Achievements of 2006, goals for 2007

Bazey

Achievements in 2006 -

Reduced cholesterol from 8 to 4.9
Learnt how to cook a bit
Dj'ed with Groove Armada
Redecorated flat
Started to tackle debt rather than moan about it

Targets for 2007 -

Reclaim bank charges
Get a full time job that I enjoy
Move into new home
Have my dog live with me in london
Keep reducing debt
Go on holiday
Have loads of fun

Merry xmas to all and have a fab 2007!!!

bazey.x

themaccas

2006 has been a defining money year for us:

Achievements 2006

1. Lightbulb moment in January and finally facing up to our monster debt
2. Not falling apart when we found out the correct figure
3. Paying off 20K in 11 months
4. Not using credit cards and Saving Money

Goals 2007:

1. Enjoy our holiday in March
2. Not to use cc's on holiday and stick to our budget
3. Budget, budget, budget through out the year
4. Pay off another 15K

gettingthereslowly!_2

V. Good thread

Achievements 2006

1) Paid off almost 10 thousand smackeroonies!
2) Reclaimed 1'000 of bank charges
3) Went to Thailand for 2 weeks and didnt use one 'debt card' to pay for anything!

Goals for 2007

1) Pay off another 10 grand :rolleyes:
2) Reclaim credit card charges
3) Go on holiday again without using a 'debt card'!

Merry christmas and a very happy new year everybody!! :beer:

Mountain_Goat_2

Achievements in 2006:

1. Lightbulb moment in October
2. Transferring credit card debt onto interest free card.
3. Cooking at home more often, eating out less, not having take-aways.
4. Making a budget and sticking to it, and keeping a spending diary.
5. Going to the pub less often, and drinking less when I do.
6. Giving up smoking.

Goals for 2007:

1. Start mystery shopping to make some extra cash.
2. Reclaim bank charges
3. Start saving
4. Have paid off at least half of my current debt.

Goals for 2008:

1. Be completely debt-free.

ehallett

Excellent thread

Achievements of 2006

1. Clearing over £6,000 worth of debt.
2. Managing to come through a very difficult year.
3. Setting up a charity in memory of my nephew and raising over £1,000 in a few months.

Goals for 2007

1. Stick to my new debt-clearing plan.
2. Claim back my bank charges.
3. Have a happier 2007.

Emily x

Avogirly

Oooo, great thread!

Achievements for 2006

• Started to cook!
• Reduced total debt to under £20,000
• Bought Christmas presents without spending on my debt cards
• Learnt how to budget (although am rubbish at keeping it!)

Goals for 2007

• To pay off credit card, leaving just the loan
• Pay half of the loan off
• Stick to better budgeting!
• Don't leave the buying of xmas presents till December
• Learn more cooking skills

I hope everyone has a fantastic xmas and new year.

mizmir

Achievements for 2006

1. Found MSE!
2. Worked out a budget and a DFW plan
3. Set up new part-time dog training business

Goals for 2007

1. Pay £10K off debts
2. Live within means each month
3. Set up "budget" accounts so that there are no nasty surprises to find money for (like the car MOT, the tax bill, Christmas... )

lynsayjane

i love threads like this!

ok my top three are...

achievements for 2006

1- having my lightbulb moment in august after finding mse! cheers :money:
2- paying off my overdraft with the bank and rearranging my debts to make it more manageable
3- actually managing to (mostly) stick to a budget, not use cc (too often :eek: ) and not put any of xmas onto credit! :j

aims for 2007

1- clear debt off as early as possible and start saving for my first holiday!
2- start a proper health and fitness regime and stick to it!
3- make myself happy!

well done everyone for all your hard work in 2006 and all the best with acheiving your aims for 2007.:T

Two9A

Right, let's see.

Achievements this year:

• Completed the job in Turkey; definitely an eye-opener, living over there.
• Found a couple of semi-long-term contracts for my web development.
• Saved £5k! (should hit this before the New Year, if I get this site done.)

Targets for next year:

• Find more jobs, and work like a demon (hopefully, I can bring down the amount of sleep I get per day to 3-4 hours.)
• Save another £10k, which should be enough of a deposit to grab a "good" debt (big chunky mortgage).
• Develop my ideas for fiction novels to.. novel-size. The furthest I've got so far is 3 pages, not so far to go!

Not too ambitious, I think

Mrs(no)money

Bril thread!:D

Achievements 2006


Found MSE
Discovered 'budgeting'!
Kept a spending diary
Changed utilities
Found pigsback, quidco, surveys etc thanks to MSE
Changed bank accounts so WE are paid interest:rotfl:
Bought all xmas pressies with vouchers and/or Cash:D -previously unheard of
Paid extra off mortgage, thanks to the 'mortgage pig' about £1200 in total
Less takeaways, saved money but my bodyshape is unchanged:D :rotfl:
Oh, loads of things!

Goals for 2007

Keep doing all the above and not become complacent!
Change jobs to one that doesnt kn***er my body on a daily basis - maybe something totally different but thats kinda scary!
Keep chipping away at that mortgage by paying extra extras!
Be happy and healthy

Put like that, i've done more than i realised, but they seemed only little steps at the time....and without MSE i wouldnt have done any, so thank you to you all....

Merry Christmas and best wishes for 2007:beer: