Want to enjoy life and stop wishing the days away till payday !

Tebheag

Yippee Had the letter through for mortgage payments going to be £798 instead of £1050 yeah so happy still cant believe it.
Also the guy who was doing my old job has been struggling so he is now working of site and I am getting more work in again. About £300 a month could be more ! Was naughty and booked a holiday for next year only for a few days disney paris got if for 50% off. Makes me feel better doing a job I dont enjoy if I get to have treats ! I know does not seem like a good thing to do while trying to pay of debt but I have just spent the last couple of months after the scare of loosing my job tightening out belts and with the mortgage thing which we would never have got unless I had been trying to save money means we are overpaying our debts already !
In the new Year will be the serious debt busting Already set up a So to start over paying the Loan in January and going to try and be debt free by dhs 40th so got just under 2 and a half years to go !!!

Tebheag

Just checked bank account and we are overdrawn had been doing so well too. My bank account is looking really bad so unable to tansfer from it to stop being charged overdraft fee. Spent day trying to work out where I have gone off the rails and most of it has been christmas and my teenage son. He lives with his dad and I only pay about £5 a week as I earn very little money. Costs be about £10/£15 every week to pick him up to bring him over here. I have had to buy quite a few things lately too jacket shoes trainers as he did not have any to wear for school. Also I pay £15 a month for his phone without it I would not hear or speak to him inbetween seeing him. I have not spoken to his dad for over a year as he went in a huff when I told him I was going to be earning no money so could not give him any more than £5 a month. My husband was more than happy to pay for my child if he was under our roof but not for his dad to bring to him up. My ex wanted me to sell my car to give him more money. He only works part time and lives in a council house so cheap rent only him and his son he also claims benefits too. Not sure what is going to happen soon as my son is leaving school this year.
The thing that annoys me the most is while my son had been leaving with his dad it has been easy for him I had him for the first 12 years when I had to pay childcare and after schools clubs etc struggling while his dad paid very little for him. Now his dad seems to be using our son to only work part time and claim extra benefits ! And I am still the one having to struggle to keep my son in school shoes etc !

Fingers crossed DH will get a bonus but does not look to good this year as they cancelled the christmas party and made a few pwople redundant. Just getting to the point of having had enough of struggling and want to live for the day and treat my kids more.
Just got to remember even though I lost my job for a few months and I have a small amount off uncertain hours now that we did not get into extra debt and still managed to pay a little off.