Achievements of 2006, goals for 2007

Two9A

Apologies for a slight hijack of the thread, but it seems that whenever I write down my wishes, they start to come true. Just had a call from STMicro, who want to interview me in the new year.

It's only my dream job. Wish me luck!

CAFCGirl

Loving this, given it a bit of thought in the past week or so....

Achievements
1. Lightbulb moment in March
2. Set up advanced (well for me) spreadsheet for all my spending/debts etc
3. Snowballed all debts and overpaying on all except for loan.
4.Got rib of worst flatmate in history, got new one whose fab!
5.Fixed relationship with OH, and loving every minute again
6. Diagnosed with depression. I know its not an achievement in many minds, but now I've got an answer and more aware of myself, I feel I can actually cope much better now its all got a umbrella to go under
7. Opps nearly forgot, new job paying over 4k more per year, and most fabulous job in the world!

Aims
1. Move into a house in Jan/Feb
2. Continue with even better budgetting
3. Get head round meal planning once and for all
4. Become Debt Free! Well aside from loan, which I'll aim to get a F&F on, 9 months here we come!
5. Reclaim bank charges when overdraft/credit card with Abbey clear so they cant close the accounts on me

OOOOOOOOOOOOOOOOOOOh I cant wait for 2007 either!

crawley_girl

Achievements:

• Having LB moment
• Discovering Quidco and using it whenever possible
• Starting the £2 coin saving tin

Goals

• Continue with Quidco
• Successfully end my battle with Natwest re: charges and get money refunded (nearly there!)
• Continue with spending diary
• Reduce debts
• Keep on top of housework
• Enjoy myself

:heartpuls CG :heartpuls

LookingAhead

Good thread!

Hmmm not sure if I have too many proud moments but I would say:

1. Not giving up trying to get out of debt, when I went through rough patches this year - and have come back stronger in the last month or so.
2. Cleared one bank account overdraft & two credit cards and accounts have been/will be shut.
3. Snipped all credit cards.
4. Discovered QuidCo & Pigsback - and have spread the word to some very grateful friends.
5. Realised the old ways weren't working....so I began (and still in the process of I suppose) carving out new more successful ways.

Goals for 2007

1. Remain credit card free.
2. Beat the overdraft down by my birthday (early April).
3. Begin to save some money.
4. Start doing work on the house again.
5. Continue to budget.


Wow - good luck everyone!

oops_a_daisy

Two9A wrote:

Apologies for a slight hijack of the thread, but it seems that whenever I write down my wishes, they start to come true. Just had a call from STMicro, who want to interview me in the new year.

It's only my dream job. Wish me luck!

Good luck Two9A :j

Achievements 2006

1. I set myself a New Years' Resolution to clear all of my debts but untill I found MSE I didnt really do anything about it anyway I have cleared just under £8000 and managed to save just under £4000 ( unheard of pre MSE ) so technically I am debt free and have achieved my New Years Resolution :T
2. I have reclaimed bank charges and claimed for unfair endowment selling - result, new carpets in home
3. Started meal planning and budgetting
4. My main achievement was finding this place :j

Aims for 2007

1. Pay off the last amount on a 0% credit card and close it. Continue to use cashback credit card for purchases so I am paid for shopping :money:
2. Try to live more in the Old Style ways. Do shopping lists and stick to them, meal plan and use my vegetable garden to its full potential this year
3. Buy my very own VW campervan and get out and about more in the summer
4. Look into changing jobs - my job pays well and fits into my lifestyle but I HATE it :mad: would like to set up my own business but untill I find suitable premesis that is on hold
5. Find a nice boyfriend/partner ( think this one is impossible though but a girl can dream )
6. Be more organised - deal with paperwork as sson as I get it and claim expenses monthly NOT 6 monthly

thats it for now - got to go see my DD in panto

Megatimbo

Hello All
my 2006 achievements were :-

1. paid off Capital one credit cards
2. Cashed in my long term Axa life plan to pay off above had money left
3. paid off credit union loan with my savings i had with the union,had small a small balance left which i managed to clear.


2007 i`m really looking forward to

1. Continue my other debt busting
2. reclaim my bank charges
3. to be debt free hopefully in the coming year (or at least be on the last lap to do so )

Thanks for looking,xmas is almost here so take care all and have a good one.

M

taxi73

Wow what a great thread...

ACHIEVEMENTS 2006

(1)Found MSE
(2)Looked at all household bills...and saved money where I could
(3)Joined test and vote,Quidco and pigsback
(4)Opened some saving accounts for tax,holidays and rainy day fund
(5)Changed ISA to one paying more interest
(6)Changed current account to one paying more interest
(7)Done the storecupboard challenge..cutting my shopping down from over £100p/w to next to nothing
(8)got a tesco clubcard to get points for my petrol and will use these for deals
(9)got a boots advantage card and will use the £132 gained for next years christmas presents
(10)Changed all my credit card and overdraft debts to 0% credit card deals
:j :j :j :j :j :j :j :j :j :j :j :j :j :j :j :j :j :j :j :j :j :j :j :j :j :j :j :j :j :j :j :j :j :j

Didn't realise I'd done all this!!!!

HOPES FOR 2007
(1)To give up smoking and pay the £70p/w off my halifax card
(2)To pay my sofa £1970 by june
(3)To pay my other ccs off before 0% ends
(4)To have some savings


I wish you all a merry christmas and a happy new year:xmastree:

Energised

2006 - Had my LBM
2007 - Get my debt down to £4000.

FatJock

Fantastic Thread,

Achievements 2006

(1) Cleared almost all the debt except for 3 Student Loans.
(2) Learnt to pay CC's off in full when I've used them.
(3) Learnt to budget in advance for holidays, rugby tours, weekends away etc without leaving myself short.
(4) Used £2 savings to pay for car tax and insurance for the year. Never done that before.
(5) Completed a half marathon (sore knees but well worth the sense of achievement)

Goals for 2007

(1) Learn to use Quidco for more savvy shopping, find out about Match Betting. This will help with a money for nothing challange. Aim to raise £1000 from nothing. This will pay for a holiday to NY later in the year
(2) Tackle and attempt to clear those pesky student loans.
(3) Save like a demon to pay for new kitchen, bathroom and finish backgarden. All this will be done the DFW way.
(4) Get married on a budget - any tips and pointers on this please let me know.
(5) Get the IT security qualification I want to help me move into a better job and earn more cash.
(6) Enjoy the life i've got and stay in contact with friends whose lifes are heading off on new paths.

Best of Luck for 2007 everyone.

Regards,
FatJock

postingalwaysposting

Achievements I'm most proud of in 2006 :

* finding this site
* becoming debt free
* finding all the people on here (you are all 's)

Goals for 2007

* save at least £5000
* slow down my spending
* stick to weekly budgets