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Bankrupt friendly home insurers

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  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    Bumping up the board :)
    "If wishes were horses, then beggars would ride"
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    Bump..........x
    "If wishes were horses, then beggars would ride"
  • Jesca
    Jesca Posts: 23 Forumite
    I have car insurance with Tesco and it was a very easy straightforward process. They never asked if I was Bankrupt. Should I check the policy documents more closely?

    Also when I phoned them about home contents, they asked me "if anyone in the household has EVER been declared BR" of which I answered yes and they refused to offer me anything.
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    Jesca wrote: »
    I have car insurance with Tesco and it was a very easy straightforward process. They never asked if I was Bankrupt. Should I check the policy documents more closely?

    Hi Jesca, I would if I was you. Fingers crossed BR is not mentioned in T&C.

    Best wishes
    If...x
    "If wishes were horses, then beggars would ride"
  • alastairq
    alastairq Posts: 5,030 Forumite
    hi..aren't Tesco still in league with RBS?
    No, I don't think all other drivers are idiots......but some are determined to change my mind.......
  • bruciebounus
    bruciebounus Posts: 171 Forumite
    So which insurers are ok with undischarged bankrupts?
  • sam-wileman
    sam-wileman Posts: 36 Forumite
    I have my house insurance with the Co-op and they didnt ask if I had been br. I was broken into just after the new year and I was really worried I wouldnt get a pay out, loss adjuster came, very nice lady, I cant remember the name of the company but I can find it if anybody wants to know, she asked if anyone in the household had been BR I was honest said yes, both me and my hubby, she asked how long ago, Feb 10 discharged Jul 10. She said it wasnt a problem and would advise co-op to pay out :)
  • jacquai
    jacquai Posts: 6 Forumite
    Hi

    My son was declared bankrupt in April and is staying with me. Just checked my building and contants insurance with Direct Line and they said it made no difference to the policy or renewal at all.
  • bruciebounus
    bruciebounus Posts: 171 Forumite
    I have a policy with Santander, have just called to let them know about my boyfriend's BR. They said it is fine and premium will stay the same.
  • anon_m
    anon_m Posts: 8 Forumite
    Hi All,
    Just wanted to let everyone know my experience. My current insurer Key Connect are messing around providing me with a renewal quote. Advised went BR during the current years insurance and they were fine with it, now its renewal time its a different story. Anyway, I went online to get some quotes and as recommended on here tried Co Op Insurance, got a really competitve price. I called their Cusatomer Services dept to check it was ok with BR and I was advised that if it is done with the internet no credit check takes place and therefore the BR will not show up, he confirmed that if I was to make a claim because I had advised them there would be no problems. I believe that isn't the case if you call them for a quote though.
    Thumbs up for Co Op!
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