Jolly June's NSD Challenge!

solventsoon

ifwisheswerehorses... wrote: »

Good afternoon all :hello:

Thanks, If, that made me chuckle:D. I've felt like that all day:(

kathy40uk wrote: »

:hello:

Hi lovely NSD gang xxx

The house is in the process of 'getting there' the maintainence man was probably mortified by the fact someone can actually live in it but I am happier with the way it's going. I have also taken a tip from the Flylady thread (Although most of that thread scares me!! How do people do that all the time:eek:) and will try the 'dot to dot' of a corner a day and try to keep on top of daily stuff.

Good news about the house getting there, Kathy, and better news that the leaks weren't mega-serious.
Hope you enjoyed your day out yesterday.
spoon x

niccatw wrote: »

Spoony I'm ok, thank you. Had a couple of blips but working hard at being positive and trying to do less stuff!!! Say hello to all the trollbusters for me. I miss them. When I eventuall see the back of the postgrad, I'll hopefully be a lot less stressed! And will pop in for some virtual tea and cake.

Pleased to hear that, nicca. I will indeed say hello the gang for you, the virtual tea and cake will be ready and waiting for your visit.:D



Well done to sf for no 7, I thought you deserved some of these :j:j:j:j:j:j


And no 11 for me today. I think it must be the cold weather but I have absolutely no inclination to go anywhere near a shop - am I OK??????:D:D

'nght everyone
spoon x

Keiss_21

(((((((Hugs))))))) to everyone, especially those who are feeling down. Hope you start feeling a bit better soon.

kathy40uk wrote: »

Keiss- sorry you are sad with all the changes but hope it's the start of exciting things to come

Thanks Kathy - was a bit wiped out over the weekend...been fighting off the bug that DH and DS2 are still spluttering with. Started to write down ideas when they came to me today (thanks Spoon for the idea), need to investigate various possibilities in the coming weeks....exciting!

Learning2Budget wrote: »

Well I am very pleased to announce another NSD, taking me to NSD 5 Wahoooooooo!
Although to be honest it's not been easy today. I've hurt my back and am off sick for 2 weeks and very bored. Saw the physio this morning, then twanged my back again this eve taking DD2 out the bath. Although this meant I didn't pop to the shop for goodies to keep me occupied till OH got in from work! Every cloud eh? L2B.x

Take it easy with your back Learning...have you tried using a TENS machine? It's my first line of pain relief (well, along with the paracetamol ).

Managed to catch NSD no 9 today (Monday) - half-way now! :j
I have a body massage tomorrow (£4 - Beauty Exam at local college ), so will do a bit of food shopping too as I will be spending. Need to top up the veg and get some flour..have to do some baking, and running out!

Must get to bed, up too late again!

See you all later in the week.

wouldbeqaulitymoneysaver

I don't know how I got it, no Riverford Organics trip today online that is, as I seem to have plenty in stock but I got me my No 5 NSD!! blimey!
Muffinman7 You poor sod. I don't know if it will make any difference but I have been in Supported Housing with50% mentally ill around me (very distressing) and you CAN make a life there. Depression is hardly surprising.(((Muffinman7))) It is also good to hear your story, ongoing progress or lack of it as well. It is good to read.
Keiss hope things work out Education is so important but the Free Market is a cruel nasty vampish brute that sucks up all the public goodness we less rich have.
(((( anyone who needs it)))) I love the virtual hugs here very nice.
best wishes to all

wouldbeqaulitymoneysaver

I also owe Apple App Store £14,72 for apps agggh and Apple won't let me even download updates to apps let alone download free apps. Aggh

jintyb

solventsoon wrote: »

Good for you, jinty, hope you enjoyed it. I treat myself to a "bought" sandwich once a week when I do the Tatco run, it's my reward for not killing anyone in there:D. Feels good because I don't do it every day which I used to do in the bad old days.:o

Heh,heh, is that YOU Spoon?
My fave sarnie ATM is a egg n bacon sub from gre$$s, bloomin lovely it was too!

muffin_man_7 wrote: »

Thanks niccatw my son is 19 and i've had to manage most of the time he was either too young for one group or too old for another so i stopped trying my youngest is 14 she has asthma and sleeps loads she's got anemia atm i felt so bad for so long i thought it was just me i only went to docs cos my eldest was worried about the amount of time i was getting migraines doc put it down to stress to start with my daughter thought it had something to do with being treated like a punch bag glad it's not i will tell doc a bit more next time i go need some more tabs soon

to you MM7,( and Beanie) keep going, we're all here for you. Glad you got some help from the doc MM and I hope the tabs help. Remember we're all here to help if we can!



Good morning to all !

I am off till Tues

Confined to barracks this morning as the new suite is coming!!!YAY!
Last night was spent getting the old stuff out/uplifted so I am currently sitting on a camping chair.
However, I am looking forward to lying back on my reclining sofa tonight. I am SO excited ( can you tell?)
Hoping for a NSD today as I am not going anywhere ( at least I have no plans at the minute)

Have a lovely day everyone!:)

Learning2Budget

Won't manage a NSD today. Mum n dad coming home from their hols, so need to get them some milk and bread. Saying that I won't be picking them up if my back stays like this, which could make life interesting! Maybe need to look into renting a tens machine, cheers Keiss.
L2B.x

IF

Good morning all :hello:

Big hugs to MM7 and Beanie From me too

SF Got my 8th NSD yesterday, thank you :A

slowlyfading wrote: »

Please can you to highlight your number of NSDs in a colour and in bold and preferrably LARGE so that I can see them easily when I whizz through the posts - any colour will do, though I am personally partial to PURPLE

Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!

LittleMissHappy_2

I'm back :dance::dance::dance:

Finally got my internet sorted (had to wait for a new modem).....repoting NSD 7 please sf x

Have had a quick read through, hope everyone is doing well especially mm7 and beanie :kisses3:

dmlambert

Hi all!

Just flying by to say I have managed to get Number's 5, 6 & 7. Currently on 4 in a row.

:j:j:j:j:j:j

Hopefully I have keep it up

jaffacakegal

NSD 7 for me yesterday.

Dunno who it was who said about paying for things with bags of coins but I do the same, and get some very odd looks!

Cleared out my purse yesterday, put my 1ps 2ps 5ps and 10ps in separate piggy banks (not counting as a spend as it's still technically mine!). Must think of a nice treat to spend it on when they are full!

JCG x