Hfo chasing me help wanted please!

Polmop

Make sure you ring your bank and cancel any payments to them as they may try to claim it from your bank account via your card details.

stew1981

On saturday i received a letter from hfo with the original copy of the credit agreement made with Barclaycard in 2002. ( i requested this six weeks ago) The 'Nice' lady from Hfo has now rang me again requesting that i pay £500 now and the debt will go away. I still do not acknowledge this debt so i politely asked her to calm down and lower her tone as i was being reasonable as i do not remember debt. To which she replyied the last payment was made on 07/10/05 so debt is not yet statue barred and if i did not pay she would be forwarding my details to there solicitor to take me to court. To which i answered im sorry but i cannot pay a debt i cant remember so you will have to do this. (End of conversation)

What will happen now or what should i do?

RAS

OK

Ring Barclaycard and ask for the latest balance to start with as any and all payments within the last 6 years will be detailed on their systems.

If that does not work, then do a Subject Access request on HFO. They have to provide a copy of every little bit of information on you that they have (including a note about all the telephone calls they have made. That will detail this "payment".