!)
Grow more vegetables in new garden - taste good and cheap!
Pay off Egg card
Overpay mortgage for whole year
Finish top patio (diy job - 2 years and counting)

lynzpower

I cant WAIT for 2007!!!!

Achievements I'm most proud of in 2006 :

Having LB moment
selling flat, awaiting exchange any day now :rolleyes:
taking responsilbity
getting physically better


Goals for 2007
getting back to work pronto
paying off all my debt by end of march
making as much money as possible
having more fun, going on holiday, going out and living life to the full!

lynz
x

mjdh1957

Great idea for a thread!

2006 Achievements
Paid off my Egg loan over 3 years early
Got a cash-back credit card so now they pay me!

2007 Goals
Keep paying into my ISA
Increase payments into personal pension plan
Stay debt-free

Sammz

Financially -

Achievements:

1. Seriously paying off debt
2. Cashback, survey sites etc
3. Started Avon to get extra money

Goals:

1. Clear debt
2. Save/borrow sensibly for kitchen/bathroom
3. Put more money in my ISA

Littlemiss-lotsofdebt

Loving this thread!

My achievements are:

* Having my lightbulb moment
* Paying off my Next account & 2 loans to friends
* Having cash for Christmas for the first time ever
* Learning to meal plan and cut my shopping budget

My goals for 2007 are:

* Pay off my Barclaycard
* Try not to take myself too seriously
* Continue on my debt free journey
* Have fun and look after my health

SunderlandBlackCat

2006 Achievements

• Getting all of my non-mortgage debts down to the point where I could SBT them all onto one 0% card.
• Getting a new job that pays 20% more than my old job & another £5k per year for agreeing to be on the emergency contacts rota.
• Getting my Mortgage below £20k

Goals for 2007

• Completely pay off my non-mortgage debts before the end of June
• Start stoozing to speed up clearing my Mortgage.
• Get my mortgage down to £10k

immoral_angeluk

Achievements in 2006 -
Got married with honeymoon for less than 2k and had a great day.
Had lightbulb moment middle of October.
Paid off Dell finance.
Paid off Rockwell DCA.
Paid off Capital One credit card.
Paid off Blackhorse loan.
Cut down our monthly outgoings.
Having a budget christmas but with everything we wanted

Targets for 2007 -
Give birth to a healthy baby in January.
Pay off another 2 debts by the time I go back to work.
Be financially stable when I go back to work (even with 2 lots of childcare to pay for!).
Generally be happy and pay off as much debt as physically possible and therefore reduce our monthly outgoings.