dirtyepic wrote: »
I am after some advice please with regards the issue of off road insurance.
We can't currently afford a replacement car for our 98 micra.
The micra will cost at least £400 to repair to get it through its MOT, then taxed (expired 31.08.11)
We have decided to take it off the the road after doing a little research on how much people pay for part ex (no matter condition of car) and in my area its about £500. With the plans to use as part ex next year when we will be able to afford a decent 2nd hand car.
So we have declared it SORN and we have parked up in our secure back yard.
When I have tried to change the insurance I have been informed that the only other option is 3rd party fire and theft which will cost the same as our fully comp policy.
So, now we have a car that's worth potentially £500 towards a new car, we have to continue to pay over £200 insurance annual policy on this, the insurance expires 29.01.11 and then we won't be able to renew because we have no MOT on it?!!
I am getting all confused here and frustrated. Can someone please help and advise on what kind of insurance is the most suitable - do all insurers offer laid up insurance?
Should I just dump the car at the local scrapyard and mourn the death of my faithful companion!!!! hahahahahaha!
Thanks for listening to my whingeing!! I feel like I am going around in circles!
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