How to cope being the only one with more than 2 braincells...

charlie792 · 15 June 2011 at 2:51PM

pinkcandyflossprincess wrote: »

Poor bloke
some people arent good with money and stuff- male or female

Agreed, my OH is pretty hopeless with it too. Don't get me wrong he's not stupid but he has no interest in sorting out finances etc whereas to be fair I don't really mind it. He openly admits he wouldn't have a clue if it wasn't for me.
I tell him who/when/what to pay and he does it.
I have full rein of his bank accounts (I wont steal it, I promise!) but I do sort out his finances - last month I had to set him up an ISA and sort out a credit card application. I discuss it with him first but he usually tells me to do what I think is best, so I do. Sometimes someone just has to take control

Im sure he would learn if he had to but to be honest I might as well make myself useful for something other than cooking:rotfl:

victor2 · 15 June 2011 at 3:02PM

polejunkie wrote: »

How to cope being the only one with more than 2 braincells...

A harsh title indeed.
Musicians and artists come right at the top of the list of those who are "financially challenged." They have talent and skills those of us who understand the economics of daily life can only dream of.

My DD is artistic by nature, even has a degree in it, but ordered a takeaway for £9.99, gave the cashier £10 plus a penny and called him stupid when he gave it back to her plus another one! She couldn't see where she was wrong.

If you can make him understand that you should deal with everything financial, and he should do nothing in that area without consulting you first, you might have a happy future together.

tomatoe_2 · 15 June 2011 at 3:36PM

I remember Sting had £7 million nicked from his account by his accountant and never noticed for years till someone else went over his finances. It may have been Phil Collins actually. One of them anyway.

I don't mean Phil was his accountant or went over the books.

Tygermoth · 15 June 2011 at 3:54PM

victor2 wrote: »

My DD is artistic by nature, even has a degree in it, but ordered a takeaway for £9.99, gave the cashier £10 plus a penny and called him stupid when he gave it back to her plus another one! She couldn't see where she was wrong.

I fail..... it took me a a while to work it out Lol

polejunkie · 15 June 2011 at 4:23PM

KiKi wrote: »

Serious question: why are you with someone who you think so little of? Why are you moving house with them if you really have such a low opinion of them?

We all start somewhere, we're not all savvy and in tune with finance. If it's out of laziness, give him a kick up the backside. But if it's out of ignorance and lack of understanding, then doing it all for him, screaming at him and putting him down won't help.

Sounds like you're better off apart.

KiKi

It has nothing to do with not being financially savvy, its basic common sense. Only an idiot would give out his bank details after being told they have won a holiday. At what part would alarm bells start ringing in your head?

Im not putting him down, although sometimes I would dearly love to have him put down. Getting him to understand the logical aspect of paying bills, budgets and savings are after over a decade wearing thin.

polejunkie · 15 June 2011 at 4:31PM

Bloomin_Freezing2 wrote: »

So was his bank account actually emptied?

Yes and wages go in again tomorrow. Its still not closed. He went to the bank and ordered a new card instead of closing and opening new account.

New card means new account in his head.

WASHER · 15 June 2011 at 4:35PM

polejunkie wrote: »

Anyway 99.9% of the time he will come and ask me to sort his stuff out like tax, bank stuff, bookings and ordering things on-line.

This is my husband too, although he just about manage to order something from Amazon.

I find my husband just isn't interested in knowing about bills/bank accounts etc, it makes his brain frizzle (2 degrees and currently studying for a Masters, so not daft).

As for bills, set up Direct debits/standing orders etc, I don't think I've "paid" a bill for years, no reason to do so in this day and age. As for bank accounts get an online account and do everything from home.

Nagging your OH will not change him, he probably just doesn't "get it", just like my OH, but I wouldn't change him for the world....no one is perfect.

As for the telephone scam thing, well he was a bit daft with that one, but I wouldn't be surprised if my husband didn't fall for it too. Just cancel the bank card/account and phone the bank, they will help you to change things over or they will monitor your account.

WASHER.x.

WASHER · 15 June 2011 at 4:37PM

polejunkie wrote: »

Yes and wages go in again tomorrow. Its still not closed. He went to the bank and ordered a new card instead of closing and opening new account.

New card means new account in his head.

Get him to phone the bank tonight on his return from work, the bank fraud team will help him. Why hasn't he contacted the bank/police to see where the money was transferred too? (I know the answer to that:D, my husband is the same!)

ViolaLass · 15 June 2011 at 4:39PM

victor2 wrote: »

A harsh title indeed.
Musicians and artists come right at the top of the list of those who are "financially challenged." They have talent and skills those of us who understand the economics of daily life can only dream of.

And having those talents makes all of us financial idiots, does it? Thanks.

candygirl · 15 June 2011 at 4:43PM

My ex was exactly the same, and was also a musician:o:oWehn I got rid of him I realised he was in 3 breakdown companies, AA, RAC and Greenflag:D:D:DThat was just the tip of the iceberg:D:D