Daffy's 'patchwork dreams' diary

Karmacat

Oopsie. Hope the bank account hasn't thrown a blue fit

Cheery_Daff

Ok.....

not tooooooooo bad.....

There's £91 in the current account - needs to pay for trains to work x 5 before I get paid again leaving £30

There's £18 in my purse

and there's £11.40 to come from an expenses claim I need to put in tomorrow...

I don't appear to have poached anything from any other accounts :rotfl: :rotfl: :rotfl: Although I was hoping to stick my last expenses claim into the patchwork fund, I now won't be doing that And it appears from my spreadsheet that my car maintenance fund stands at -£126 :eek: :eek: (this is just an allocated fund within the bills account, so the account isn't actually overdrawn). The problem has been all the !!!!in new tyres we've had to have this year :mad: - and the back two are going to need replacing soon too... I allocate £40 a month to this, and theoretically only pay half of everything, so it should be plenty (although I think I've actually paid outright for the last 2 sets of tyres myself - which may explain why the balance looks so bad!)

So.... challenge is...

That £18 can last me this week - including food and bus fares to/from work (although I've just rememered my multi ticket thing for York has run out - and costs £18 :rotfl: :rotfl:) Oh dear!

(also just remembered Mr Daffs still owes me £89 for paying for his passport renewal because they wouldn't take the cheque he'd written - and that reminds me that he needs to reply to the letter they wrote :rotfl: :rotfl:)

Alright then, here's the plan:

* buy £18 bus ticket tomorrow
* walk as many journeys to/from station at this end as I can (it's only 50p on the bus but it adds up!)
* take lunch to work EVERY DAY (I've become a bit rubbish at doing this which is probably why I'm nearing the end of the bank account... Free lunch on Thursday though )
* No more cafe trips this week! :money:
* cook proper meals!

Shouldn't be too hard, right?? Going straight from work to a meeting on Tuesday, straight to the pub on Wednesday (but that'll be a soda water and a lift home job), and I'm at home alone on Thursday so can cook :T :T

Pah, just remembered flute lesson on Friday - another £13. And then another gig.

Oh dear, need a little bit more practice on this don't I??? :rotfl: :rotfl: :rotfl: Will try again later...

Karmacat

Hmmmm .... seems the bank account is throwing a *purple* fit

Thing is, learning to budget when you know you have a good-sized wage coming in is quite difficult. You want to budget because you're putting big wodges aside to save, but its still difficult. I think you're doing great!

gilligansyle

I found it so much easier to budget when I *needed* to do it, its so much harder when you can actually manage reasonably well. You tell yourself that you'll pull back up next month, but it never seems to work.

Cheery_Daff

How very true! I thought it was just me being a bit rubbish

I'm not actually *behind* or *Struggling* at all - could just do with the £89 from Mr Daffs back - then I'd be ahead of myself :rotfl: :rotfl: And I've been caught out by idleness and not taking lunch to work - we just have *not* got the food buying thing right at the minute at all - never do a 'big' shop, but rather lots of little ones, which is fine - but tends to result in just buying food for the next day, and because I can't go every day (that whole work thing gets in the way :rotfl:) there never seems to be anything I can just throw in for lunch... (and then when I get in at 8pm the last thing I want to do is mess about with lunch for the next day - but then I end up spending £6 on lunch and something to munch on the way home :eek:)

Need to have a bit of a stock up I think... and a shake up!

Cheery_Daff

Just walked for 6 miles this evening - saving myself either £3 day bus ticket thing or the diesel (admittedly not much and I didn't have the car anyway so no choice :rotfl: :rotfl:)

Still - nicely blustered about now - I do quite like a good evening walk (although I rather wish I didn't live right on the top of a giant hill at times like these! :rotfl: :rotfl:)

ZTD

Just think of your cardio-vascular system.

It has probably just dis-owned you... :rotfl:

Cheery_Daff

It probably disowned me a long time ago Z, I've done more stupid things than this to it.

In fact, when I think about it, my whole body has been disowning me for years. I have no appendix, tonsils or adenoids, and my thyroid is jumping ship in a few weeks time too. What's next?! :rotfl: :rotfl:

ZTD

You'll have to be careful. You'll end up hollow...

Karmacat

I read these together, and it was definitely genuine laughing-out-loud time, thanks you two!